Roots Catering
ActiveThe computed 12-month bankruptcy probability of Roots Catering is 4.8% (elevated). The 2025 annual accounts show equity of €47k and a net result of €2k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 29% of 13090 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+1
Solvency30=
Growth52=
Track record94
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 1.0 against 0.87 in 2024; short-term debt: 9.8% and cash: 6.3% of total assets), and 94.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.5%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
46 d late
2023
111 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 4.4%
2024 · €45k
2023: €45k
2024: €45k
2023 → 2025
Total assets
€858k▼ 9.1%
2024 · €943k
2023: €725k
2024: €943k
2023 → 2025
Net result
€2k▲ 7,506%
2024 · €26
2023: €20k
2024: €26
2023 → 2025
Working capital
€-320▲ 98.3%
2024 · €-19k
2023: €236k
2024: €-19k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€45k-€45k▲ 0.1%€47k▲ 4.4%
Operating result€37k-€17k▼ 55.0%€26k▲ 54.3%
Net result€20k-€26▼ 99.9%€2k▲ 7,506%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 54% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €858k
Fixed assets
€774k▼ 5.2%
Current assets
€84k▼ 34.2%
Equity and liabilities €858k
Equity
€47k▲ 4.4%
Debt
€811k▼ 9.8%
The debt ratio falls from 95.2% to 94.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€142k▲
2024 · €101k
Cash flow
€118k▲
2024 · €84k
Solvency
5.5%▲
2024 · 4.8%
Current ratio
1.00▲
2024 · 0.87
Quick ratio
0.89▲
2024 · 0.80
Debt / equity
17.23▼
2024 · 19.94
ROE
4.2%▲
2024 · 0.1%
ROA
0.2%▲
2024 · 0.0%
Interest coverage
6.10▲
2024 · 5.88
Debt
€811k▼
2024 · €898k
Debt ≤ 1 year
€84k▼
2024 · €146k
Debt > 1 year
€726k▼
2024 · €749k
Income taxes
€756▲
2024 · €354
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€943k€858k▼
Fixed assets21/28€816k€774k▼
Intangible fixed assets21€2k€9k▲
Tangible fixed assets22/27€814k€765k▼
Land and buildings22€624k€578k▼
Plant, machinery and equipment23€165k€138k▼
Furniture and vehicles24€25k€48k▲
Financial fixed assets28€250€250=
Current assets29/58€127k€84k▼
Stocks and contracts in progress3€11k€9k▼
Stocks30/36€11k€9k▼
Amounts receivable within one year40/41€17k€19k▲
Trade receivables40€6k€17k▲
Other amounts receivable41€11k€2k▼
Cash at bank and in hand54/58€95k€54k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€943k€858k▼
Equity10/15€45k€47k▲
Contributions10/11€25k€25k=
Reserves13€20k€22k▲
Distributable reserves133€20k€22k▲
Amounts payable17/49€898k€811k▼
Amounts payable after more than one year17€749k€726k▼
Financial debts170/4€642k€627k▼
Other amounts payable178/9€107k€99k▼
Amounts payable within one year42/48€146k€84k▼
Current portion of amounts payable after more than one year42€41k€48k▲
Trade debts44€50k€30k▼
Suppliers440/4€50k€30k▼
Advances received on contracts in progress46€41k-
Taxes, remuneration and social security45€10k€1k▼
Taxes450/3€8k€1k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€5k€5k=
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Non-recurring operating income76A-€36
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€116k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€42
Gross operating margin9900€102k€144k▲
Operating profit (loss)9901€17k€26k▲
Financial income75/76B€818€305▼
Recurring financial income75€818€305▼
Financial charges65/66B€17k€23k▲
Recurring financial charges65€17k€23k▲
Profit (loss) for the period before taxes9903€380€3k▲
Income taxes67/77€354€756▲
Profit (loss) for the period9904€26€2k▲
Profit (loss) for the period to be appropriated9905€26€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26€2k▲
Transfer to equity691/2€26€2k▲
To other reserves6921€26€2k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
26-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Board meeting9 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Board meeting9 facts ▸
- General meeting, 2026-08-10
- Director resignation, Jarne Van Geyt (niet-statutaire bestuurder)
- Director resignation, Siska Maene (niet-statutaire bestuurder)
- Board meeting, 2026-07-23
- Director appointment, Magema BV (persoon belast met dagelijks bestuur)
- Mandate compensation, Magema BV
- Permanent representative, Jarne Van Geyt
- Power of attorney, Jarne Van Geyt
- Power of attorney, Siska Maene
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
31-12
Financial
Weakest financial yearnet €26 ▼99.9%
Net result drops to €26, the lowest in the series; recovery starts the following year.
19-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 111 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2026
Magema BV
CurrentPersoon belast met dagelijks bestuur · since 04-05-2026 · Legal entity · perm. rep.: Jarne Van Geyt
04-05-2026
Magema BV: Appointed as Persoon belast met dagelijks bestuur
04-05-2026
Jarne Van Geyt: Resigned as Non-statutory director
04-05-2026
Siska Maene: Resigned as Non-statutory director
Location & real-estate footprint
Registered office, Erpe-Mere · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwalestraat 529420 Erpe-MereGround area
1,676 m²
Building footprint
408 m²
Volume, LiDAR
1,005 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Roots Catering
since 20222.335.617.765
Roots Catering
since 20242.362.432.822
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41072F0108/00N000 | Flanders | 1,010 m² | 1 · 167 m² | 10.7 m · 2 fl. |
| 41006B0063/00K000 | Flanders | 666 m² | 1 · 240 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteErpe-Mere2.362.432.822
Similar companies · same sector, comparable size
VAMENI
BE 0457.102.996
Antwerpen · Eq €47k
POSTHOF CATERING
BE 0474.895.964
Tienen · Eq €47k
VINO
BE 0475.808.061
Antwerpen · Eq €47k
Traiteur Salu
BE 0788.525.965
Deinze · Eq €47k
ZCM
BE 0782.544.431
Beringen · Eq €48k
Of 7,508 companies in sector 56210 we hold annual accounts for 2,445. 2,041 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2022
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
43990Other specialised construction activities
43999Specialised construction activities
70200Business and other management consultancy
70220Business consulting
77223Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.