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RONALD SMETS

Active
Private limited company (pre-2019)founded 1997active for 29 yearsLepelstraat 16, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0461.327.050
Summary

RONALD SMETS has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €175,706 and a net result of €29,667. Equity is growing by about 30% per year across the filed financial years. Its solvency ranks better than 87% of 2,011 sector peers (NACE 77, financial year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

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RONALD SMETSActiveChecked score 58/100
Risk analysis ReportCompare

Overview

Activity
Renting and leasing of other personal and household goods
NACE 77229
4th oldest company in Herk-de-Stad, Administrative and support services sector1 site
Size
€219,285total assets 2024
Equity
€175,706
Profit
€29,667
Turnover not published (micro format)
Financial health
58 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 82 days overdue0 of 1 deed read
Why 58raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 29-08-2025)lowers riskLiquidity: current ratio 4.72, cash €179,649Equity €175,706 (80.1% of total assets)Founded in 1997Show the evidence

Checked score

Score 2024
58 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 85% of its sector peers (NACE 77, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 80.1% of total assets
Liquidity 94-5
short-term debt 19.3% · cash 81.9%
Profitability 86-3
return on assets 13.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,162 companies, NACE 77, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €10,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 4.72, compared with 8.77 in 2023, above the usual 1.5; short-term debt: 19.3% and cash: 81.9% of total assets), and 19.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 91% on solvency, 94% on liquidity, 81% on profitability and 72% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.72, cash €179,649
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 29-08-2025)
NBB · annual accounts
lowers risk · Equity €175,706 (80.1% of total assets)
NBB · annual accounts
lowers risk · Founded in 1997
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 82 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline21-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
29 days late
2023
28 days late
2022
21 days late
2021
31 days late
2020
27 days late
2019
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 32 days after the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Equity above €150,000equity €175,706 ▲19%
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 82 days late View
  • Positive: Among the best 14% on solvencysector median 31.4% · 2,011 companies 80.1% View
  • Positive: 7 profitable years in a rowprofit 2024: €29,667 7 years View

By topic

Financials

Financial year
2024
Total assets
€219,285
Profit
€29,667
Solvency
80.1%
Total assets▲ 30.7%
Net result
20182024
Go to Financials

Timeline

Events
32
Since
1998
  1. 21-08-2023Annual accounts filed
  2. 31-12-2022Equity above €100,000
  3. 31-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Renting and leasing of other personal and household…NACE 77229
Founded
20-08-1997
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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