ROSCOFI
ActiveSummary
ROSCOFI has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €26k. Equity is growing by ~75% per year across the filed fiscal years. Its solvency ranks better than 76% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 4.24 against 2.82 in 2024; short-term debt: 20.7% and cash: 45.5% of total assets), and 20.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
41%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
6 d late
2024
55 d early
2023
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 100%
2024 · €25k
2023: €13klowest in 3 years
2024: €25k▲ +98.5% vs 2023
2025: €50k▲ +100% vs 2024highest in 3 years
2023 → 2025
Total assets
€63k▲ 85.6%
2024 · €34k
2023: €22klowest in 3 years
2024: €34k▲ +54.9% vs 2023
2025: €63k▲ +85.6% vs 2024highest in 3 years
2023 → 2025
Net result
€26k▲ 95.4%
2024 · €13k
2023: €11klowest in 3 years
2024: €13k▲ +25.1% vs 2023
2025: €26k▲ +95.4% vs 2024highest in 3 years
2023 → 2025
Working capital
€43k▲ 158%
2024 · €16k
2023: €3klowest in 3 years
2024: €16k▲ +433% vs 2023
2025: €43k▲ +158% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€25k▲ 98.5%€50k▲ 100%
2023: €13klowest in 3 years
2024: €25k▲ +98.5% vs 2023
2025: €50k▲ +100% vs 2024highest in 3 years
Operating result€14k-€18k▲ 23.9%€34k▲ 89.6%
2023: €14klowest in 3 years
2024: €18k▲ +23.9% vs 2023
2025: €34k▲ +89.6% vs 2024highest in 3 years
Net result€11k-€13k▲ 25.1%€26k▲ 95.4%
2023: €11klowest in 3 years
2024: €13k▲ +25.1% vs 2023
2025: €26k▲ +95.4% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 90% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€7k ▼ 7.8%
Current assets
€56k ▲ 118%
Equity and liabilities €63k
Equity
€50k ▲ 100%
Debt
€13k ▲ 44.9%
Debt's share of the balance-sheet total falls from 26.5% to 20.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▲
2024 · €19k
Cash flow
€27k▲
2024 · €14k
Current ratio
4.24▲
2024 · 2.82
Debt to equity
0.26▼
2024 · 0.36
ROE
51.7%▼
2024 · 53.0%
ROA
41.0%▲
2024 · 39.0%
Interest coverage
723.62▲
2024 · 403.43
Debt ≤ 1 year
€13k▲
2024 · €9k
Income taxes
€8k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€34k€63k▲
Formation expenses20€514€206▼
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€6k€6k=
Current assets29/58€26k€56k▲
Amounts receivable within one year40/41€13k€25k▲
Trade receivables40€13k€25k▲
Other amounts receivable41-€148
Cash at bank and in hand54/58€13k€29k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€34k€63k▲
Equity10/15€25k€50k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€23k€48k▲
Amounts payable17/49€9k€13k▲
Amounts payable within one year42/48€9k€13k▲
Trade debts44€21€52▲
Suppliers440/4€21€52▲
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€8k€12k▲
Other amounts payable47/48€1k€833▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€938€938=
Other operating charges640/8€63€245▲
Gross operating margin9900€19k€35k▲
Operating profit (loss)9901€18k€34k▲
Financial income75/76B-€45
Recurring financial income75-€45
Financial charges65/66B€47€48▲
Recurring financial charges65€47€48▲
Profit (loss) for the period before taxes9903€18k€34k▲
Income taxes67/77€4k€8k▲
Profit (loss) for the period9904€13k€26k▲
Profit (loss) for the period to be appropriated9905€13k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€49k▲
Profit (loss) brought forward from the previous period14P€11k€23k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €188 | €938 | €938 | = |
| Other operating charges640/8 | - | €63 | €245 | ▲ 288% |
| Gross operating margin9900 | €15k | €19k | €35k | ▲ 85.8% |
| Operating profit (loss)9901 | €14k | €18k | €34k | ▲ 89.6% |
| Financial income75/76B | - | - | €45 | - |
| Recurring financial income75 | - | - | €45 | - |
| Financial charges65/66B | €21 | €47 | €48 | ▲ 3.2% |
| Recurring financial charges65 | €21 | €47 | €48 | ▲ 3.2% |
| Profit (loss) for the period before taxes9903 | €14k | €18k | €34k | ▲ 90.1% |
| Income taxes67/77 | €4k | €4k | €8k | ▲ 74.4% |
| Profit (loss) for the period9904 | €11k | €13k | €26k | ▲ 95.4% |
| Profit (loss) for the period to be appropriated9905 | €11k | €13k | €26k | ▲ 95.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €22k | €34k | €63k | ▲ 85.6% |
| Formation expenses20 | €823 | €514 | €206 | ▼ 60.0% |
| Fixed assets21/28 | €9k | €8k | €7k | ▼ 7.8% |
| Tangible fixed assets22/27 | €2k | €2k | €1k | ▼ 34.3% |
| Furniture and vehicles24 | €2k | €2k | €1k | ▼ 34.3% |
| Financial fixed assets28 | €6k | €6k | €6k | = |
| Current assets29/58 | €12k | €26k | €56k | ▲ 118% |
| Amounts receivable within one year40/41 | €7k | €13k | €25k | ▲ 98.1% |
| Trade receivables40 | €7k | €13k | €25k | ▲ 97.0% |
| Other amounts receivable41 | - | - | €148 | - |
| Cash at bank and in hand54/58 | €5k | €13k | €29k | ▲ 126% |
| Deferred charges and accrued income490/1 | €1k | - | €2k | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €22k | €34k | €63k | ▲ 85.6% |
| Equity10/15 | €13k | €25k | €50k | ▲ 100% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €11k | €23k | €48k | ▲ 109% |
| Amounts payable17/49 | €9k | €9k | €13k | ▲ 44.9% |
| Amounts payable within one year42/48 | €9k | €9k | €13k | ▲ 44.9% |
| Trade debts44 | - | €21 | €52 | ▲ 147% |
| Suppliers440/4 | - | €21 | €52 | ▲ 147% |
| Taxes, remuneration and social security45 | €7k | €8k | €12k | ▲ 58.4% |
| Taxes450/3 | €7k | €8k | €12k | ▲ 58.4% |
| Other amounts payable47/48 | €2k | €1k | €833 | ▼ 36.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €13k | €26k | ▲ 95.4% |
| + Depreciation and write-downs630 | €188 | €938 | €938 | = |
| Operating cash flow (approximation) | €11k | €14k | €27k | ▲ 89.1% |
| Investment in fixed assets (approximation) | - | €-309 | €-309 | = |
| Change in cash | - | €8k | €16k | ▲ 96.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
14-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
2025
31-12
Financial
Highest result since 2023net €26k ▲95.4%
Operating result €34k, net result €26k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.82
Current ratio from 1.33 to 2.82; short-term debt falls from €9k to €9k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamois · 1 establishment unit since 2023
Ground area
1,580 m²
Building footprint
134 m²
Parcel 91039A0261/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ROSCOFI
since 20232.349.076.714
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91039A0261/00C000 | Wallonia | 1,580 m² | 1 · 134 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 38,070 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.