ROOTS 33
ActiveROOTS 33 has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-230k) and a net result of €-57k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
15
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.24 against 0.32 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-345.6%
Return on assets
-85.5%
Age of the figures
11 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€230k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
8 d early
2022
3 d early
2021
2 d early
2020
2 d early
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-230k▼ 32.9%
2024 · €-173k
2018: €16k
2019: €15k
2020: €13k
2021: €12k
2022: €-14k
2023: €-83k
2024: €-173k
2018 → 2025
Total assets
€67k▼ 55.0%
2024 · €148k
2018: €16k
2019: €15k
2020: €14k
2021: €12k
2022: €72k
2023: €117k
2024: €148k
2018 → 2025
Net result
€-57k▲ 36.7%
2024 · €-90k
2018: €-4k
2019: €-2k
2020: €-1k
2021: €-1k
2022: €-25k
2023: €-70k
2024: €-90k
2018 → 2025
Working capital
€-207k▼ 6.0%
2024 · €-195k
2019: €15k
2020: €13k
2021: €12k
2022: €-37k
2023: €-103k
2024: €-195k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€-14k€-83k▼ 503%€-173k▼ 108%€-230k▼ 32.9%
Operating result€-1k-€-25k▼ 1,641%€-69k▼ 174%€-87k▼ 25.7%€-54k▲ 37.8%
Net result€-1k-€-25k▼ 1,651%€-70k▼ 173%€-90k▼ 29.4%€-57k▲ 36.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €54k in 2025 against €87k in 2024; the loss shrinks.
Key figures and ratios
EBITDA
€-54k▲
2024 · €-73k
Cash flow
€-57k▲
2024 · €-76k
Solvency
-345.6%▼
2024 · -117.1%
Current ratio
0.24▼
2024 · 0.32
Quick ratio
0.06▼
2024 · 0.07
Debt / equity
-1.29▲
2024 · -1.85
ROE
24.7%▼
2024 · 51.9%
ROA
-85.5%▼
2024 · -60.8%
Interest coverage
-18.13▲
2024 · -22.64
Debt
€297k▼
2024 · €321k
Debt ≤ 1 year
€273k▼
2024 · €287k
Debt > 1 year
€24k▼
2024 · €35k
Income taxes
€0▼
2024 · €75
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€67k▼
Fixed assets21/28€56k€0▼
Intangible fixed assets21€8k€0▼
Tangible fixed assets22/27€48k€0▼
Plant, machinery and equipment23€2k€0▼
Furniture and vehicles24€43k€0▼
Other tangible fixed assets26€3k€0▼
Current assets29/58€92k€67k▼
Stocks and contracts in progress3€73k€50k▼
Stocks30/36€73k€50k▼
Amounts receivable within one year40/41€13k€11k▼
Trade receivables40€12k€11k▼
Other amounts receivable41€617€0▼
Cash at bank and in hand54/58€3k€5k▲
Deferred charges and accrued income490/1€3k€895▼
Equity and liabilities
Total equity and liabilities10/49€148k€67k▼
Equity10/15€-173k€-230k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-193k€-250k▼
Amounts payable17/49€321k€297k▼
Amounts payable after more than one year17€35k€24k▼
Financial debts170/4€35k€24k▼
Amounts payable within one year42/48€287k€273k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€38k€63▼
Suppliers440/4€38k€63▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€231k€253k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€400
Other operating charges640/8€795€3k▲
Non-recurring operating charges66A€0€8k▲
Gross operating margin9900€-72k€-43k▲
Operating profit (loss)9901€-87k€-54k▲
Financial income75/76B€258€128▼
Recurring financial income75€258€128▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-90k€-57k▲
Income taxes67/77€75€0▼
Profit (loss) for the period9904€-90k€-57k▲
Profit (loss) for the period to be appropriated9905€-90k€-57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-193k€-250k▼
Profit (loss) brought forward from the previous period14P€-103k€-193k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-90k
Net result drops to €-90k, the lowest in the series; recovery starts the following year.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ledegem · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rollegembosstraat 1A8880 LedegemGround area
1,595 m²
Building footprint
559 m²
Volume, LiDAR
3,945 m³
2 parcels, Flanders · tallest building 14.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Noordstraat 27, 8800 Roeselare
since 20162.261.817.591
Rollegembosstraat 1A, 8880 Ledegem
since 20222.338.029.107
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36010C0495/00K000 | Flanders | 985 m² | 1 · 331 m² | 8.6 m · 2 fl. |
| 36504D1292/00K000 | Flanders | 610 m² | 1 · 228 m² | 14.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 195 EUR awarded · 195 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 195 EUR | 195 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,450 companies in sector 74130 we hold annual accounts for 341. 243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2016
Fiscal year end30-09
Activities, NACEBEL
74104Other professional, scientific and technical activities
74130Interior design
46150Agents in the wholesale of furniture, household goods and hardware
47120Other non-specialised retail sale
47530Retail trade
47551Retail sale of household furniture
47591Retail trade
47789Other retail sale of new goods
47910Retail trade
70100Activities of head offices
95240Repair and maintenance of furniture and upholstery
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.