ROSA E
ActiveROSA E has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €35k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.44 against 3.15 in 2024), and 22.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.4%
Return on assets
27.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
21 d early
2023
8 d early
2022
32 d early
2021
30 d early
2020
32 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▼ 1.9%
2024 · €101k
2021: €92k
2022: €86k
2023: €76k
2024: €101k
2021 → 2025
Total assets
€128k▼ 10.7%
2024 · €143k
2021: €100k
2022: €116k
2023: €106k
2024: €143k
2021 → 2025
Net result
€35k▼ 3.7%
2024 · €37k
2021: €10k
2022: €14k
2023: €11k
2024: €37k
2021 → 2025
Working capital
€97k▲ 7.7%
2024 · €91k
2021: €89k
2022: €85k
2023: €75k
2024: €91k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€86k▼ 6.5%€76k▼ 11.5%€101k▲ 32.8%€99k▼ 1.9%
Operating result€14k-€20k▲ 49.9%€14k▼ 32.1%€49k▲ 254%€49k▲ 0.1%
Net result€10k-€14k▲ 45.4%€11k▼ 24.6%€37k▲ 238%€35k▼ 3.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€2k▼ 81.8%
Current assets
€126k▼ 5.2%
Equity and liabilities €128k
Equity
€99k▼ 1.9%
Debt
€29k▼ 31.6%
The debt ratio falls from 29.5% to 22.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€51k▼
2024 · €52k
Cash flow
€37k▼
2024 · €40k
Solvency
77.4%▲
2024 · 70.5%
Current ratio
4.44▲
2024 · 3.15
Quick ratio
4.44▲
2024 · 3.15
Debt / equity
0.29▼
2024 · 0.42
ROE
35.8%▼
2024 · 36.4%
ROA
27.7%▲
2024 · 25.7%
Interest coverage
25.53▼
2024 · 63.81
Debt
€29k▼
2024 · €42k
Debt ≤ 1 year
€28k▼
2024 · €42k
Income taxes
€14k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€143k€128k▼
Fixed assets
21/28€10k€2k▼
Tangible fixed assets
22/27€10k€2k▼
Current assets
29/58€133k€126k▼
Amounts receivable within one year
40/41€36k€12k▼
Investments
50/53€50k-
Cash & bank
54/58€42k€110k▲
Total equity & liabilities
10/49€143k€128k▼
Equity
10/15€101k€99k▼
Contributions / capital
10/11€13k€13k=
Reserves
13€88k€86k▼
Amounts payable
17/49€42k€29k▼
Amounts payable within one year
42/48€42k€28k▼
Trade debts payable within one year
44€4k€5k▲
Income statement
Code20242025
Gross operating margin
9900€53k€51k▼
Operating result
9901€49k€49k▲
Financial income
75€3k€2k▼
Financial charges
65€818€2k▲
Result before taxes
9903€51k€49k▼
Income taxes
67/77€14k€14k▼
Net result for the period
9904€37k€35k▼
Result to be appropriated
9905€37k€35k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €37k ▲238%
Net result €37k, the highest in the series.
31-12
Financial
Equity above €100kEq €101k ▲32.8%
4 profitable years in a row build equity to €101k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
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KWConsulting
BE 0792.388.248
Bonheiden · Eq €99k
Petrol & Retail Company
BE 0840.060.580
Maldegem · Eq €99k
EasYSTorm
BE 1012.146.401
Chastre · Eq €99k
Of 82,369 companies in sector 70200 we hold annual accounts for 51,486. 39,927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 04-08-2026. Scores and ratios are computed by Checked and are not a credit decision.