ROMSCHY
ActiveSummary
ROMSCHY has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€56,319) and a net result of -€627. Equity is shrinking by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 13% of 702 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▲+10
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.93 against 2.94 in 2024; short-term debt: 34.2% and cash: 0.1% of total assets), but equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-32.1%
Return on assets
-0.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€56,319
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
27 d late
2023
30 d late
2022
28 d late
2021
30 d late
2020
30 d late
2019
120 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€56,319▼ 1.1%
2024 · -€55,692
Total assets
€175,614▼ 0.2%
2024 · €176,046
Net result
-€627▲ 91.3%
2024 · -€7,219
Working capital
€115,609▼ 0.5%
2024 · €116,237
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€15,623-€7,394▲ 52.7%-€10,842▼ 46.6%-€7,163▲ 33.9%-€578▲ 91.9%
Net result-€17,987below the sector's middle half-€8,587within the sector's middle half▲ 52.3%-€11,059within the sector's middle half▼ 28.8%-€7,219within the sector's middle half▲ 34.7%-€627within the sector's middle half▲ 91.3%
Equity-€28,828below the sector's middle half▼ 166%-€37,415below the sector's middle half▼ 29.8%-€48,473below the sector's middle half▼ 29.6%-€55,692below the sector's middle half▼ 14.9%-€56,319below the sector's middle half▼ 1.1%
Total assets€202,356within the sector's middle half▼ 10.3%€244,394within the sector's middle half▲ 20.8%€176,207within the sector's middle half▼ 27.9%€176,046within the sector's middle half▼ 0.1%€175,614below the sector's middle half▼ 0.2%
Debt€231,184▼ 2.2%€281,809▲ 21.9%€224,681▼ 20.3%€231,738▲ 3.1%€231,934▲ 0.1%
Working capital€7,650within the sector's middle half▼ 52.5%€128,807above the sector's middle half▲ 1,584%€123,455above the sector's middle half▼ 4.2%€116,237above the sector's middle half▼ 5.8%€115,609within the sector's middle half▼ 0.5%
Solvency-14.2%below the sector's middle half▼ 9.4pp-15.3%below the sector's middle half▼ 1.1pp-27.5%below the sector's middle half▼ 12.2pp-31.6%below the sector's middle half▼ 4.1pp-32.1%below the sector's middle half▼ 0.4pp
Current ratio1.05within the sector's middle half▼ 0.052.17above the sector's middle half▲ 1.133.34above the sector's middle half▲ 1.172.94above the sector's middle half▼ 0.402.93above the sector's middle half▼ 0.02
Return on assets (ROA)-8.9%below the sector's middle half▼ 13.5pp-3.5%within the sector's middle half▲ 5.4pp-6.3%below the sector's middle half▼ 2.8pp-4.1%within the sector's middle half▲ 2.2pp-0.4%within the sector's middle half▲ 3.7pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €578 in 2025 against €7,163 in 2024; the loss shrinks.
Key figures and ratios
Debt ≤ 1 year
€60,005▲
2024 · €59,809
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
2.8%
went bankrupt
5.8%
stopped otherwise
91%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4,933 | -€3,027 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,755 | €5,707 | - | - | - | - |
| Other operating charges640/8 | €839 | €535 | €178 | - | - | - |
| Non-recurring operating charges66A | €4,238 | - | €4,506 | - | - | - |
| Gross operating margin9900 | €4,143 | -€4,179 | -€6,158 | -€7,163 | -€578 | ▲ 91.9% |
| Operating profit (loss)9901 | -€15,623 | -€7,394 | -€10,842 | -€7,163 | -€578 | ▲ 91.9% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Financial charges65/66B | €2,364 | €1,007 | €217 | €56 | €50 | ▼ 11.6% |
| Recurring financial charges65 | €2,364 | €1,007 | €217 | €56 | €50 | ▼ 11.6% |
| Profit (loss) for the period before taxes9903 | -€17,987 | -€8,400 | -€11,059 | -€7,219 | -€627 | ▲ 91.3% |
| Income taxes67/77 | - | €187 | - | - | - | - |
| Profit (loss) for the period9904 | -€17,987 | -€8,587 | -€11,059 | -€7,219 | -€627 | ▲ 91.3% |
| Profit (loss) for the period to be appropriated9905 | -€17,987 | -€8,587 | -€11,059 | -€7,219 | -€627 | ▲ 91.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €202,356 | €244,394 | €176,207 | €176,046 | €175,614 | ▼ 0.2% |
| Fixed assets21/28 | €24,914 | €5,707 | - | - | - | - |
| Tangible fixed assets22/27 | €11,414 | €5,707 | - | - | - | - |
| Leasing and similar rights25 | €11,414 | €5,707 | - | - | - | - |
| Financial fixed assets28 | €13,500 | - | - | - | - | - |
| Current assets29/58 | €177,443 | €238,687 | €176,207 | €176,046 | €175,614 | ▼ 0.2% |
| Amounts receivable within one year40/41 | €174,525 | €193,187 | €159,214 | €158,942 | €158,642 | ▼ 0.2% |
| Trade receivables40 | €165,124 | €192,817 | €158,629 | €158,629 | €158,629 | = |
| Other amounts receivable41 | €9,401 | €370 | €585 | €312 | €13 | ▼ 96.0% |
| Cash at bank and in hand54/58 | €2,918 | €21 | €97 | €208 | €129 | ▼ 38.0% |
| Deferred charges and accrued income490/1 | - | €45,480 | €16,896 | €16,896 | €16,843 | ▼ 0.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €202,356 | €244,394 | €176,207 | €176,046 | €175,614 | ▼ 0.2% |
| Equity10/15 | -€28,828 | -€37,415 | -€48,473 | -€55,692 | -€56,319 | ▼ 1.1% |
| Contributions10/11 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Capital10 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | €12,100 | €12,100 | €12,100 | €12,100 | €12,100 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€37,188 | -€45,775 | -€56,833 | -€64,052 | -€64,679 | ▼ 1.0% |
| Amounts payable17/49 | €231,184 | €281,809 | €224,681 | €231,738 | €231,934 | ▲ 0.1% |
| Amounts payable after more than one year17 | €5,062 | - | - | - | - | - |
| Trade debts175 | €812 | - | - | - | - | - |
| Other amounts payable178/9 | €4,250 | - | - | - | - | - |
| Amounts payable within one year42/48 | €169,792 | €109,880 | €52,752 | €59,809 | €60,005 | ▲ 0.3% |
| Current portion of amounts payable after more than one year42 | €4,765 | €812 | - | - | - | - |
| Trade debts44 | €88,550 | €29,572 | €3,468 | €12,567 | €1,114 | ▼ 91.1% |
| Suppliers440/4 | €88,550 | €29,572 | €3,468 | €12,567 | €1,114 | ▼ 91.1% |
| Taxes, remuneration and social security45 | €5,690 | €465 | - | €60 | - | - |
| Taxes450/3 | €1,686 | €465 | - | €60 | - | - |
| Remuneration and social security454/9 | €4,003 | - | - | - | - | - |
| Other amounts payable47/48 | €70,788 | €79,031 | €49,283 | €47,183 | €58,891 | ▲ 24.8% |
| Accrued charges and deferred income492/3 | €56,330 | €171,929 | €171,929 | €171,929 | €171,929 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,987 | -€8,587 | -€11,059 | -€7,219 | -€627 | ▲ 91.3% |
| + Depreciation and write-downs630 | €9,755 | €5,707 | - | - | - | - |
| Operating cash flow (approximation) | -€8,232 | -€2,880 | -€11,059 | -€7,219 | -€627 | ▲ 91.3% |
| Investment in fixed assets (approximation) | - | €13,500 | - | - | - | - |
| Change in cash | - | -€2,897 | €76 | €111 | -€79 | ▼ 171% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
12-05
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 23-03-2026
- Registered-office move, Le Sclapé 5 - 6840 NEUFCHATEAU
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 2.17
Current ratio from 1.05 to 2.17; short-term debt falls from €169,792 to €109,880.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet -€17,987
Net result drops to -€17,987, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €10,452
Net result €10,452 after 2 loss-making years.
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 120 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 1 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Neufchâteau · 1 establishment unit since 2011
Ground area
4,291 m²
Building footprint
364 m²
Volume, LiDAR
1,825 m³
2 parcels, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Les Marchettes (Grandhan) 2, 6940 Durbuy
since 20112.205.719.721
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84024B0066/00N000 | Wallonia | 2,591 m² | 1 · 244 m² | 9.1 m · 3 fl. |
| 83016D0284/00C000 | Wallonia | 1,700 m² | 1 · 120 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 441 companies in this sector we hold annual accounts for 292. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded15-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
55300Accommodation
47110Non-specialised retail sale with food, beverages or tobacco predominating
55202Accommodation
55209Other holiday and short-stay accommodation
56112Limited-service restaurants, excluding mobile food services
56302Nightclubs
E-invoicing
Not found in the Peppol register
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.