ROOFTECH
ActiveSummary
ROOFTECH has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €258,091 and a net result of €46,634. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 36380 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability87▼-6
Solvency100▲+1
Growth85=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 5.45 against 4.38 in 2023; short-term debt: 16.9% and cash: 86.2% of total assets), and 19.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
9 d early
2022
7 d early
2021
31 d early
2020
3 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€811,183▲ 30.6%
2021 · €620,980
EBIT margin
6.2%▼ 8.9pp
2021 · 15.1%
Net result
€46,634▼ 15.3%
2023 · €55,071
Working capital
€241,554▲ 21.1%
2023 · €199,529
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€620,980€811,183▲ 30.6%
Operating result€15,683€93,892▲ 499%€50,592▼ 46.1%€80,242▲ 58.6%€66,854▼ 16.7%
Net result€9,857within the sector's middle half€65,749above the sector's middle half▲ 567%€35,090above the sector's middle half▼ 46.6%€55,071above the sector's middle half▲ 56.9%€46,634above the sector's middle half▼ 15.3%
EBIT margin15.1%6.2%▼ 8.9pp
Equity€57,982within the sector's middle half▲ 20.2%€122,931within the sector's middle half▲ 112%€158,021above the sector's middle half▲ 28.5%€212,290above the sector's middle half▲ 34.3%€258,091above the sector's middle half▲ 21.6%
Total assets€113,645within the sector's middle half▲ 7.7%€189,157within the sector's middle half▲ 66.4%€282,337within the sector's middle half▲ 49.3%€288,117within the sector's middle half▲ 2.0%€320,745above the sector's middle half▲ 11.3%
Debt€55,663▼ 2.9%€66,226▲ 19.0%€124,316▲ 87.7%€75,827▼ 39.0%€62,654▼ 17.4%
Working capital€48,519▲ 19.4%€118,263▲ 144%€144,544▲ 22.2%€199,529▲ 38.0%€241,554▲ 21.1%
Solvency51.0%within the sector's middle half▲ 5.3pp65.0%within the sector's middle half▲ 14.0pp56.0%within the sector's middle half▼ 9.0pp73.7%above the sector's middle half▲ 17.7pp80.5%above the sector's middle half▲ 6.8pp
Staff (FTE)3.2above the sector's middle half▲ 6.7%3▼ 6.3%2▼ 33.3%3▲ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 17% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €320,745
Fixed assets
€24,887 ▼ 15.6%
Current assets
€295,858 ▲ 14.4%
Equity and liabilities €320,745
Equity
€258,091 ▲ 21.6%
Debt
€62,654 ▼ 17.4%
Debt's share of the balance-sheet total falls from 26.3% to 19.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77,465▼
2023 · €90,164
Cash flow
€57,245▼
2023 · €64,993
Current ratio
5.45▲
2023 · 4.38
Debt to equity
0.24▼
2023 · 0.36
ROE
18.1%▼
2023 · 25.9%
ROA
14.5%▼
2023 · 19.1%
Interest coverage
29.30▼
2023 · 33.88
Debt ≤ 1 year
€54,304▼
2023 · €59,085
Debt > 1 year
€8,350▼
2023 · €16,742
Income taxes
€18,162▼
2023 · €22,554
Staff costs
€150,330▼
2023 · €163,201
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €620,980 | €811,183 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €370,131 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €144,831 | €126,122 | €163,201 | €150,330 | ▼ 7.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,803 | €11,339 | €4,887 | €9,922 | €10,611 | ▲ 6.9% |
| Other operating charges640/8 | - | €788 | €709 | €911 | €749 | ▼ 17.8% |
| Gross operating margin9900 | €174,433 | €250,850 | €182,310 | €254,276 | €228,544 | ▼ 10.1% |
| Operating profit (loss)9901 | €15,683 | €93,892 | €50,592 | €80,242 | €66,854 | ▼ 16.7% |
| Financial income75/76B | - | €98 | €106 | €44 | €586 | ▲ 1,232% |
| Recurring financial income75 | €124 | €98 | €106 | €44 | €586 | ▲ 1,232% |
| Financial charges65/66B | - | €857 | €1,801 | €2,661 | €2,644 | ▼ 0.6% |
| Recurring financial charges65 | €1,646 | €857 | €1,801 | €2,661 | €2,644 | ▼ 0.6% |
| Profit (loss) for the period before taxes9903 | €14,161 | €93,133 | €48,897 | €77,625 | €64,796 | ▼ 16.5% |
| Income taxes67/77 | €4,304 | €27,384 | €13,807 | €22,554 | €18,162 | ▼ 19.5% |
| Profit (loss) for the period9904 | €9,857 | €65,749 | €35,090 | €55,071 | €46,634 | ▼ 15.3% |
| Profit (loss) for the period to be appropriated9905 | €9,857 | €65,749 | €35,090 | €55,071 | €46,634 | ▼ 15.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €113,645 | €189,157 | €282,337 | €288,117 | €320,745 | ▲ 11.3% |
| Fixed assets21/28 | €26,210 | €14,871 | €38,487 | €29,503 | €24,887 | ▼ 15.6% |
| Intangible fixed assets21 | €2,400 | - | - | - | - | - |
| Tangible fixed assets22/27 | €20,321 | €11,382 | €34,998 | €26,014 | €21,398 | ▼ 17.7% |
| Plant, machinery and equipment23 | - | €638 | €159 | - | €4,870 | - |
| Furniture and vehicles24 | - | €10,744 | €34,839 | €26,014 | €16,528 | ▼ 36.5% |
| Financial fixed assets28 | €3,489 | €3,489 | €3,489 | €3,489 | €3,489 | = |
| Current assets29/58 | €87,435 | €174,286 | €243,850 | €258,614 | €295,858 | ▲ 14.4% |
| Amounts receivable within one year40/41 | €16,717 | €28,093 | €102,962 | €12,033 | €12,569 | ▲ 4.5% |
| Trade receivables40 | - | €26,810 | €88,344 | €8,756 | €9,327 | ▲ 6.5% |
| Other amounts receivable41 | - | €1,283 | €14,618 | €3,277 | €3,242 | ▼ 1.1% |
| Cash at bank and in hand54/58 | €67,774 | €146,193 | €135,980 | €241,871 | €276,631 | ▲ 14.4% |
| Deferred charges and accrued income490/1 | - | - | €4,908 | €4,710 | €6,658 | ▲ 41.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €113,645 | €189,157 | €282,337 | €288,117 | €320,745 | ▲ 11.3% |
| Equity10/15 | €57,982 | €122,931 | €158,021 | €212,290 | €258,091 | ▲ 21.6% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €11,717 | €77,466 | €112,556 | €167,625 | €214,259 | ▲ 27.8% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €75,606 | €110,696 | €165,765 | €212,399 | ▲ 28.1% |
| Profit (loss) carried forward14 | €27,665 | €26,865 | €26,865 | €26,065 | €25,232 | ▼ 3.2% |
| Amounts payable17/49 | €55,663 | €66,226 | €124,316 | €75,827 | €62,654 | ▼ 17.4% |
| Amounts payable after more than one year17 | €16,747 | €10,203 | €25,010 | €16,742 | €8,350 | ▼ 50.1% |
| Financial debts170/4 | - | €10,203 | €25,010 | €16,742 | €8,350 | ▼ 50.1% |
| Amounts payable within one year42/48 | €38,916 | €56,023 | €99,306 | €59,085 | €54,304 | ▼ 8.1% |
| Current portion of amounts payable after more than one year42 | - | €8,576 | €11,834 | €7,188 | €9,656 | ▲ 34.3% |
| Financial debts43 | - | - | - | €3,443 | €5,150 | ▲ 49.6% |
| Credit institutions430/8 | - | - | - | €3,443 | €5,150 | ▲ 49.6% |
| Trade debts44 | €10,752 | €15,409 | €58,499 | €21,698 | €19,786 | ▼ 8.8% |
| Suppliers440/4 | - | €15,409 | €58,499 | €21,698 | €19,786 | ▼ 8.8% |
| Advances received on contracts in progress46 | - | - | - | - | €843 | - |
| Taxes, remuneration and social security45 | - | €28,382 | €27,726 | €23,956 | €16,383 | ▼ 31.6% |
| Taxes450/3 | - | €15,798 | €13,634 | €8,485 | €9,831 | ▲ 15.9% |
| Remuneration and social security454/9 | - | €12,584 | €14,092 | €15,471 | €6,552 | ▼ 57.6% |
| Other amounts payable47/48 | - | €3,656 | €1,247 | €2,800 | €2,486 | ▼ 11.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,857 | €65,749 | €35,090 | €55,071 | €46,634 | ▼ 15.3% |
| + Depreciation and write-downs630 | €7,803 | €11,339 | €4,887 | €9,922 | €10,611 | ▲ 6.9% |
| Operating cash flow (approximation) | €17,660 | €77,088 | €39,977 | €64,993 | €57,245 | ▼ 11.9% |
| Investment in fixed assets (approximation) | - | €0 | -€28,503 | -€938 | -€5,995 | ▼ 539% |
| Change in cash | - | €78,419 | -€10,213 | €105,891 | €34,760 | ▼ 67.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200,000Eq €212,290 ▲34.3%
4 profitable years in a row build equity to €212,290.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150,000Eq €158,021 ▲28.5%
3 profitable years in a row build equity to €158,021.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €65,749 ▲567%
Operating result €93,892, net result €65,749, both a record.
31-12
Financial
Equity above €100,000Eq €122,931 ▲112%
2 profitable years in a row build equity to €122,931.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9,857
Net result €9,857 after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€11,767
Net result drops to -€11,767, the lowest in the series; recovery starts the following year.
Show earlier events
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
15-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2014
Ground area
1,057 m²
Building footprint
39 m²
Parcel 92056E0299/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ROOFTECH SPRL
since 20142.247.707.061
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92056E0299/00M000 | Wallonia | 1,057 m² | 1 · 39 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 369 companies in sector 43421 we hold annual accounts for 205. 158 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43421Specialised construction activities
Contact
E-mail
rooftechsprl@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0506794811
Registered
30-12-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.