ROOS CONSTRUCT
ActiveSummary
ROOS CONSTRUCT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.6m and a net result of €42,767. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 7900 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability34▼-66
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230,000 at 30 days acceptable
Liquidity ample (current ratio 16.52 against 13.69 in 2024; short-term debt: 5.5% and cash: 0.1% of total assets), and 19.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
33 d early
2023
26 d early
2022
24 d early
2021
37 d early
2020
36 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidy mirror
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#5 company by equity in Oudenaarde, Construction sector
Equity
€3.6m▲ 1.2%
2024 · €3.5m
Total assets
€4.4m▼ 2.2%
2024 · €4.5m
Net result
€42,767▼ 98.5%
2024 · €2.9m
Working capital
€3.8m▼ 0.6%
2024 · €3.8m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€108,766▲ 39.2%€115,734▲ 6.4%€25,405▼ 78.0%€2.7m▲ 10,657%€61,407▼ 97.8%
Net result€66,435▲ 47.9%€59,615▼ 10.3%€452,528▲ 659%€2.9m▲ 530%€42,767▼ 98.5%
Equity€556,564▼ 12.3%€312,025▼ 43.9%€764,553▲ 145%€3.5m▲ 360%€3.6m▲ 1.2%
Total assets€1.4m▲ 0.6%€1.4m▲ 2.3%€2.0m▲ 38.8%€4.5m▲ 126%€4.4m▼ 2.2%
Debt€855,479▲ 11.2%€1.1m▲ 32.5%€1.2m▲ 9.6%€1.0m▼ 18.8%€865,981▼ 14.1%
Working capital-€239,851▼ 195%-€647,683▼ 170%€9,082€3.8m▲ 41,766%€3.8m▼ 0.6%
Staff (FTE)16.2▲ 63.6%17.2▲ 6.2%18.1▲ 5.2%18.1=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2023 Net result +659% on 2022. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.4m
Fixed assets
€405,126 ▼ 4.6%
Current assets
€4.0m ▼ 2.0%
Equity and liabilities €4.4m
Equity
€3.6m ▲ 1.2%
Debt
€865,981 ▼ 14.1%
Debt's share of the balance-sheet total falls from 22.3% to 19.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66,618▼
2024 · €2.7m
Cash flow
€47,978▼
2024 · €2.9m
Current ratio
16.52▲
2024 · 13.69
Debt to equity
0.24▼
2024 · 0.29
ROE
1.2%▼
2024 · 81.0%
ROA
1.0%▼
2024 · 63.0%
Interest coverage
1.70▼
2024 · 137.58
Debt ≤ 1 year
€243,474▼
2024 · €299,709
Debt > 1 year
€622,507▼
2024 · €708,726
Income taxes
€18,898▲
2024 · €12,164
Staff costs
€12,449▼
2024 · €676,021
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,040 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.3%
went bankrupt
3.6%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2.7m | - | - |
| Remuneration, social security and pensions62 | - | €903,104 | €1.1m | €676,021 | €12,449 | ▼ 98.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,262 | €15,114 | €14,664 | €13,827 | €5,211 | ▼ 62.3% |
| Other operating charges640/8 | - | €991 | €1,058 | €556 | €685 | ▲ 23.3% |
| Non-recurring operating charges66A | - | - | €9,904 | €3,590 | €5,080 | ▲ 41.5% |
| Gross operating margin9900 | €867,672 | €1.0m | €1.1m | €3.4m | €84,832 | ▼ 97.5% |
| Operating profit (loss)9901 | €108,766 | €115,734 | €25,405 | €2.7m | €61,407 | ▼ 97.8% |
| Financial income75/76B | - | €0 | €502,278 | €150,000 | €39,531 | ▼ 73.6% |
| Recurring financial income75 | €0 | €0 | €502,278 | €150,000 | €0 | ▼ 100.0% |
| Non-recurring financial income76B | - | - | - | - | €39,531 | - |
| Financial charges65/66B | - | €17,345 | €19,073 | €19,964 | €39,273 | ▲ 96.7% |
| Recurring financial charges65 | €13,045 | €17,345 | €19,073 | €19,964 | €39,273 | ▲ 96.7% |
| Profit (loss) for the period before taxes9903 | €95,721 | €98,390 | €508,610 | €2.9m | €61,665 | ▼ 97.8% |
| Income taxes67/77 | €29,286 | €38,775 | €56,081 | €12,164 | €18,898 | ▲ 55.4% |
| Profit (loss) for the period9904 | €66,435 | €59,615 | €452,528 | €2.9m | €42,767 | ▼ 98.5% |
| Profit (loss) for the period to be appropriated9905 | €66,435 | €59,615 | €452,528 | €2.9m | €42,767 | ▼ 98.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.4m | €2.0m | €4.5m | €4.4m | ▼ 2.2% |
| Fixed assets21/28 | €1.2m | €1.2m | €1.5m | €424,670 | €405,126 | ▼ 4.6% |
| Tangible fixed assets22/27 | €119,775 | €139,424 | €130,098 | €119,670 | €100,126 | ▼ 16.3% |
| Land and buildings22 | - | €108,281 | €105,000 | €101,719 | €98,438 | ▼ 3.2% |
| Plant, machinery and equipment23 | - | €3,989 | €4,597 | €2,821 | €1,688 | ▼ 40.1% |
| Furniture and vehicles24 | - | €27,154 | €20,500 | €15,131 | - | - |
| Financial fixed assets28 | €1.1m | €1.1m | €1.4m | €305,000 | €305,000 | = |
| Current assets29/58 | €186,652 | €200,171 | €462,484 | €4.1m | €4.0m | ▼ 2.0% |
| Amounts receivable after more than one year29 | - | - | - | €3.8m | €4.0m | ▲ 5.0% |
| Trade receivables290 | - | - | - | - | €189,000 | - |
| Other amounts receivable291 | - | - | - | €3.8m | €3.8m | = |
| Amounts receivable within one year40/41 | €176,141 | €155,031 | €450,206 | €296,015 | €25,358 | ▼ 91.4% |
| Trade receivables40 | - | €155,031 | €356,790 | €296,015 | €18,150 | ▼ 93.9% |
| Other amounts receivable41 | - | - | €93,416 | - | €7,208 | - |
| Cash at bank and in hand54/58 | €7,172 | €39,777 | €6,318 | €2,846 | €5,807 | ▲ 104% |
| Deferred charges and accrued income490/1 | - | €5,362 | €5,960 | €2,981 | €1,534 | ▼ 48.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.4m | €2.0m | €4.5m | €4.4m | ▼ 2.2% |
| Equity10/15 | €556,564 | €312,025 | €764,553 | €3.5m | €3.6m | ▲ 1.2% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €514,557 | €270,017 | €722,546 | €625,348 | €668,115 | ▲ 6.8% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €268,157 | €720,686 | €625,348 | €668,115 | ▲ 6.8% |
| Profit (loss) carried forward14 | €29,607 | €29,607 | €29,607 | €2.9m | €2.9m | = |
| Amounts payable17/49 | €855,479 | €1.1m | €1.2m | €1.0m | €865,981 | ▼ 14.1% |
| Amounts payable after more than one year17 | €428,977 | €285,333 | €788,470 | €708,726 | €622,507 | ▼ 12.2% |
| Financial debts170/4 | - | €285,333 | €788,470 | €708,726 | €622,507 | ▼ 12.2% |
| Amounts payable within one year42/48 | €426,503 | €847,854 | €453,402 | €299,709 | €243,474 | ▼ 18.8% |
| Current portion of amounts payable after more than one year42 | - | €96,684 | €89,977 | €77,968 | €79,833 | ▲ 2.4% |
| Trade debts44 | €47,532 | €107,477 | €114,261 | €145,124 | €47,285 | ▼ 67.4% |
| Suppliers440/4 | - | €107,477 | €114,261 | €145,124 | €47,285 | ▼ 67.4% |
| Taxes, remuneration and social security45 | - | €129,848 | €149,512 | €22,512 | €82,238 | ▲ 265% |
| Taxes450/3 | - | €89,969 | €104,306 | €22,512 | €82,238 | ▲ 265% |
| Remuneration and social security454/9 | - | €39,879 | €45,206 | - | - | - |
| Other amounts payable47/48 | - | €513,845 | €99,651 | €54,105 | €34,118 | ▼ 36.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €66,435 | €59,615 | €452,528 | €2.9m | €42,767 | ▼ 98.5% |
| + Depreciation and write-downs630 | €6,262 | €15,114 | €14,664 | €13,827 | €5,211 | ▼ 62.3% |
| Operating cash flow (approximation) | €72,697 | €74,729 | €467,193 | €2.9m | €47,978 | ▼ 98.3% |
| Investment in fixed assets (approximation) | - | -€34,763 | -€313,565 | €1.1m | €14,333 | ▼ 98.7% |
| Change in cash | - | €32,605 | -€33,459 | -€3,472 | €2,961 | ▲ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €42,767 ▼98.5%
Net result drops to €42,767, the lowest in the series.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €2.9m ▲530%
Operating result €2.7m, net result €2.9m, both a record.
30-09
Financial
Liquidity times 13current ratio 13.69
Current ratio from 1.02 to 13.69; short-term debt falls from €453,402 to €299,709.
30-09
Financial
Equity above €2mEq €3.5m ▲360%
7 profitable years in a row build equity to €3.5m.
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Liquidity quadruplescurrent ratio 1.02
Current ratio from 0.24 to 1.02; short-term debt falls from €847,854 to €453,402.
30-09
Financial
Equity above €500,000Eq €764,553 ▲145%
6 profitable years in a row build equity to €764,553.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €500,000Eq €589,617 ▲19.7%
2 profitable years in a row build equity to €589,617.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2012
Ground area
135 m²
Building footprint
138 m²
Volume, LiDAR
1,075 m³
Parcel 45508B0099/00Z002, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Roos Construct BVBA
since 20122.214.116.852
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45508B0099/00Z002 | Flanders | 135 m² | 1 · 138 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-09-2025 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the annual accounts to 30-09-2025 of ROOS CONSTRUCT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 5 entries · 2,961 EUR awarded · 3,339 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 2 | 1,468 EUR | 1,951 EUR |
| 2023 | 2 | 1,057 EUR | 952 EUR |
| 2022 | 1 | 436 EUR | 436 EUR |
Recognitions · licences · registrations
Dual-learning approval
6 endedBinnenschrijnwerker (so)
Buitenschrijnwerker (so)
Buitenschrijnwerker hout duaal (so)
Machinaal houtbewerker (so)
Machinaal houtbewerker duaal (so)
Medewerker hout duaal (so)
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Of 11,141 companies in sector 43910 we hold annual accounts for 5,492. 842 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-11-2012
Fiscal year end30-09
Activities, NACEBEL 2025
43910Bricklaying and masonry work
43320Joinery installation
43331Floor and wall tiling
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0500657976
Also
9925:BE0500657976
Registered
31-10-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.