ROSART
ActiveSummary
ROSART has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €472k and a net result of €40k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 42% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+2
Solvency65▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.07 in 2024; short-term debt: 48.6% and cash: 1% of total assets), and 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.5%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
27 d late
2022
31 d late
2021
29 d late
2020
142 d early
2019
98 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€472k▲ 9.2%
2024 · €432k
2018: €17k
2019: €-39k
2020: €321k
2021: €400k
2022: €412k
2023: €410k
2024: €432k
2018 → 2025
Total assets
€1.19M▼ 3.9%
2024 · €1.24M
2018: €429k
2019: €649k
2020: €1.03M
2021: €1.30M
2022: €1.20M
2023: €1.33M
2024: €1.24M
2018 → 2025
Net result
€40k▲ 80.3%
2024 · €22k
2018: €30k
2019: €-56k
2020: €50k
2021: €79k
2022: €12k
2023: €-3k
2024: €22k
2018 → 2025
Working capital
€-499k▲ 9.3%
2024 · €-550k
2018: €-3k
2019: €-349k
2020: €-395k
2021: €-397k
2022: €-442k
2023: €-538k
2024: €-550k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€400k-€412k▲ 3.1%€410k▼ 0.7%€432k▲ 5.4%€472k▲ 9.2%
Operating result€88k-€21k▼ 75.9%€7k▼ 67.9%€41k▲ 504%€80k▲ 94.8%
Net result€79k-€12k▼ 84.1%€-3k€22k€40k▲ 80.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 95% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€1.11M ▼ 7.3%
Current assets
€81k ▲ 94.6%
Equity and liabilities €1.19M
Equity
€472k ▲ 9.2%
Debt
€721k ▼ 11.0%
Debt's share of the balance-sheet total falls from 65.2% to 60.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€174k▲
2024 · €135k
Cash flow
€134k▲
2024 · €116k
Current ratio
0.14▲
2024 · 0.07
Quick ratio
0.10▲
2024 · 0.04
Debt to equity
1.53▼
2024 · 1.88
ROE
8.5%▲
2024 · 5.1%
ROA
3.3%▲
2024 · 1.8%
Interest coverage
16.85▲
2024 · 9.90
Debt ≤ 1 year
€580k▼
2024 · €592k
Debt > 1 year
€142k▼
2024 · €217k
Income taxes
€30k▲
2024 · €5k
Staff costs
€241▲
2024 · €40
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.19M▼
Fixed assets21/28€1.20M€1.11M▼
Intangible fixed assets21€260k€260k=
Tangible fixed assets22/27€941k€851k▼
Land and buildings22€792k€758k▼
Plant, machinery and equipment23€102k€83k▼
Furniture and vehicles24€16k€5k▼
Leasing and similar rights25€31k€5k▼
Financial fixed assets28-€2k
Current assets29/58€42k€81k▲
Stocks and contracts in progress3€15k€20k▲
Stocks30/36€15k€20k▲
Amounts receivable within one year40/41€6k€48k▲
Trade receivables40€5k€14k▲
Other amounts receivable41€1k€34k▲
Cash at bank and in hand54/58€18k€12k▼
Deferred charges and accrued income490/1€2k€527▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.19M▼
Equity10/15€432k€472k▲
Contributions10/11€31k€31k=
Outside capital11€31k-
Share premium1100/10€31k-
Revaluation surpluses12€249k€233k▼
Reserves13€83k€99k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€18k€18k=
Distributable reserves133€62k€78k▲
Profit (loss) carried forward14€69k€109k▲
Amounts payable17/49€810k€721k▼
Amounts payable after more than one year17€217k€142k▼
Financial debts170/4€217k€142k▼
Amounts payable within one year42/48€592k€580k▼
Current portion of amounts payable after more than one year42€101k€75k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€24k€26k▲
Suppliers440/4€24k€26k▲
Taxes, remuneration and social security45€9k€39k▲
Taxes450/3€9k€39k▲
Other amounts payable47/48€456k€439k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€40€241▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€94k▲
Other operating charges640/8€8k€8k▲
Gross operating margin9900€143k€183k▲
Operating profit (loss)9901€41k€80k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€14k€10k▼
Recurring financial charges65€14k€10k▼
Profit (loss) for the period before taxes9903€28k€70k▲
Income taxes67/77€5k€30k▲
Profit (loss) for the period9904€22k€40k▲
Profit (loss) for the period to be appropriated9905€22k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€109k▲
Profit (loss) brought forward from the previous period14P€46k€69k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €79k ▲57.4%
Operating result €88k, net result €79k, both a record.
11-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
31-12
Financial
Equity above €200kEq €321k
Equity rises from €-39k to €321k.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Weakest financial yearnet €-56k ▼288%
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de la Hesbaye,Taviers 2015310 EghezéeGround area
1,786 m²
Building footprint
91 m²
Parcel 92122B0167/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Route de la Hesbaye,Taviers 201, 5310 Eghezée
since 19962.075.556.015
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92122B0167/00H000 | Wallonia | 1,786 m² | 1 · 91 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOUWONDERNEMING KONINGS DANNY
BE 0867.069.934
Kapellen · Eq €471,622
SUNGATE
BE 0676.466.122
Machelen (Brab.) · Eq €471,504
AWAR FINISH
BE 0553.480.317
Zaventem · Eq €472,304
GODIM CONSTRUCT
BE 0449.638.550
Anderlecht · Eq €472,407
BUILDERS COMPANY
BE 0888.447.447
Gent · Eq €472,913
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 4,682 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-02-1996
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43120Site preparation
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.