ROOFDEK
ActiveSummary
ROOFDEK has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,211 and a net result of -€7,180. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 7814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-1
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 9.01 against 7.17 in 2024; short-term debt: 10.3% and cash: 92.6% of total assets), and 10.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
-27.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,180
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
19 d late
2023
13 d late
2022
7 d late
2021
8 d late
2020
18 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€7,180▼ 47.6%
2024 · -€4,863
Working capital
€21,463▼ 22.0%
2024 · €27,507
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29,271▲ 23.5%€29,209▼ 0.2%€16,845▼ 42.3%-€3,598-€6,978▼ 94.0%
Net result€20,047▼ 0.2%€20,042=€10,174▼ 49.2%-€4,863-€7,180▼ 47.6%
Equity€29,054▲ 223%€35,254▲ 21.3%€35,254=€30,391▼ 13.8%€23,211▼ 23.6%
Total assets€42,081▼ 4.0%€65,618▲ 55.9%€58,663▼ 10.6%€34,847▼ 40.6%€25,889▼ 25.7%
Debt€13,027▼ 62.6%€30,364▲ 133%€23,409▼ 22.9%€4,456▼ 81.0%€2,678▼ 39.9%
Working capital€27,334▲ 472%€35,150▲ 28.6%€31,225▼ 11.2%€27,507▼ 11.9%€21,463▼ 22.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,978 in 2025 against €3,598 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25,889
Fixed assets
€1,747 ▼ 39.4%
Current assets
€24,142 ▼ 24.5%
Equity and liabilities €25,889
Equity
€23,211 ▼ 23.6%
Debt
€2,678 ▼ 39.9%
Debt's share of the balance-sheet total falls from 12.8% to 10.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€5,841▼
2024 · -€2,453
Cash flow
-€6,043▼
2024 · -€3,719
Current ratio
9.01▲
2024 · 7.17
Debt to equity
0.12▼
2024 · 0.15
ROE
-30.9%▼
2024 · -16.0%
ROA
-27.7%▼
2024 · -14.0%
Interest coverage
-31.32▼
2024 · -4.64
Debt ≤ 1 year
€2,678▼
2024 · €4,456
Income taxes
€16▼
2024 · €736
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.9%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,508 | €1,616 | €236 | €1,144 | €1,137 | ▼ 0.7% |
| Other operating charges640/8 | €348 | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €32,126 | €31,172 | €17,465 | -€2,066 | -€5,442 | ▼ 163% |
| Operating profit (loss)9901 | €29,271 | €29,209 | €16,845 | -€3,598 | -€6,978 | ▼ 94.0% |
| Financial income75/76B | - | - | €52 | - | - | - |
| Recurring financial income75 | - | - | €52 | - | - | - |
| Financial charges65/66B | €578 | €586 | €529 | €529 | €187 | ▼ 64.8% |
| Recurring financial charges65 | €578 | €586 | €529 | €529 | €187 | ▼ 64.8% |
| Profit (loss) for the period before taxes9903 | €28,692 | €28,622 | €16,367 | -€4,127 | -€7,164 | ▼ 73.6% |
| Income taxes67/77 | €8,645 | €8,581 | €6,194 | €736 | €16 | ▼ 97.9% |
| Profit (loss) for the period9904 | €20,047 | €20,042 | €10,174 | -€4,863 | -€7,180 | ▼ 47.6% |
| Profit (loss) for the period to be appropriated9905 | €20,047 | €20,042 | €10,174 | -€4,863 | -€7,180 | ▼ 47.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42,081 | €65,618 | €58,663 | €34,847 | €25,889 | ▼ 25.7% |
| Fixed assets21/28 | €1,720 | €104 | €4,028 | €2,884 | €1,747 | ▼ 39.4% |
| Tangible fixed assets22/27 | €1,720 | €104 | €4,028 | €2,884 | €1,747 | ▼ 39.4% |
| Plant, machinery and equipment23 | - | - | €1,471 | €1,169 | €867 | ▼ 25.8% |
| Furniture and vehicles24 | €1,720 | €104 | €2,558 | €1,715 | €881 | ▼ 48.7% |
| Current assets29/58 | €40,361 | €65,514 | €54,635 | €31,963 | €24,142 | ▼ 24.5% |
| Amounts receivable within one year40/41 | €5,400 | €7,215 | €7,247 | €890 | €170 | ▼ 80.9% |
| Trade receivables40 | €4,712 | €5,712 | €5,355 | - | - | - |
| Other amounts receivable41 | €688 | €1,504 | €1,892 | €890 | €170 | ▼ 80.9% |
| Cash at bank and in hand54/58 | €33,001 | €58,298 | €47,387 | €31,073 | €23,972 | ▼ 22.9% |
| Deferred charges and accrued income490/1 | €1,960 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42,081 | €65,618 | €58,663 | €34,847 | €25,889 | ▼ 25.7% |
| Equity10/15 | €29,054 | €35,254 | €35,254 | €30,391 | €23,211 | ▼ 23.6% |
| Contributions10/11 | €12,400 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €16,654 | €16,654 | €16,654 | €16,654 | €16,654 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €14,794 | €14,794 | €14,794 | €16,654 | €16,654 | = |
| Profit (loss) carried forward14 | - | - | - | -€4,863 | -€12,043 | ▼ 148% |
| Amounts payable17/49 | €13,027 | €30,364 | €23,409 | €4,456 | €2,678 | ▼ 39.9% |
| Amounts payable within one year42/48 | €13,027 | €30,364 | €23,409 | €4,456 | €2,678 | ▼ 39.9% |
| Trade debts44 | €2,611 | - | €2,585 | - | - | - |
| Suppliers440/4 | €2,611 | - | €2,585 | - | - | - |
| Taxes, remuneration and social security45 | €8,645 | €11,587 | €7,720 | €736 | - | - |
| Taxes450/3 | €8,645 | €11,587 | €7,720 | €736 | - | - |
| Other amounts payable47/48 | €1,771 | €18,777 | €13,105 | €3,720 | €2,678 | ▼ 28.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,047 | €20,042 | €10,174 | -€4,863 | -€7,180 | ▼ 47.6% |
| + Depreciation and write-downs630 | €2,508 | €1,616 | €236 | €1,144 | €1,137 | ▼ 0.7% |
| Operating cash flow (approximation) | €22,555 | €21,658 | €10,410 | -€3,719 | -€6,043 | ▼ 62.5% |
| Investment in fixed assets (approximation) | - | €0 | -€4,160 | €0 | €0 | - |
| Change in cash | - | €25,297 | -€10,911 | -€16,315 | -€7,101 | ▲ 56.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 7.17
Current ratio from 2.33 to 7.17; short-term debt falls from €23,409 to €4,456.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 3.10
Current ratio from 1.14 to 3.10; short-term debt falls from €34,806 to €13,027.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Back to profitnet €20,086
Net result €20,086 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.14
Current ratio from 0.26 to 1.14.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet -€36,432
Net result drops to -€36,432, the lowest in the series; recovery starts the following year.
Show earlier events
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 16 days late
2018
19-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 19 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2015
Ground area
161 m²
Building footprint
190 m²
Volume, LiDAR
1,089 m³
Parcel 25037D0030/00L007, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
La Chênaie 18, 1390 Grez-Doiceau
since 20152.246.505.350
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037D0030/00L007 | Wallonia | 161 m² | 1 · 190 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 6,040 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-10-2015
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0640996784
Also
9925:BE0640996784
Registered
05-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.