Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ROND-POINT is 1.3% (low). The 2024 annual accounts show negative equity (€-3k) and a net result of €-31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 6698 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.3%
Low
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+Higher-failure-rate sector
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 28-07-2025 | 3 d early | 2025-00332107 |
| 31-12-2023 | 31-07-2024 | 06-09-2024 | 37 d late | 2024-00456890 |
| 31-12-2022 | 31-07-2023 | 07-04-2023 | 115 d early | 2023-00056870 |
| 31-12-2021 | 31-07-2022 | 21-07-2022 | 10 d early | 2022-20219321 |
| 31-12-2020 | 31-07-2021 | 30-07-2021 | 1 d early | 2021-44300111 |
| 31-12-2019 | 31-07-2020 | 15-10-2020 | 76 d late | 2020-62000216 |
| 31-12-2018 | 31-07-2019 | 30-08-2019 | 30 d late | 2019-59600468 |
| 31-12-2017 | 31-07-2018 | 31-08-2018 | 31 d late | 2018-60700332 |
| 31-12-2016 | 31-07-2017 | 07-06-2017 | 54 d early | 2017-15600225 |
| 31-12-2015 | 31-07-2016 | 23-06-2016 | 38 d early | 2016-23300564 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2011, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-31k-331.4%
Working capital€-15k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -1.5% | 20.4% | |
| Net result | €-31k | €4k | |
| Equity | €-3k | €16k | |
| Gross operating margin | €35k | €24k | |
| Staff costs | €52k | €33k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P27
Stable position over 2020-2024
· n=1365-6698
P8
Weakening position over 2020-2024
· n=1361-6678
P24
Stable position over 2020-2024
· n=1367-6712
P58
Weakening position over 2020-2024
· n=1356-6657
Describes the position versus peers, not a forecast.
€-21k
-
18-24
€-31k
-331.4%
18-24
€-26k
-1284.7%
18-24
€172k
-8.4%
18-24
€-3k
-
18-24
€-15k
-
18-24
1
+40.0%
18-24
€52k
+152.7%
18-24
€6k
+358.6%
18-24
€174k
+9.7%
18-24
€174k
+155.1%
18-24
€90k
-22.1%
18-24
0.91
-63.2%
18-24
0.23
-48.4%
18-24
-1.5%
-
18-24
-66.10
-
18-24
1183.8%
-
18-24
-18.2%
-370.9%
18-24
-4.63
-
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-21k |
| Net profit | €-31k |
| Cash flow | €-26k |
| Staff costs | €52k |
| Income taxes | - |
| Dividends | - |
| Total assets | €172k |
| Equity | €-3k |
| Debt | €174k |
| of which ≤ 1y | €174k |
| of which > 1y | - |
| Working capital | €-15k |
| Employees (FTE) | 1.4 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.91 |
| Quick ratio | 0.23 |
| Working capital ratio | -8.8% |
| Solvency | -1.5% |
| Debt / equity | -66.10 |
| Long-term debt ratio | - |
| Interest coverage | -4.63 |
| Gross margin | - |
| Net margin | - |
| ROA | -18.2% |
| ROE | 1183.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €172k |
| Fixed assets | 21/28 | €13k |
| Tangible fixed assets | 22/27 | €13k |
| Current assets | 29/58 | €159k |
| Stocks & contracts in progress | 3 | €119k |
| Amounts receivable within one year | 40/41 | €841 |
| Cash & bank | 54/58 | €35k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €172k |
| Equity | 10/15 | €-3k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €-23k |
| Amounts payable | 17/49 | €174k |
| Amounts payable within one year | 42/48 | €174k |
| Trade debts payable within one year | 44 | €53k |
| Income statement | ||
| Gross operating margin | 9900 | €35k |
| Operating result | 9901 | €-27k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €-31k |
| Net result for the period | 9904 | €-31k |
| Result to be appropriated | 9905 | €-31k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed7
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
4 directorsCurrent directors & mandates
-
Current17-02-2025 → present
-
Current10-11-2019 → present
2 events
- 17-02-2025 Mandate renewed· Director
- 10-11-2019 Appointed· Director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Not recently confirmedlast confirmed in an act from 2018
Former directors (1)
-
SNC FP MANAGEMENTLegal entityDirector· perm. rep.: François PAQUAYState Gazette act 24103583 (09-07-2024)Former- → 31-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 28-06-2011 |
| Status | Active |
| Postal code | 4800 |
Structure & network
Connections & network
1 connected companyGroup structure
Sits on the board · 1 subsidiary
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
1 partyControl over this companysits on this company's board1
1 subsidiary
controls
ROND-POINTBE 0837.361.408
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grétry 94800 VerviersParcels1
Ground area4,691 m²
Buildings1
Building footprint215 m²
Volume (LiDAR)2,405 m³
Tallest building15.2 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079E0014/00G000 | Wallonia | 4,691 m² | 1 · 215 m² | 15.2 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
7 acts Address history · 1
09-07-2024
v3.2
All acts · 7
updated 6 months ago
2026
03-02-2026 Change in the board of directors
Summary:
v3.2
2025
17-02-2025 2 reappointed
2024
09-07-2024 Registered office moved from WAIMES to VERVIERS
2020
25-06-2020 Pierre LECOQ appointed as director
2018
05-06-2018 Pierre LECOQ appointed as manager
2017
07-08-2017 Articles of association amended
Summary:
v3.2
2011
30-06-2011 Incorporation of a new SRL
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes66
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
7
Profitability
100
Solvency
43
Growth
78
Stability
100
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Credit advice
verdict per customer and amountSimilar
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,626 of the 10,428 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112
Primary activity highlighted.
Names & trade names
| Legal nameFR | ROND-POINT |
Registered office
Rue Grétry 9
4800 Verviers, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.