Roosens & Monteyne
ActiveRoosens & Monteyne has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €313k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency25▼-11
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.13 in 2024; short-term debt: 91.3% and cash: 82.4% of total assets), and 99.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.3%
Return on assets
4.1%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3269 sector peers (2025).
NBB · sector comparisonPosition among 3269 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
16 d early
2023
27 d late
2022
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€21k▼ 96.9%
2024 · €670k
2022: €198k
2023: €424k
2024: €670k
2022 → 2025
Total assets
€7.55M▲ 28.4%
2024 · €5.88M
2022: €3.76M
2023: €4.49M
2024: €5.88M
2022 → 2025
Net result
€313k▲ 27.5%
2024 · €246k
2022: €178k
2023: €226k
2024: €246k
2022 → 2025
Working capital
€-82k
2024 · €565k
2022: €95k
2023: €316k
2024: €565k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€198k-€424k▲ 114%€670k▲ 57.9%€21k▼ 96.9%
Operating result€242k-€287k▲ 18.7%€338k▲ 17.8%€395k▲ 16.9%
Net result€178k-€226k▲ 27.1%€246k▲ 8.6%€313k▲ 27.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.55M
Fixed assets
€735k▼ 14.0%
Current assets
€6.82M▲ 35.6%
Equity and liabilities €7.55M
Equity
€21k▼ 96.9%
Debt
€7.53M▲ 44.5%
The debt ratio rises from 88.6% to 99.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€515k▲
2024 · €459k
Cash flow
€433k▲
2024 · €366k
Solvency
0.3%▼
2024 · 11.4%
Current ratio
0.99▼
2024 · 1.13
Quick ratio
0.99▼
2024 · 1.13
ROA
4.1%▼
2024 · 4.2%
Interest coverage
171.68▲
2024 · 109.71
Debt
€7.53M▲
2024 · €5.21M
Debt ≤ 1 year
€6.90M▲
2024 · €4.46M
Debt > 1 year
€632k▼
2024 · €750k
Income taxes
€109k▲
2024 · €98k
Staff costs
€205k▼
2024 · €221k
A ratio outside any meaningful range has been withheld (balance sheet total €7.55M, equity €21k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.88M€7.55M▲
Fixed assets21/28€854k€735k▼
Intangible fixed assets21€844k€726k▼
Tangible fixed assets22/27€11k€9k▼
Plant, machinery and equipment23€10k€9k▼
Furniture and vehicles24€478€22▼
Current assets29/58€5.03M€6.82M▲
Amounts receivable within one year40/41€193k€325k▲
Trade receivables40€181k€295k▲
Other amounts receivable41€12k€30k▲
Current investments50/53€270k€270k=
Cash at bank and in hand54/58€4.57M€6.22M▲
Equity and liabilities
Total equity and liabilities10/49€5.88M€7.55M▲
Equity10/15€670k€21k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€650k€969▼
Amounts payable17/49€5.21M€7.53M▲
Amounts payable after more than one year17€750k€632k▼
Financial debts170/4€750k€632k▼
Amounts payable within one year42/48€4.46M€6.90M▲
Current portion of amounts payable after more than one year42€117k€117k▲
Trade debts44€3.76M€5.18M▲
Suppliers440/4€3.76M€5.18M▲
Taxes, remuneration and social security45€550k€641k▲
Taxes450/3€67k€82k▲
Remuneration and social security454/9€483k€559k▲
Other amounts payable47/48€40k€962k▲
Income statement
Code20242025
Remuneration, social security and pensions62€221k€205k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€120k€119k▼
Other operating charges640/8€31k€20k▼
Gross operating margin9900€711k€740k▲
Operating profit (loss)9901€338k€395k▲
Financial income75/76B€9k€29k▲
Recurring financial income75€9k€29k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€343k€422k▲
Income taxes67/77€98k€109k▲
Profit (loss) for the period9904€246k€313k▲
Profit (loss) for the period to be appropriated9905€246k€313k▲
Appropriation of the result
Profit (loss) to be appropriated9906€650k€963k▲
Profit (loss) brought forward from the previous period14P€404k€650k▲
Profit to be distributed694/7-€962k
Return on contributions (dividend)694-€962k
Social balance
Average headcount (FTE)9087221,013.3205,402.2▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2022net €313k ▲27.5%
Operating result €395k, net result €313k, both a record.
15-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €500kEq €670k ▲57.9%
3 profitable years in a row build equity to €670k.
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
30-06
Financial
Equity above €200kEq €424k ▲114%
2 profitable years in a row build equity to €424k.
25-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Corneel De Ceusterstraat 4a1831 Machelen (Brab.)Ground area
242 m²
Building footprint
179 m²
Volume, LiDAR
1,614 m³
Parcel 23015C0353/00W006, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Roosens & Monteyne
since 20212.321.292.845
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015C0353/00W006 | Flanders | 242 m² | 1 · 179 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 290 EUR awarded · 290 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 290 EUR | 290 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 785 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2021
Fiscal year end30-06
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.