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ROOF SYSTEMS

Active
Private limited companyfounded 2017active for 9 yearsAvenue des Biolleux 16/3, 4800 Verviers, BelgiumKBO/BCE: BE 0677.439.288
Summary

ROOF SYSTEMS has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €349,740 and a net result of €59,971. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 14% of 9,810 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisFollow ReportCompare
ROOF SYSTEMSActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410Specialised construction activities NACE 43421
4th largest employer in Verviers, Construction sector1 site
Size
€2.7mtotal assets 2025
Staff
26.6 FTE
Equity
€349,740
Profit
€59,971
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
Parent
HDP Art · 100%
  • HDP ArtDirector · permanent representative PLAITIN Benoît
Auditor: 3R, LEBOUTTE & Co2025 accounts 15 days early4 of 7 deeds summarised
Why 64raises riskEquity €349,740 (13.1% of total assets)1 change of registered office in 24 monthsSize: 26.6 FTE, total assets €2.7mlowers riskFigures for financial year 2025 (filed 16-07-2026)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 33% of its sector peers (NACE 43, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 38+4
equity 13.1% of total assets
Liquidity 18-6
short-term debt 86.1% · cash 12.4%
Profitability 63+3
return on assets 2.2%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,647 companies, NACE 43, small)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.4%▲ +0.1 percentage points vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.5%▲ +0.1 percentage points vs 05-2025 07-2025: 1.7%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 1.1%▼ -0.6 percentage points vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.0%▼ -0.1 percentage points vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.2%▲ +0.2 percentage points vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.3%▲ +0.1 percentage points vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: 1.0%● unchanged vs 08-2026lowest value 10-2026: 1.3%▲ +0.3 percentage points vs 09-2026
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.09, compared with 1.04 in 2024, below the usual 1.5; short-term debt: 86.1% and cash: 12.4% of total assets), and 86.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 14% on solvency, 9% on liquidity, 32% on profitability and 77% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2025 (filed 16-07-2026)
NBB · annual accounts
raises risk · Equity €349,740 (13.1% of total assets)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: 26.6 FTE, total assets €2.7m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9810 sector peers (2025).
NBB · sector comparison
Position among 9810 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
15 days early
2024
15 days early
2023
42 days early
2022
31 days late
2021
5 days early
2020
2 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Resignation: HD GROUP SA (director)Appointment: HDP ART SA (director)…

Key points

  • Caution: Among the weakest 15% on solvencysector median 44.0% · 9,810 companies 13.1% View
  • Positive: 8 profitable years in a rowprofit 2025: €59,971 8 years View
  • Controlled by HDP Art 100% View
  • Positive: Staff rose in 2025from 21.1 FTE to 26.6 FTE ▲ 26.1% View

By topic

Financials

Financial year
2025
Total assets
€2.7m
Profit
€59,971
Solvency
13.1%
Total assets▼ 12.5%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2019
Next accounts
by 31-07-2027
  1. 16-07-2025Annual accounts filed
  2. 23-05-2025Appointment: 3R Leboutte & Co (statutory auditor)
  3. 31-12-2024Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
21-06-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
32
Who signs
Each director alone
Annual meeting
Second Saturday of June at 17:00
Purpose
“Toutes opérations se rapportant directement ou indirectement à l'activité d'ardoisier dans…” (deed in French)
Go to Articles of association

Key facts about ROOF SYSTEMS

What is the company number of ROOF SYSTEMS?
0677.439.288. In Belgium the VAT number is the company number with BE in front: BE 0677.439.288.
Where is ROOF SYSTEMS based?
The registered office is at Avenue des Biolleux 16/3, 4800 Verviers.Company details
What does ROOF SYSTEMS do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of ROOF SYSTEMS?
Private limited company (BV).
When was ROOF SYSTEMS founded?
On 21-06-2017.
Is ROOF SYSTEMS still active?
Yes, ROOF SYSTEMS is an active enterprise in the KBO register.
How many employees does ROOF SYSTEMS have?
On average 26.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ROOF SYSTEMS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ROOF SYSTEMS profitable?
In financial year 2025, ROOF SYSTEMS made a profit of €59,971.
Where can I find the annual accounts of ROOF SYSTEMS?
ROOF SYSTEMS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ROOF SYSTEMS due?
By 31-07-2027, for financial year 2026.Timeline

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