Summary
ROOTZ & WINGZ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €859k and a net result of €42k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 53% of 5527 sector peers (fiscal year 2025). The company has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
5 d early
2022
17 d early
2021
32 d early
2020
15 d early
2019
10 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€859k▲ 8.6%
2024 · €791k
2018: €953k
2019: €941k
2020: €946k
2021: €755k
2022: €755k
2023: €797k
2024: €791k
2018 → 2025
Net result
€42k
2024 · €-6k
2018: €101k
2019: €-12k
2020: €23k
2021: €8k
2022: €-235
2023: €39k
2024: €-6k
2018 → 2025
Total assets
€1.56M▲ 0.2%
2024 · €1.56M
2018: €1.57M
2019: €1.37M
2020: €1.42M
2021: €935k
2022: €1.28M
2023: €1.28M
2024: €1.56M
2018 → 2025
Solvency
55.0%▲ 4.3pp
2024 · 50.7%
2018: 60.6%
2019: 68.7%
2020: 66.7%
2021: 80.7%
2022: 58.9%
2023: 62.3%
2024: 50.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€755k-€755k=€797k▲ 5.6%€791k▼ 0.7%€859k▲ 8.6%
Operating result€3-€3k▲ 96,149%€52k▲ 1,711%€14k▼ 73.8%€71k▲ 427%
Net result€8k-€-235€39k€-6k€42k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 427% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.56M
Fixed assets
€1.52M ▼ 0.4%
Current assets
€46k ▲ 24.4%
Equity and liabilities €1.56M
Equity
€859k ▲ 8.6%
Debt
€703k ▼ 8.5%
Debt's share of the balance-sheet total falls from 49.3% to 45.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
4.9%▲
2024 · -0.7%
ROA
2.7%▲
2024 · -0.4%
Debt ≤ 1 year
€186k▲
2024 · €181k
Debt > 1 year
€511k▼
2024 · €578k
Income taxes
€11k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.56M€1.56M▲
Fixed assets21/28€1.52M€1.52M▼
Tangible fixed assets22/27€1.52M€1.52M▼
Land and buildings22€1.51M€1.50M▼
Plant, machinery and equipment23€13k€11k▼
Current assets29/58€37k€46k▲
Amounts receivable within one year40/41€12k€36k▲
Trade receivables40€7k€36k▲
Other amounts receivable41€5k€0▼
Cash at bank and in hand54/58€19k€3k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.56M€1.56M▲
Equity10/15€791k€859k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€636k€662k▲
Reserves13€94k€136k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€88k€130k▲
Amounts payable17/49€769k€703k▼
Amounts payable after more than one year17€578k€511k▼
Financial debts170/4€578k€511k▼
Amounts payable within one year42/48€181k€186k▲
Current portion of amounts payable after more than one year42€66k€66k▲
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€3k€10k▲
Other amounts payable47/48€103k€105k▲
Accrued charges and deferred income492/3€10k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€32k▼
Other operating charges640/8€23k€24k▲
Gross operating margin9900€123k€128k▲
Operating profit (loss)9901€14k€71k▲
Financial income75/76B€67€0▼
Recurring financial income75€67€0▼
Financial charges65/66B€19k€18k▼
Recurring financial charges65€19k€18k▼
Profit (loss) for the period before taxes9903€-6k€53k▲
Income taxes67/77€0€11k▲
Profit (loss) for the period9904€-6k€42k▲
Profit (loss) for the period to be appropriated9905€-6k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€42k▲
Transfer from equity791/2€6k€0▼
Transfer to equity691/2€0€42k▲
To other reserves6921€0€42k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
13-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €-12k ▼112%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 598790 WaregemGround area
7,137 m²
Building footprint
1,784 m²
Volume, LiDAR
9,029 m³
Parcel 34040C0021/00Z000, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ROOTZ & WINGZ
since 19822.021.469.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C0021/00Z000 | Flanders | 7,137 m² | 1 · 1,784 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SALTHO
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Wavre · Eq €859,414
MARDEL
BE 0747.600.477
Marche-en-Famenne · Eq €858,541
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,031 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-10-1982
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.