Roofside
ActiveFrom the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
Roofside has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €585,681. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 6,167 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 04-07-2016 Normal situation
- Legal form
- Private limited company
- Registered office
- Voie de Meuniers(VER) 31, 4537 Verlaine
- Activity
- Wholesale of construction materials, general range NACE 46831and 5 others
- Establishment unit
- 2.254.421.540 4537 Verlaine, since 08-07-2016
- Financial year end
- 30 September
- Peppol
- Reachable since 22-12-2025
Who decides
- ETIENNE FrédéricDirector · since 06-12-2023
- HENROTEAUX PaulineDirector · since 06-12-2023
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €974,958
- ▲ 22.4%
- Turnover
- ≈ €5.1m
- estimated
- Profit
- €585,681
- ▲ 27.7%
- Equity
- €1.1m
- ▲ 63.1%
- Total assets
- €2.3m
- ▲ 28.4%
- Staff
- 2 FTE
- ▲ 81.8%
Why 97raises risk1 of the last 3 latelowers riskSize: total assets €2.3mFigures for financial year 2025 (filed 24-04-2026)Liquidity: current ratio 3.17, cash €352,955Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 53% on solvency, 77% on liquidity, 97% on profitability and 94% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, full format
Annual accounts 2025
- Financial year ended
- 30-09-2025
- Filed on
- 24-04-2026
- Format
- full format
- Reference
- 2026-00086523
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 17% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 34,693 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,693 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €36,378 | €45,049 | €52,322 | €61,152 | €130,300 | ▲ 113% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €48,557 | €34,894 | €46,178 | €50,269 | €82,811 | €93,183 | €92,057 | ▼ 1.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | -€203 | -€1,066 | - | - | - | - |
| Other operating charges640/8 | - | - | €1,717 | €1,207 | €1,228 | €1,070 | €1,303 | ▲ 21.7% |
| Gross operating margin9900 | €161,509 | €391,777 | €873,116 | €698,402 | €636,504 | €796,730 | €974,958 | ▲ 22.4% |
| Operating profit (loss)9901 | €111,665 | €327,225 | €789,045 | €602,944 | €500,144 | €641,325 | €751,298 | ▲ 17.1% |
| Financial income75/76B | - | - | €17,208 | €25,762 | €31,470 | €43,729 | €47,662 | ▲ 9.0% |
| Recurring financial income75 | €5,442 | €12,511 | €17,208 | €25,762 | €31,470 | €43,729 | €47,662 | ▲ 9.0% |
| Financial charges65/66B | - | - | €1,254 | €2,934 | €2,683 | €12,850 | €22,170 | ▲ 72.5% |
| Recurring financial charges65 | €1,422 | €1,305 | €1,254 | €2,934 | €2,683 | €12,850 | €22,170 | ▲ 72.5% |
| Profit (loss) for the period before taxes9903 | €115,685 | €338,431 | €805,000 | €625,772 | €528,931 | €672,204 | €776,790 | ▲ 15.6% |
| Income taxes67/77 | €33,317 | €83,672 | €191,313 | €149,399 | €121,102 | €213,624 | €191,110 | ▼ 10.5% |
| Profit (loss) for the period9904 | €82,367 | €254,759 | €613,687 | €476,373 | €407,829 | €458,580 | €585,681 | ▲ 27.7% |
| Transfer to tax-exempt reserves689 | - | - | - | - | - | - | €210,500 | - |
| Profit (loss) for the period to be appropriated9905 | €82,367 | €254,759 | €613,687 | €476,373 | €407,829 | €458,580 | €375,181 | ▼ 18.2% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €0.4m | €0.8m | €1.3m | €1.9m | €1.9m | €1.8m | €2.3m | ▲ 28.4% |
| Fixed assets21/28 | €0.04m | €0.2m | €0.2m | €0.2m | €0.3m | €0.3m | €0.4m | ▲ 38.1% |
| Tangible fixed assets22/27 | €0.04m | €0.2m | €0.2m | €0.2m | €0.3m | €0.3m | €0.4m | ▲ 38.6% |
| Plant, machinery and equipment23 | - | - | €0.05m | €0.04m | €0.06m | €0.03m | €0.08m | ▲ 148% |
| Furniture and vehicles24 | - | - | €0.09m | €0.08m | €0.1m | €0.08m | €0.2m | ▲ 102% |
| Other tangible fixed assets26 | - | - | €0.06m | €0.09m | €0.2m | €0.2m | €0.1m | ▼ 13.7% |
| Assets under construction and advance payments27 | - | - | - | €0.03m | - | - | - | - |
| Financial fixed assets28 | - | €60 | €60 | €60 | €0.002m | €0.001m | €0 | ▼ 100% |
| Current assets29/58 | €0.4m | €0.6m | €1.1m | €1.7m | €1.6m | €1.6m | €2.0m | ▲ 26.8% |
| Stocks and contracts in progress3 | - | - | - | €0.2m | €0.2m | €0.1m | €0.2m | ▲ 77.7% |
| Stocks30/36 | - | - | - | €0.2m | €0.2m | €0.1m | €0.2m | ▲ 77.7% |
| Amounts receivable within one year40/41 | €0.2m | €0.3m | €0.4m | €0.5m | €0.3m | €0.6m | €0.5m | ▼ 19.6% |
| Trade receivables40 | - | - | €0.4m | €0.5m | €0.2m | €0.6m | €0.4m | ▼ 39.2% |
| Other amounts receivable41 | - | - | €0.04m | €0.06m | €0.09m | €0.007m | €0.1m | ▲ 17× |
| Current investments50/53 | - | - | €0.4m | €0.5m | €0.5m | €0.3m | €0.9m | ▲ 260% |
| Cash at bank and in hand54/58 | €0.2m | €0.3m | €0.3m | €0.5m | €0.6m | €0.6m | €0.4m | ▼ 41.7% |
| Deferred charges and accrued income490/1 | - | - | €0.003m | €0.005m | €0.008m | €0.008m | €0.06m | ▲ 687% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €0.4m | €0.8m | €1.3m | €1.9m | €1.9m | €1.8m | €2.3m | ▲ 28.4% |
| Equity10/15 | €0.2m | €0.4m | €0.8m | €1.3m | €1.7m | €0.6m | €1.1m | ▲ 63.1% |
| Contributions10/11 | €0.02m | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.5m | €0.7m | ▲ 24.2% |
| Non-distributable reserves130/1 | - | - | €0.002m | €0.002m | €0.002m | €0 | - | - |
| Reserves not available under the articles1311 | - | - | €0.002m | €0.002m | €0.002m | €0 | - | - |
| Tax-exempt reserves132 | - | - | - | - | - | - | €0.2m | - |
| Distributable reserves133 | - | - | €0.2m | €0.2m | €0.2m | €0.5m | €0.5m | ▼ 15.4% |
| Profit (loss) carried forward14 | €0.004m | €0.3m | €0.6m | €1.1m | €1.5m | €0.1m | €0.4m | ▲ 292% |
| Amounts payable17/49 | €0.2m | €0.3m | €0.5m | €0.6m | €0.2m | €1.2m | €1.3m | ▲ 9.5% |
| Amounts payable after more than one year17 | €0.01m | €0.004m | - | - | - | - | €0.7m | - |
| Financial debts170/4 | - | - | - | - | - | - | €0.7m | - |
| Amounts payable within one year42/48 | €0.2m | €0.3m | €0.5m | €0.6m | €0.2m | €1.2m | €0.6m | ▼ 47.1% |
| Current portion of amounts payable after more than one year42 | - | - | €0.004m | - | - | - | - | - |
| Trade debts44 | €0.1m | €0.2m | €0.1m | €0.3m | €0.1m | €0.005m | €0.02m | ▲ 340% |
| Suppliers440/4 | - | - | €0.1m | €0.3m | €0.1m | €0.005m | €0.02m | ▲ 340% |
| Taxes, remuneration and social security45 | - | - | €0.04m | €0.07m | €0.04m | €0.1m | €0.04m | ▼ 63.9% |
| Taxes450/3 | - | - | €0.03m | €0.05m | €0.02m | €0.1m | €0.02m | ▼ 81.3% |
| Remuneration and social security454/9 | - | - | €0.01m | €0.02m | €0.02m | €0.01m | €0.02m | ▲ 74.9% |
| Other amounts payable47/48 | - | - | €0.3m | €0.3m | €0.06m | €1.1m | €0.6m | ▼ 47.3% |
| Accrued charges and deferred income492/3 | - | - | €0.001m | €0.003m | €0.004m | €0.006m | €0.02m | ▲ 273% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €82,367 | €254,759 | €613,687 | €476,373 | €407,829 | €458,580 | €585,681 | ▲ 27.7% |
| + Depreciation and write-downs630 | €48,557 | €34,894 | €46,178 | €50,269 | €82,811 | €93,183 | €92,057 | ▼ 1.2% |
| Operating cash flow (approximation) | €130,925 | €289,653 | €659,866 | €526,642 | €490,639 | €551,763 | €677,738 | ▲ 22.8% |
| Investment in fixed assets (approximation) | - | -€145,944 | -€90,359 | -€97,307 | -€182,991 | -€17,402 | -€195,052 | ▼ 1,021% |
| Change in cash | - | €122,606 | -€15,091 | €194,357 | €143,798 | -€11,239 | -€252,226 | ▼ 2,144% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | full format | 24-04-2026 | 2026-00086523 | |
| 30-09-2024 | micro format | 28-04-2025 | 2025-00077156 | |
| 30-09-2023 | full format | 27-06-2024 | 2024-00172897 | |
| 30-09-2022 | full format | 30-05-2023 | 2023-00104915 | |
| 30-09-2021 | full format | 27-04-2022 | 2022-20014726 | |
| 30-09-2020 | full format | 26-04-2021 | 2021-11300501 | |
| 30-09-2019 | full format | 29-04-2020 | 2020-10600474 | |
| 30-09-2018 | micro format | 30-04-2019 | 2019-12500367 | |
| 31-12-2017 | micro format | 02-05-2018 | 2018-12300554 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| ETIENNE Frédéric |
|
| HENROTEAUX Pauline |
|
How the board is organised
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, un ou plusieurs administrateurs”“Indépendamment frais représentation voyages déplacements, fixe ou proportionnelle”
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Formes prévues pour modifications aux statuts, assemblée générale”
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment, pouvoirs et émoluments”
Articles of association, deed of 08-12-2023 (in French)
Owners and capital
Capital and shareholders
- 08-12-2023 Converted to unavailable equity · €20,460
Shares according to the articles of association
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, titulaires peuvent prendre connaissance du registre relatif à leurs titres”
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement aux actions acquises, organe d’administration”
- Share issue ruleHow and by whom new shares can be issued.
- “Apport en numéraire avec émission de nouvelles actions, courrier électronique, ou courrier ordinaire pour personnes sans adresse…”
Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
Articles of association, deed of 08-12-2023 (in French)
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
08-12
Gazette deed
Appointments: ETIENNE Frédéric (director) and HENROTEAUX Pauline (director)Amendment of the articles · Capital conversion · Reserve release8 facts ▸
- General meeting, 06-12-2023
- Amendment of the articles (2 times)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “conformément aux formes et majorités de la modification des statuts, suppression” (deed in French)
- Capital
- Director appointment, ETIENNE Frédéric (director)
- Director appointment, HENROTEAUX Pauline (director)
- Registered office clause, “4537 Verlaine, voie des Meuniers”, 31 (deed in French)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0657.952.483
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La représentation au sens large du terme, ainsi que l’achat, la vente et la pose de tous produits destinés au secteur du bâtiment ainsi que…”
9 activities
- La représentation au sens large du terme, ainsi que l’achat, la vente et la pose de tous produits destinés au secteur du bâtiment ainsi que la rénovation de bâtiment
- L’activité d’entreprise générale de construction
- L’achat et la vente, en gros, d’équipements et matériaux de production nécessaires au commerce et à l’industrie, notamment dans le secteur de la construction, à la location, maintenance et réparation de tels équipements, à l’intermédiation commerciale et à la consultance dans ces domaines
- Les travaux agricoles et horticoles et leurs activités annexes ainsi que l’exploitation forestière et l’implantation et l’entretien de parcs et jardins ainsi que le nettoyage industriel et les vidanges de fosses septiques
- La constitution d’un patrimoine immobilier et sa gestion. Elle peut notamment acheter, construire, louer et vendre tous immeubles. Elle peut créer et exploiter les lotissements. De façon générale, elle peut faire toutes opérations immobilières et de prêts et de financement
- L’acquisition par voie d’achat, de souscription ou de toute autre manière, ainsi que l’aliénation par vente, échange ou de toute autre manière, de toute valeur mobilière ou droits sociaux, belges et étrangers, la gestion, l’administration et la mise en valeur de son portefeuille
- Le conseil en organisation et gestion d’entreprises, notamment dans les domaines de la stratégie, du développement de projets, de l’animation commerciale, des relations des entreprises avec leurs partenaires financiers, en ce compris les aspects de formation, d’expertise technique et d’assistance dans ces domaines
- La gestion et l’administration au sens large de toutes sociétés ou entreprises, belges ou étrangères, à l’exercice de mandats ou fonctions dans ces sociétés ou entreprises ainsi qu’au contrôle de leur gestion
- La prise de participation, sous quelque forme que ce soit, dans toutes sociétés ou entreprises, belges ou étrangères ; la société peut participer à la création et au développement de toute société ou entreprise et leur prêter tout concours, que ce soit sous forme de prêt, garantie ou de toute autre manière
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ROOFSIDE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of March at 18:00
Articles of association, deed of 08-12-2023 (in French)
Sites & property
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the KBO register.
Voie de Meuniers(VER) 314537 Verlaine