Roofpassion
ActiveThe computed 12-month bankruptcy probability of Roofpassion is 2.0% (moderate). The 2025 annual accounts show equity of €39k and a net result of €17k. Equity is growing by ~41.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency97▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 2.74 in 2024; short-term debt: 28.2% and cash: 58.8% of total assets), and 28.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.8%
Return on assets
30.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
25 d early
2024
43 d early
2023
27 d early
2022
34 d early
2021
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 73.8%
2024 · €23k
2021: €10k
2022: €17k
2023: €15k
2024: €23k
2021 → 2025
Total assets
€55k▲ 66.2%
2024 · €33k
2021: €16k
2022: €31k
2023: €26k
2024: €33k
2021 → 2025
Net result
€17k▲ 131%
2024 · €7k
2021: €5k
2022: €7k
2023: €-2k
2024: €7k
2021 → 2025
Working capital
€35k▲ 95.8%
2024 · €18k
2021: €8k
2022: €15k
2023: €10k
2024: €18k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€17k▲ 66.3%€15k▼ 9.5%€23k▲ 46.9%€39k▲ 73.8%
Operating result€7k-€10k▲ 33.9%€-1k€9k€22k▲ 137%
Net result€5k-€7k▲ 30.0%€-2k€7k€17k▲ 131%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 137% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€4k▼ 11.8%
Current assets
€51k▲ 79.0%
Equity and liabilities €55k
Equity
€39k▲ 73.8%
Debt
€15k▲ 49.7%
The debt ratio falls from 31.3% to 28.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €10k
Cash flow
€17k▲
2024 · €8k
Solvency
71.8%▲
2024 · 68.7%
Current ratio
3.28▲
2024 · 2.74
Quick ratio
3.28▲
2024 · 2.53
Debt / equity
0.39▼
2024 · 0.46
ROE
42.4%▲
2024 · 31.9%
ROA
30.5%▲
2024 · 21.9%
Interest coverage
60.62▲
2024 · 19.05
Debt
€15k▲
2024 · €10k
Debt ≤ 1 year
€15k▲
2024 · €10k
Income taxes
€5k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€55k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Land and buildings22€5k€4k▼
Furniture and vehicles24€0€0=
Current assets29/58€28k€51k▲
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€8k€17k▲
Trade receivables40€6k€14k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€16k€32k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€33k€55k▲
Equity10/15€23k€39k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€18k€34k▲
Amounts payable17/49€10k€15k▲
Amounts payable within one year42/48€10k€15k▲
Trade debts44€653€660▲
Suppliers440/4€653€660▲
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€3k€8k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€5k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€547▼
Other operating charges640/8€390€606▲
Gross operating margin9900€11k€23k▲
Operating profit (loss)9901€9k€22k▲
Financial income75/76B€10€23▲
Recurring financial income75€10€23▲
Financial charges65/66B€537€366▼
Recurring financial charges65€537€366▼
Profit (loss) for the period before taxes9903€9k€21k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€7k€17k▲
Profit (loss) for the period to be appropriated9905€7k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€34k▲
Profit (loss) brought forward from the previous period14P€10k€18k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €17k ▲131%
Operating result €22k, net result €17k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼124%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Craenevenne 413600 GenkGround area
1,282 m²
Building footprint
141 m²
Parcel 71306G0221/00T102, Flanders. Linked by address, not a title deed.
1 establishment unit
Roofpassion
since 20202.309.942.459
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71306G0221/00T102 | Flanders | 1,282 m² | 1 · 141 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2020
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43211General electrical installation work
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:roofpassion@outlook.com