ROOVIA
ActiveROOVIA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €13k and a net result of €1k. Equity is shrinking by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 4360 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
86
/ 100
Excellent▼ -14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability40▼-60
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 24.13 against 4.04 in 2023), and 4.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
95.9%
Return on assets
7.7%
Age of the figures
20 mo
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-02-2025, 164 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
164 d early
2023
71 d early
2022
25 d late
2021
22 d early
2020
30 d late
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€13k▲ 8.7%
2023 · €12k
2018: €29k
2019: €21k
2020: €22k
2021: €25k
2022: €7k
2023: €12k
2018 → 2024
Total assets
€13k▼ 14.1%
2023 · €16k
2018: €32k
2019: €21k
2020: €23k
2021: €27k
2022: €29k
2023: €16k
2018 → 2024
Net result
€1k▼ 78.5%
2023 · €5k
2018: €-7k
2019: €-9k
2020: €915
2021: €3k
2022: €2k
2023: €5k
2018 → 2024
Working capital
€13k▲ 11.6%
2023 · €12k
2018: €25k
2019: €20k
2020: €21k
2021: €24k
2022: €7k
2023: €12k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€22k-€25k▲ 15.7%€7k▼ 71.6%€12k▲ 68.1%€13k▲ 8.7%
Operating result€1k-€4k▲ 251%€1k▼ 68.2%€7k▲ 483%€2k▼ 75.4%
Net result€915-€3k▲ 270%€2k▼ 42.5%€5k▲ 147%€1k▼ 78.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 75% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €13k
Equity
€13k▲ 8.7%
Debt
€559▼ 85.3%
The debt ratio falls from 24.3% to 4.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€2k▼
2023 · €7k
Cash flow
€1k▼
2023 · €5k
Solvency
95.9%▲
2023 · 75.7%
Current ratio
24.13▲
2023 · 4.04
Quick ratio
24.13▲
2023 · 4.04
Debt / equity
0.04▼
2023 · 0.32
ROE
8.0%▼
2023 · 40.5%
ROA
7.7%▼
2023 · 30.7%
Interest coverage
11.97▼
2023 · 50.18
Debt
€559▼
2023 · €4k
Debt ≤ 1 year
€559▼
2023 · €4k
Income taxes
€482▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€16k€13k▼
Fixed assets21/28€306€0▼
Tangible fixed assets22/27€306€0▼
Furniture and vehicles24€306€0▼
Current assets29/58€15k€13k▼
Amounts receivable within one year40/41€2k€721▼
Trade receivables40€2k€0▼
Other amounts receivable41€3€721▲
Cash at bank and in hand54/58€13k€13k▼
Equity and liabilities
Total equity and liabilities10/49€16k€13k▼
Equity10/15€12k€13k▲
Contributions10/11€5k€5k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-7k€-6k▲
Amounts payable17/49€4k€559▼
Amounts payable within one year42/48€4k€559▼
Trade debts44€615€295▼
Suppliers440/4€615€295▼
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Other amounts payable47/48€637€264▼
Income statement
Code20232024
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€214€0▼
Other operating charges640/8€997€971▼
Non-recurring operating charges66A-€306
Gross operating margin9900€8k€3k▼
Operating profit (loss)9901€7k€2k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€138€138=
Recurring financial charges65€138€138=
Profit (loss) for the period before taxes9903€7k€2k▼
Income taxes67/77€2k€482▼
Profit (loss) for the period9904€5k€1k▼
Profit (loss) for the period to be appropriated9905€5k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-6k▲
Profit (loss) brought forward from the previous period14P€-12k€-7k▲
Transfer from equity791/2€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 24.13
Current ratio from 4.04 to 24.13; short-term debt falls from €4k to €559.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €5k ▲147%
Operating result €7k, net result €5k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.04
Current ratio from 1.30 to 4.04; short-term debt falls from €22k to €4k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €915
Net result €915 after 2 loss-making years.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2025
ROOSE Pieterjan
CurrentDirector · since 02-05-2025
02-05-2025
ROOSE Pieterjan: Appointed as Director
02-05-2025
HIMPE Melissa Irena: Resigned as Director
27-06-2024
BRACHKITE Loreta van Petro: Resigned as Director
23-08-2022
HIMPE Melissa Irena: Appointed as Director
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dreef ter Panne 12 C8000 BruggeGround area
4,882 m²
Building footprint
2,382 m²
Volume, LiDAR
14,342 m³
Parcel 31807I0283/00D002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Roovia
since 19922.056.779.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31807I0283/00D002 | Flanders | 4,882 m² | 1 · 2,382 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Nuances VerTaalservice
BE 0860.878.463
Holsbeek · Eq €13k
GARRIDO & DAVIES
BE 0462.085.432
Leuven · Eq €13k
DACATRAD
BE 0645.874.104
Anderlecht · Eq €13k
Bellingua
BE 0629.889.789
Ieper · Eq €14k
OFFERMANN LANGUAGES
BE 0806.921.719
Eupen · Eq €14k
Of 4,526 companies in sector 74301 we hold annual accounts for 716. 493 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-1992
Fiscal year end31-12
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
74852
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.