ROOFTOP
ActiveROOFTOP has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-123k) and a net result of €-13k. Equity is shrinking by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 27268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability55▼-45
Solvency47▲+14
Growth32=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.1 against 0.33 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-572.6%
Return on assets
-62.5%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€123k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-04-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
1 d early
2023
8 d early
2022
66 d early
2021
3 d early
2020
134 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-123k▼ 12.3%
2024 · €-110k
2018: €11k
2019: €19k
2020: €-29k
2021: €-61k
2022: €-66k
2023: €-87k
2024: €-110k
2018 → 2025
Total assets
€22k▼ 5.9%
2024 · €23k
2018: €49k
2019: €116k
2020: €98k
2021: €65k
2022: €66k
2023: €39k
2024: €23k
2018 → 2025
Net result
€-13k▲ 40.9%
2024 · €-23k
2018: €7k
2019: €8k
2020: €-48k
2021: €-32k
2022: €-6k
2023: €-21k
2024: €-23k
2018 → 2025
Working capital
€1k
2024 · €-16k
2018: €6k
2019: €-8k
2020: €-20k
2021: €8k
2022: €3k
2023: €-9k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-61k-€-66k▼ 9.1%€-87k▼ 30.9%€-110k▼ 26.2%€-123k▼ 12.3%
Operating result€-27k-€-2k▲ 92.6%€-17k▼ 720%€-19k▼ 14.0%€-11k▲ 44.2%
Net result€-32k-€-6k▲ 82.7%€-21k▼ 269%€-23k▼ 10.7%€-13k▲ 40.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€10k▼ 32.4%
Current assets
€11k▲ 44.5%
Key figures and ratios
EBITDA
€-4k▲
2024 · €-8k
Cash flow
€-7k▲
2024 · €-12k
Solvency
-572.6%▼
2024 · -480.0%
Current ratio
1.10▲
2024 · 0.33
Quick ratio
1.10▲
2024 · 0.33
Debt / equity
-1.17▲
2024 · -1.21
ROE
10.9%▼
2024 · 20.7%
ROA
-62.5%▲
2024 · -99.5%
Interest coverage
-1.84▲
2024 · -2.72
Debt
€145k▲
2024 · €133k
Debt ≤ 1 year
€10k▼
2024 · €24k
Debt > 1 year
€134k▲
2024 · €109k
Income taxes
€581▲
2024 · €552
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€22k▼
Fixed assets21/28€15k€10k▼
Tangible fixed assets22/27€14k€10k▼
Plant, machinery and equipment23€645€1k▲
Furniture and vehicles24€3k€1k▼
Leasing and similar rights25€1k-
Other tangible fixed assets26€9k€7k▼
Financial fixed assets28€629€629=
Current assets29/58€8k€11k▲
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€1k€5k▲
Other amounts receivable41€2k€357▼
Cash at bank and in hand54/58€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€23k€22k▼
Equity10/15€-110k€-123k▼
Contributions10/11€19k€19k=
Reserves13€737€737=
Distributable reserves133€737€737=
Profit (loss) carried forward14€-129k€-143k▼
Amounts payable17/49€133k€145k▲
Amounts payable after more than one year17€109k€134k▲
Financial debts170/4€109k€134k▲
Amounts payable within one year42/48€24k€10k▼
Current portion of amounts payable after more than one year42€1k-
Trade debts44€541€2k▲
Suppliers440/4€541€2k▲
Taxes, remuneration and social security45€552€581▲
Taxes450/3€552€581▲
Other amounts payable47/48€21k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€7k▼
Other operating charges640/8€695€453▼
Gross operating margin9900€-8k€-4k▲
Operating profit (loss)9901€-19k€-11k▲
Financial income75/76B€3€1▼
Recurring financial income75€3€1▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-22k€-13k▲
Income taxes67/77€552€581▲
Profit (loss) for the period9904€-23k€-13k▲
Profit (loss) for the period to be appropriated9905€-23k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-129k€-143k▼
Profit (loss) brought forward from the previous period14P€-106k€-129k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity triplescurrent ratio 1.10
Current ratio from 0.33 to 1.10; short-term debt falls from €24k to €10k.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity triplescurrent ratio 1.73
Current ratio from 0.66 to 1.73; short-term debt falls from €60k to €11k.
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-09
Financial
Weakest financial yearnet €-48k ▼681%
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €8k ▲24.6%
Operating result €12k, net result €8k, both a record.
2018
24-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 1991
Ground area
1,042 m²
Building footprint
257 m²
Volume, LiDAR
1,507 m³
Parcel 24014B0085/00D000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Laekestraat 15, 3190 Boortmeerbeek
since 19912.050.988.388
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24014B0085/00D000 | Flanders | 1,042 m² | 1 · 257 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,477 companies in sector 43410 we hold annual accounts for 4,309. 2,904 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-1990
Fiscal year end30-09
Activities, NACEBEL
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.