ROMYART
ActiveSummary
The computed 12-month bankruptcy probability of ROMYART is 2.6% (moderate). The 2025 annual accounts show equity of €16k and a net result of €6k. Equity is growing by ~106.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 11389 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-11
Solvency51▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.15 in 2024; short-term debt: 39% and cash: 14.5% of total assets), but 74.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.9%
Return on assets
9.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
29 d late
2022
32 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 62.1%
2024 · €10k
2022: €-1klowest in 4 years
2023: €368▲ +128% vs 2022
2024: €10k▲ +2581% vs 2023
2025: €16k▲ +62.1% vs 2024highest in 4 years
2022 → 2025
Total assets
€62k▲ 23.1%
2024 · €50k
2022: €61k
2023: €56k▼ -8.3% vs 2022
2024: €50k▼ -10.9% vs 2023lowest in 4 years
2025: €62k▲ +23.1% vs 2024highest in 4 years
2022 → 2025
Net result
€6k▼ 35.5%
2024 · €10k
2022: €-7klowest in 4 years
2023: €2k▲ +123% vs 2022
2024: €10k▲ +460% vs 2023highest in 4 years
2025: €6k▼ -35.5% vs 2024
2022 → 2025
Working capital
€25k▲ 452%
2024 · €4k
2022: €-7klowest in 4 years
2023: €-6k▲ +10.3% vs 2022
2024: €4k▲ +169% vs 2023
2025: €25k▲ +452% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-1k-€368€10k▲ 2,581%€16k▲ 62.1%
2022: €-1klowest in 4 years
2023: €368▲ +128% vs 2022
2024: €10k▲ +2581% vs 2023
2025: €16k▲ +62.1% vs 2024highest in 4 years
Operating result€-7k-€4k€14k▲ 246%€10k▼ 27.3%
2022: €-7klowest in 4 years
2023: €4k▲ +159% vs 2022
2024: €14k▲ +246% vs 2023highest in 4 years
2025: €10k▼ -27.3% vs 2024
Net result€-7k-€2k€10k▲ 460%€6k▼ 35.5%
2022: €-7klowest in 4 years
2023: €2k▲ +123% vs 2022
2024: €10k▲ +460% vs 2023highest in 4 years
2025: €6k▼ -35.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€13k ▼ 20.0%
Current assets
€49k ▲ 43.9%
Equity and liabilities €62k
Equity
€16k ▲ 62.1%
Debt
€46k ▲ 13.5%
Debt's share of the balance-sheet total falls from 80.3% to 74.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €19k
Cash flow
€11k▼
2024 · €14k
Current ratio
2.02▲
2024 · 1.15
Quick ratio
0.55▲
2024 · 0.15
Debt to equity
2.86▼
2024 · 4.08
ROE
38.3%▼
2024 · 96.3%
ROA
9.9%▼
2024 · 19.0%
Interest coverage
9.51▼
2024 · 19.55
Debt ≤ 1 year
€24k▼
2024 · €29k
Debt > 1 year
€20k▲
2024 · €9k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€50k€62k▲
Fixed assets21/28€16k€13k▼
Tangible fixed assets22/27€16k€13k▼
Furniture and vehicles24€16k€13k▼
Financial fixed assets28€480€480=
Current assets29/58€34k€49k▲
Stocks and contracts in progress3€29k€36k▲
Stocks30/36€29k€36k▲
Amounts receivable within one year40/41€1k€4k▲
Trade receivables40€0€1k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€3k€9k▲
Deferred charges and accrued income490/1€546€44▼
Equity and liabilities
Total equity and liabilities10/49€50k€62k▲
Equity10/15€10k€16k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€4k€10k▲
Amounts payable17/49€40k€46k▲
Amounts payable after more than one year17€9k€20k▲
Financial debts170/4€9k€20k▲
Amounts payable within one year42/48€29k€24k▼
Current portion of amounts payable after more than one year42€4k€8k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Bills of exchange payable441€0-
Advances received on contracts in progress46€2k€2k=
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€14k€7k▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€2k€651▼
Gross operating margin9900€21k€16k▼
Operating profit (loss)9901€14k€10k▼
Financial income75/76B€43€40▼
Recurring financial income75€43€40▼
Financial charges65/66B€986€2k▲
Recurring financial charges65€986€2k▲
Profit (loss) for the period before taxes9903€13k€9k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€10k€6k▼
Profit (loss) for the period to be appropriated9905€10k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€10k▲
Profit (loss) brought forward from the previous period14P€-6k€4k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €5k | €5k | €5k | ▼ 4.6% |
| Other operating charges640/8 | €2k | €1k | €2k | €651 | ▼ 59.5% |
| Gross operating margin9900 | €-2k | €10k | €21k | €16k | ▼ 24.5% |
| Operating profit (loss)9901 | €-7k | €4k | €14k | €10k | ▼ 27.3% |
| Financial income75/76B | - | - | €43 | €40 | ▼ 5.3% |
| Recurring financial income75 | - | - | €43 | €40 | ▼ 5.3% |
| Financial charges65/66B | €217 | €1k | €986 | €2k | ▲ 61.1% |
| Recurring financial charges65 | €217 | €1k | €986 | €2k | ▲ 61.1% |
| Profit (loss) for the period before taxes9903 | €-7k | €3k | €13k | €9k | ▼ 33.7% |
| Income taxes67/77 | - | €1k | €4k | €3k | ▼ 29.3% |
| Profit (loss) for the period9904 | €-7k | €2k | €10k | €6k | ▼ 35.5% |
| Profit (loss) for the period to be appropriated9905 | €-7k | €2k | €10k | €6k | ▼ 35.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €61k | €56k | €50k | €62k | ▲ 23.1% |
| Fixed assets21/28 | €22k | €21k | €16k | €13k | ▼ 20.0% |
| Tangible fixed assets22/27 | €22k | €21k | €16k | €13k | ▼ 20.6% |
| Furniture and vehicles24 | €22k | €21k | €16k | €13k | ▼ 20.6% |
| Financial fixed assets28 | €480 | €480 | €480 | €480 | = |
| Current assets29/58 | €39k | €35k | €34k | €49k | ▲ 43.9% |
| Stocks and contracts in progress3 | €10k | €22k | €29k | €36k | ▲ 20.5% |
| Stocks30/36 | €10k | €22k | €29k | €36k | ▲ 20.5% |
| Amounts receivable within one year40/41 | €5k | €10k | €1k | €4k | ▲ 245% |
| Trade receivables40 | €4k | €10k | €0 | €1k | - |
| Other amounts receivable41 | €99 | €0 | €1k | €3k | ▲ 125% |
| Cash at bank and in hand54/58 | €24k | €3k | €3k | €9k | ▲ 241% |
| Deferred charges and accrued income490/1 | €510 | €524 | €546 | €44 | ▼ 92.0% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €61k | €56k | €50k | €62k | ▲ 23.1% |
| Equity10/15 | €-1k | €368 | €10k | €16k | ▲ 62.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €-7k | €-6k | €4k | €10k | ▲ 158% |
| Amounts payable17/49 | €63k | €56k | €40k | €46k | ▲ 13.5% |
| Amounts payable after more than one year17 | €16k | €13k | €9k | €20k | ▲ 135% |
| Financial debts170/4 | €16k | €13k | €9k | €20k | ▲ 135% |
| Amounts payable within one year42/48 | €46k | €42k | €29k | €24k | ▼ 18.1% |
| Current portion of amounts payable after more than one year42 | €4k | €4k | €4k | €8k | ▲ 96.6% |
| Trade debts44 | €6k | €10k | €4k | €1k | ▼ 65.6% |
| Suppliers440/4 | €490 | €1k | €4k | €1k | ▼ 65.6% |
| Bills of exchange payable441 | €6k | €9k | €0 | - | - |
| Advances received on contracts in progress46 | - | €2k | €2k | €2k | = |
| Taxes, remuneration and social security45 | - | €2k | €5k | €6k | ▲ 11.4% |
| Taxes450/3 | - | €2k | €5k | €6k | ▲ 11.4% |
| Other amounts payable47/48 | €37k | €24k | €14k | €7k | ▼ 51.5% |
| Accrued charges and deferred income492/3 | - | €2k | €2k | €2k | ▼ 33.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-7k | €2k | €10k | €6k | ▼ 35.5% |
| + Depreciation and write-downs630 | €2k | €5k | €5k | €5k | ▼ 4.6% |
| Operating cash flow (approximation) | €-5k | €6k | €14k | €11k | ▼ 25.1% |
| Investment in fixed assets (approximation) | - | €-4k | €0 | €-1k | - |
| Change in cash | - | €-21k | €-535 | €6k | ▲ 1,283% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2022net €10k ▲460%
Operating result €14k, net result €10k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Ground area
925 m²
Building footprint
437 m²
Volume, LiDAR
6,797 m³
2 parcels, Brussels · tallest building 21.0 m, ±6 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
Waterleidingsstraat 102, 1050 Elsene
since 20212.316.919.630
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0443/00Y003 | Brussels | 671 m² | 1 · 303 m² | 21.0 m · 5 fl. |
| 21447B0232/00A007 | Brussels | 254 m² | 1 · 135 m² | 19.9 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,418 companies in sector 46180 we hold annual accounts for 1,885. 1,074 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
47690Retail sale of other cultural and recreation goods
74991Agents and managers of artists, athletes and other public figures
90120Visual arts creation
90391Promotion and organisation of arts and performing arts events
90399Other support activities for arts and performing arts
Scores and ratios are computed by Checked and are not a credit decision.