Roofix daken & goten
ActiveThe computed 12-month bankruptcy probability of Roofix daken & goten is 2.1% (moderate). The 2025 annual accounts show equity of €457k and a net result of €134k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 7760 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+7
Solvency97▲+9
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.45 against 2.64 in 2024; short-term debt: 23.4% and cash: 30% of total assets), and 28.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.6%
Return on assets
21%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
16 d early
2024
86 d early
2023
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€457k▲ 17.7%
2024 · €388k
2023: €339k
2024: €388k
2023 → 2025
Total assets
€638k▲ 3.0%
2024 · €620k
2023: €501k
2024: €620k
2023 → 2025
Net result
€134k▲ 43.1%
2024 · €93k
2023: €97k
2024: €93k
2023 → 2025
Working capital
€366k▲ 23.9%
2024 · €295k
2023: €213k
2024: €295k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€339k-€388k▲ 14.6%€457k▲ 17.7%
Operating result€130k-€127k▼ 2.4%€189k▲ 48.9%
Net result€97k-€93k▼ 4.1%€134k▲ 43.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €638k
Fixed assets
€123k▼ 15.4%
Current assets
€515k▲ 8.5%
Equity and liabilities €638k
Equity
€457k▲ 17.7%
Debt
€181k▼ 21.7%
The debt ratio falls from 37.4% to 28.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€228k▲
2024 · €191k
Cash flow
€173k▲
2024 · €158k
Solvency
71.6%▲
2024 · 62.6%
Current ratio
3.45▲
2024 · 2.64
Quick ratio
3.24▲
2024 · 2.46
Debt / equity
0.40▼
2024 · 0.60
ROE
29.3%▲
2024 · 24.1%
ROA
21.0%▲
2024 · 15.1%
Interest coverage
82.60▲
2024 · 79.03
Debt
€181k▼
2024 · €232k
Debt ≤ 1 year
€150k▼
2024 · €180k
Debt > 1 year
€31k▼
2024 · €48k
Income taxes
€58k▲
2024 · €39k
Staff costs
€170k▼
2024 · €194k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€620k€638k▲
Fixed assets21/28€145k€123k▼
Tangible fixed assets22/27€145k€123k▼
Land and buildings22€61k€53k▼
Plant, machinery and equipment23€14k€25k▲
Leasing and similar rights25€70k€45k▼
Financial fixed assets28€25€25=
Current assets29/58€475k€515k▲
Stocks and contracts in progress3€33k€31k▼
Stocks30/36€33k€31k▼
Amounts receivable within one year40/41€233k€286k▲
Trade receivables40€55k€99k▲
Other amounts receivable41€178k€187k▲
Cash at bank and in hand54/58€189k€191k▲
Deferred charges and accrued income490/1€20k€8k▼
Equity and liabilities
Total equity and liabilities10/49€620k€638k▲
Equity10/15€388k€457k▲
Contributions10/11€10k€10k=
Reserves13€378k€446k▲
Distributable reserves133€378k€446k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€232k€181k▼
Amounts payable after more than one year17€48k€31k▼
Financial debts170/4€48k€31k▼
Amounts payable within one year42/48€180k€150k▼
Current portion of amounts payable after more than one year42€26k€17k▼
Trade debts44€50k€26k▼
Suppliers440/4€50k€26k▼
Taxes, remuneration and social security45€60k€41k▼
Taxes450/3€60k€41k▼
Other amounts payable47/48€44k€66k▲
Accrued charges and deferred income492/3€4k€599▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€194k€170k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€39k▼
Other operating charges640/8€5k€1k▼
Non-recurring operating charges66A€0€126▲
Gross operating margin9900€390k€400k▲
Operating profit (loss)9901€127k€189k▲
Financial income75/76B€8k€6k▼
Recurring financial income75€8k€6k▼
Non-recurring financial income76B€0-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€132k€192k▲
Income taxes67/77€39k€58k▲
Profit (loss) for the period9904€93k€134k▲
Profit (loss) for the period to be appropriated9905€93k€134k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€134k▲
Transfer from equity791/2€44k€65k▲
Transfer to equity691/2€93k€134k▲
To other reserves6921€93k€134k▲
Profit to be distributed694/7€44k€65k▲
Return on contributions (dividend)694€44k€65k▲
Social balance
Average headcount (FTE)90873.73.7=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2023net €134k ▲43.1%
Operating result €189k, net result €134k, both a record.
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €93k ▼4.1%
Net result drops to €93k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weehaagstraat 549160 LokerenGround area
1,272 m²
Building footprint
98 m²
Volume, LiDAR
464 m³
Parcel 46007B0450/00M000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Roofix daken & goten
since 20232.347.069.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007B0450/00M000 | Flanders | 1,272 m² | 1 · 98 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 870 EUR awarded · 870 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 492 EUR | 492 EUR |
| 2023 | 1 | 378 EUR | 378 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 2,961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2023
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.