Romingo
ActiveFinancials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 30 April 2026 The financial year closed on 30 September 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 4 November 2026.
Annual accounts 2024 filed on 31-05-2025 PDF all 41 filings
Equity
€822,054▲ 5.6%
2023 · €778,646
Net result
€34,584▲ 22.4%
2023 · €28,261
Total assets
€1.6m▼ 5.3%
2023 · €1.7m
Solvency
51.8%▲ 5.3pp
2023 · 46.4%
Multi-year overview
2019 to 2024, 6 financial yearsOperating result
€65,773
▲ 12.5%
2024
20192024
Net result
€34,584
▲ 22.4%
2024
middle half of the sector
20192024
Equity
€822,054
▲ 5.6%
2024
highest quarter of the sector
20192024
Total assets
€1.6m
▼ 5.3%
2024
highest quarter of the sector
20192024
Debt
€701,169
▼ 14.4%
2024
20192024
Working capital
-€618,237
▼ 4.0%
2024
lowest quarter of the sector
20192024
Solvency
51.8%
▲ 5.3pp
2024
middle half of the sector
20192024
Current ratio
0.02
▼ 0.06
2024
lowest quarter of the sector
20192024
Return on assets (ROA)
2.2%
▲ 0.5pp
2024
middle half of the sector
20192024
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line201920202021202220232024
Operating result€0.06m-€0.2m▲ 223%€0.08m▼ 54.0%€0.04m▼ 46.2%€0.06m▲ 32.9%€0.07m▲ 12.5%
Net result€0.02m-€0.2mabove the sector's middle half▲ 959%€0.04mwithin the sector's middle half▼ 77.4%€0.02mwithin the sector's middle half▼ 59.0%€0.03mwithin the sector's middle half▲ 87.5%€0.03mwithin the sector's middle half▲ 22.4%
Equity€0.5m-€0.7mabove the sector's middle half▲ 27.2%€0.7mabove the sector's middle half▲ 5.3%€0.8mabove the sector's middle half▲ 2.0%€0.8mabove the sector's middle half▲ 3.8%€0.8mabove the sector's middle half▲ 5.6%
Total assets€1.9m-€1.8mabove the sector's middle half▼ 4.6%€1.8mabove the sector's middle half▼ 2.6%€1.7mabove the sector's middle half▼ 3.2%€1.7mabove the sector's middle half▼ 3.0%€1.6mabove the sector's middle half▼ 5.3%
Debt€1.2m-€1.0m▼ 16.0%€1.0m▼ 7.5%€0.9m▼ 6.9%€0.8m▼ 8.3%€0.7m▼ 14.4%
Working capital-€0.5m--€0.5mbelow the sector's middle half▲ 5.7%-€0.5mbelow the sector's middle half▼ 4.8%-€0.6mbelow the sector's middle half▼ 7.9%-€0.6mbelow the sector's middle half▼ 7.1%-€0.6mbelow the sector's middle half▼ 4.0%
Solvency28.6%-38.1%within the sector's middle half▲ 9.5pp41.2%within the sector's middle half▲ 3.1pp43.4%within the sector's middle half▲ 2.2pp46.4%within the sector's middle half▲ 3.0pp51.8%within the sector's middle half▲ 5.3pp
Current ratio0.14-0.09below the sector's middle half▼ 0.050.09below the sector's middle half=0.09below the sector's middle half▼ 0.010.08below the sector's middle half▼ 0.010.02below the sector's middle half▼ 0.06
Return on assets (ROA)0.8%-8.9%within the sector's middle half▲ 8.1pp2.1%within the sector's middle half▼ 6.8pp0.9%below the sector's middle half▼ 1.2pp1.7%within the sector's middle half▲ 0.8pp2.2%within the sector's middle half▲ 0.5pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2024 is 13% higher than in 2023. It is the second rise in a row, after the fall in 2022.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.6m
Fixed assets
€1.6m ▼ 3.1%
Current assets
€12,241 ▼ 75.9%
Equity and liabilities €1.6m
Equity
€822,054 ▲ 5.6%
Provisions
€65,018 ▼ 18.0%
Debt
€701,169 ▼ 14.4%
Debt's share of the balance-sheet total falls from 48.8% to 44.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
4.2%▲
2023 · 3.6%
Debt ≤ 1 year
€630,478▼
2023 · €645,100
Debt > 1 year
€70,545▼
2023 · €173,864
Income taxes
€21,879▲
2023 · €18,929
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €50,486 | €50,486 | €50,486 | €57,761 | €49,967 | €49,967 | = |
| Other operating charges640/8 | - | - | €18,216 | €1,003 | €23,466 | €4,156 | ▼ 82.3% |
| Gross operating margin9900 | €126,010 | €213,812 | €150,477 | €102,740 | €131,882 | €119,896 | ▼ 9.1% |
| Operating profit (loss)9901 | €55,081 | €177,855 | €81,775 | €43,975 | €58,449 | €65,773 | ▲ 12.5% |
| Financial income75/76B | - | - | €6 | €17 | - | - | - |
| Recurring financial income75 | €7 | - | €6 | €17 | - | - | - |
| Financial charges65/66B | - | - | €24,346 | €20,080 | €16,660 | €14,712 | ▼ 11.7% |
| Recurring financial charges65 | €32,594 | €28,395 | €24,346 | €20,080 | €16,660 | €14,712 | ▼ 11.7% |
| Profit (loss) for the period before taxes9903 | €22,495 | €222,481 | €57,435 | €23,912 | €41,789 | €51,061 | ▲ 22.2% |
| Transfer from deferred taxes780 | - | - | €6,673 | €5,401 | €5,401 | €5,401 | = |
| Income taxes67/77 | €13,824 | €79,623 | €27,362 | €14,244 | €18,929 | €21,879 | ▲ 15.6% |
| Profit (loss) for the period9904 | €15,345 | €162,490 | €36,746 | €15,069 | €28,261 | €34,584 | ▲ 22.4% |
| Transfer from tax-exempt reserves789 | - | - | €12,959 | €16,203 | €16,203 | €16,203 | = |
| Profit (loss) for the period to be appropriated9905 | €28,304 | €162,490 | €49,705 | €31,272 | €44,464 | €50,786 | ▲ 14.2% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €1.9m | €1.8m | €1.8m | €1.7m | €1.7m | €1.6m | ▼ 5.3% |
| Fixed assets21/28 | €1.8m | €1.8m | €1.7m | €1.7m | €1.6m | €1.6m | ▼ 3.1% |
| Tangible fixed assets22/27 | €1.2m | €1.2m | €1.1m | €1.1m | €1.0m | €1.0m | ▼ 4.9% |
| Land and buildings22 | - | - | €1.1m | €1.1m | €1.0m | €1.0m | ▼ 4.9% |
| Financial fixed assets28 | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Current assets29/58 | €0.09m | €0.05m | €0.05m | €0.05m | €0.05m | €0.01m | ▼ 75.9% |
| Amounts receivable within one year40/41 | €0.001m | - | €0.01m | €0.02m | €0.01m | - | - |
| Trade receivables40 | - | - | €0.01m | €0.02m | €0.01m | - | - |
| Other amounts receivable41 | - | - | - | €0.001m | - | - | - |
| Cash at bank and in hand54/58 | €0.09m | €0.05m | €0.04m | €0.03m | €0.04m | €0.01m | ▼ 68.8% |
| Deferred charges and accrued income490/1 | - | - | - | €0.001m | €0.001m | €0.001m | ▲ 86.4% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €1.9m | €1.8m | €1.8m | €1.7m | €1.7m | €1.6m | ▼ 5.3% |
| Equity10/15 | €0.5m | €0.7m | €0.7m | €0.8m | €0.8m | €0.8m | ▲ 5.6% |
| Contributions10/11 | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Capital10 | - | - | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Issued capital100 | - | - | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Reserves13 | €0.4m | €0.6m | €0.6m | €0.6m | €0.6m | €0.7m | ▲ 25.0% |
| Non-distributable reserves130/1 | - | - | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Legal reserve130 | - | - | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Tax-exempt reserves132 | - | - | €0.06m | €0.05m | €0.03m | €0.03m | ▼ 22.8% |
| Distributable reserves133 | - | - | €0.5m | €0.5m | €0.5m | €0.7m | ▲ 28.4% |
| Profit (loss) carried forward14 | €0.03m | €0.03m | €0.03m | €0.06m | €0.1m | €0.005m | ▼ 95.4% |
| Provisions and deferred taxes16 | €0.1m | €0.1m | €0.09m | €0.08m | €0.08m | €0.07m | ▼ 18.0% |
| Provisions for liabilities and charges160/5 | - | - | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Major repairs and maintenance162 | - | - | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Deferred taxes168 | - | - | €0.03m | €0.03m | €0.02m | €0.008m | ▼ 63.0% |
| Amounts payable17/49 | €1.2m | €1.0m | €1.0m | €0.9m | €0.8m | €0.7m | ▼ 14.4% |
| Amounts payable after more than one year17 | €0.6m | €0.5m | €0.4m | €0.3m | €0.2m | €0.07m | ▼ 59.4% |
| Financial debts170/4 | - | - | €0.4m | €0.3m | €0.2m | €0.07m | ▼ 59.4% |
| Amounts payable within one year42/48 | €0.6m | €0.5m | €0.6m | €0.6m | €0.6m | €0.6m | ▼ 2.3% |
| Current portion of amounts payable after more than one year42 | - | - | €0.08m | €0.08m | €0.09m | €0.09m | ▲ 5.1% |
| Financial debts43 | - | - | €0.03m | €0.03m | €0.03m | €0.01m | ▼ 50.0% |
| Credit institutions430/8 | - | - | €0.03m | €0.03m | €0.03m | €0.01m | ▼ 50.0% |
| Trade debts44 | €0.08m | €0.02m | €0.02m | €0.03m | €0.05m | €0.05m | ▲ 10.2% |
| Suppliers440/4 | - | - | €0.02m | €0.03m | €0.05m | €0.05m | ▲ 10.2% |
| Taxes, remuneration and social security45 | - | - | €0.03m | €0.02m | €0.05m | €0.07m | ▲ 53.9% |
| Taxes450/3 | - | - | €0.03m | €0.02m | €0.05m | €0.07m | ▲ 53.9% |
| Other amounts payable47/48 | - | - | €0.4m | €0.4m | €0.4m | €0.4m | ▼ 8.4% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €146 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,345 | €162,490 | €36,746 | €15,069 | €28,261 | €34,584 | ▲ 22.4% |
| + Depreciation and write-downs630 | €50,486 | €50,486 | €50,486 | €57,761 | €49,967 | €49,967 | = |
| Operating cash flow (approximation) | €65,831 | €212,977 | €87,232 | €72,830 | €78,228 | €84,550 | ▲ 8.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€36,655 | -€10,194 | -€9,066 | €5,621 | -€24,400 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 41 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2024 | micro format | 31-05-2025 | 2025-00112258 | |
| 30-09-2023 | micro format | 22-05-2024 | 2024-00098814 | |
| 30-09-2022 | micro format | 02-05-2023 | 2023-00079588 | |
| 30-09-2021 | micro format | 31-05-2022 | 2022-20047823 | |
| 30-09-2020 | micro format | 29-05-2021 | 2021-16800305 | |
| 30-09-2019 | micro format | 30-04-2020 | 2020-11300225 | |
| 30-09-2018 | micro format | 31-05-2019 | 2019-16200060 | |
| 30-09-2017 | micro format | 25-04-2018 | 2018-10700422 | |
| 30-09-2016 | abbreviated format | 31-03-2017 | 2017-08800518 | |
| 30-09-2015 | abbreviated format | 14-04-2016 | 2016-10200150 |