ROPAGRI
ActiveROPAGRI has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €562k and a net result of €-194k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 15% of 651 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability65▼-5
Solvency35▼-2
Growth63▼-16
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.68 in 2023; short-term debt: 34% and cash: 6.9% of total assets), and 90.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.8%
Return on assets
-3.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 651 sector peers (2024).
NBB · sector comparisonPosition among 651 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
28 d late
2022
29 d late
2021
26 d late
2020
27 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€3.49M▲ 36.3%
2021 · €2.56M
2018: €2.00M
2019: €2.31M
2021: €2.56M
2018 → 2022
EBIT margin
4.7%▲ 1.6pp
2021 · 3.1%
2018: -2.8%
2019: 8.7%
2021: 3.1%
2018 → 2022
Net result
€-194k
2023 · €62k
2018: €-48k
2019: €238k
2020: €17k
2021: €84k
2022: €163k
2023: €62k
2018 → 2024
Working capital
€-494k▲ 37.1%
2023 · €-787k
2018: €-156k
2019: €-218k
2020: €-514k
2021: €-449k
2022: €-826k
2023: €-787k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€2.56M€3.49M▲ 36.3%
Equity€559k-€613k▲ 9.6%€748k▲ 22.1%€781k▲ 4.3%€562k▼ 28.0%
Operating result€5k-€80k▲ 1,603%€165k▲ 105%€63k▼ 61.7%€-101k
Net result€17k-€84k▲ 405%€163k▲ 93.9%€62k▼ 62.0%€-194k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €101k after €63k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.74M
Fixed assets
€4.28M▼ 7.5%
Current assets
€1.46M▼ 11.7%
Equity and liabilities €5.74M
Equity
€562k▼ 28.0%
Debt
€5.17M▼ 5.9%
The debt ratio rises from 87.6% to 90.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€994k▼
2023 · €1.03M
Cash flow
€900k▼
2023 · €1.03M
Solvency
9.8%▼
2023 · 12.4%
Current ratio
0.75▲
2023 · 0.68
Quick ratio
0.70▲
2023 · 0.66
Debt / equity
9.21▲
2023 · 7.04
ROE
-34.5%▼
2023 · 7.9%
ROA
-3.4%▼
2023 · 1.0%
Interest coverage
8.27▼
2023 · 14.36
Debt
€5.17M▼
2023 · €5.50M
Debt ≤ 1 year
€1.95M▼
2023 · €2.44M
Debt > 1 year
€3.22M▲
2023 · €3.06M
Staff costs
€552k▲
2023 · €518k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€6.28M€5.74M▼
Fixed assets21/28€4.63M€4.28M▼
Tangible fixed assets22/27€4.63M€4.28M▼
Plant, machinery and equipment23€1.27M€1.44M▲
Furniture and vehicles24€3.34M€2.83M▼
Other tangible fixed assets26€23k€17k▼
Financial fixed assets28€37€37=
Current assets29/58€1.65M€1.46M▼
Stocks and contracts in progress3€52k€100k▲
Stocks30/36€52k€100k▲
Amounts receivable within one year40/41€1.01M€959k▼
Trade receivables40€873k€938k▲
Other amounts receivable41€140k€21k▼
Cash at bank and in hand54/58€554k€397k▼
Deferred charges and accrued income490/1€31k€992▼
Equity and liabilities
Total equity and liabilities10/49€6.28M€5.74M▼
Equity10/15€781k€562k▼
Contributions10/11€19k€19k=
Reserves13€402k€402k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€400k€400k=
Profit (loss) carried forward14€282k€89k▼
Investment grants15€78k€53k▼
Amounts payable17/49€5.50M€5.17M▼
Amounts payable after more than one year17€3.06M€3.22M▲
Financial debts170/4€3.06M€3.22M▲
Amounts payable within one year42/48€2.44M€1.95M▼
Current portion of amounts payable after more than one year42€938k€988k▲
Financial debts43€400k€200k▼
Credit institutions430/8€400k€200k▼
Trade debts44€1.00M€684k▼
Suppliers440/4€1.00M€684k▼
Taxes, remuneration and social security45€55k€59k▲
Taxes450/3€17k€40k▲
Remuneration and social security454/9€37k€19k▼
Other amounts payable47/48€42k€20k▼
Income statement
Code20232024
Remuneration, social security and pensions62€518k€552k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€968k€1.09M▲
Other operating charges640/8€40k€31k▼
Gross operating margin9900€1.59M€1.58M▼
Operating profit (loss)9901€63k€-101k▼
Financial income75/76B€71k€27k▼
Recurring financial income75€71k€27k▼
Financial charges65/66B€72k€120k▲
Recurring financial charges65€72k€120k▲
Profit (loss) for the period before taxes9903€62k€-194k▼
Profit (loss) for the period9904€62k€-194k▼
Transfer from tax-exempt reserves789€36k-
Profit (loss) for the period to be appropriated9905€98k€-194k▼
Appropriation of the result
Profit (loss) to be appropriated9906€670k€89k▼
Profit (loss) brought forward from the previous period14P€572k€282k▼
Transfer to equity691/2€331k-
To other reserves6921€331k-
Profit to be distributed694/7€57k-
Return on contributions (dividend)694€57k-
Social balance
Average headcount (FTE)908711.511.6▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-194k ▼413%
Net result drops to €-194k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
31-12
Financial
Back to profitnet €238k
Net result €238k after one loss-making year.
31-12
Financial
Equity above €500kEq €513k ▲92.8%
Equity rises from €266k to €513k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berloz · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Forge 224257 BerlozGround area
2,949 m²
Building footprint
192 m²
Volume, LiDAR
1,236 m³
2 parcels, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Doules 28, 4257 Berloz
since 19932.062.901.671
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64018A0215/00W000 | Wallonia | 1,751 m² | 1 · 99 m² | 7.8 m · 2 fl. |
| 64018B0150/00G000 | Wallonia | 1,198 m² | 1 · 93 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBerloz2.062.901.671
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Of 5,167 companies in sector 01110 we hold annual accounts for 612. 467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-1993
Fiscal year end31-12
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01410Raising of dairy cattle
01610Support activities for crop production
46319Wholesale of fruit and vegetables, excluding potatoes
51310
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.