Summary
ROMICO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €153,652 and a net result of €70,875. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 43% of 8094 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €153,652
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
23 d early
2023
15 d early
2022
24 d early
2021
3 d early
2020
30 d early
2019
10 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 7 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€153,652▲ 85.6%
2024 · €82,777
Net result
€70,875▲ 119%
2024 · €32,314
Total assets
€357,186▲ 90.7%
2024 · €187,292
Solvency
43.0%▼ 1.2pp
2024 · 44.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,069▼ 66.9%€2,877▼ 6.3%€6,812▲ 137%€42,943▲ 530%€99,955▲ 133%
Net result€599below the sector's middle half▼ 89.0%€1,633below the sector's middle half▲ 173%€5,756within the sector's middle half▲ 253%€32,314within the sector's middle half▲ 461%€70,875within the sector's middle half▲ 119%
Equity€121,874within the sector's middle half▲ 0.5%€123,507within the sector's middle half▲ 1.3%€50,463within the sector's middle half▼ 59.1%€82,777within the sector's middle half▲ 64.0%€153,652within the sector's middle half▲ 85.6%
Total assets€310,310within the sector's middle half▲ 49.4%€292,299within the sector's middle half▼ 5.8%€300,326within the sector's middle half▲ 2.7%€187,292within the sector's middle half▼ 37.6%€357,186within the sector's middle half▲ 90.7%
Debt€188,436▲ 118%€168,793▼ 10.4%€249,863▲ 48.0%€104,515▼ 58.2%€203,534▲ 94.7%
Working capital€24,439within the sector's middle half▼ 25.0%€22,201within the sector's middle half▼ 9.2%-€56,566below the sector's middle half-€13,663within the sector's middle half▲ 75.8%€60,147within the sector's middle half
Solvency39.3%within the sector's middle half▼ 19.1pp42.3%within the sector's middle half▲ 3.0pp16.8%below the sector's middle half▼ 25.5pp44.2%within the sector's middle half▲ 27.4pp43.0%within the sector's middle half▼ 1.2pp
Current ratio1.30within the sector's middle half▼ 0.481.30within the sector's middle half▼ 0.010.67below the sector's middle half▼ 0.620.87within the sector's middle half▲ 0.191.30within the sector's middle half▲ 0.43
Return on assets (ROA)0.2%below the sector's middle half▼ 2.4pp0.6%below the sector's middle half▲ 0.4pp1.9%within the sector's middle half▲ 1.4pp17.3%within the sector's middle half▲ 15.3pp19.8%within the sector's middle half▲ 2.6pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 133% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €357,186
Fixed assets
€93,505 ▼ 6.0%
Current assets
€263,681 ▲ 200%
Equity and liabilities €357,186
Equity
€153,652 ▲ 85.6%
Debt
€203,534 ▲ 94.7%
Debt's share of the balance-sheet total rises from 55.8% to 57.0%. Equity and debt are higher.
Key figures and ratios
ROE
46.1%▲
2024 · 39.0%
Debt ≤ 1 year
€203,534▲
2024 · €101,515
Debt > 1 year
€0▼
2024 · €1,801
Income taxes
€28,968▲
2024 · €11,629
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €485 | €0 | - | €40,401 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €847 | €764 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,409 | €10,435 | €10,435 | €8,549 | €5,935 | ▼ 30.6% |
| Other operating charges640/8 | €2,330 | €1,752 | €2,120 | €2,308 | €1,879 | ▼ 18.6% |
| Gross operating margin9900 | €27,655 | €15,828 | €19,367 | €53,800 | €107,769 | ▲ 100% |
| Operating profit (loss)9901 | €3,069 | €2,877 | €6,812 | €42,943 | €99,955 | ▲ 133% |
| Financial income75/76B | €2,546 | €3,644 | €3,947 | €3,236 | €454 | ▼ 86.0% |
| Recurring financial income75 | €2,546 | €3,644 | €3,947 | €3,236 | €454 | ▼ 86.0% |
| Financial charges65/66B | €2,316 | €2,382 | €2,099 | €2,235 | €567 | ▼ 74.6% |
| Recurring financial charges65 | €2,316 | €2,382 | €2,099 | €2,235 | €567 | ▼ 74.6% |
| Profit (loss) for the period before taxes9903 | €3,299 | €4,139 | €8,660 | €43,943 | €99,842 | ▲ 127% |
| Income taxes67/77 | €2,700 | €2,506 | €2,904 | €11,629 | €28,968 | ▲ 149% |
| Profit (loss) for the period9904 | €599 | €1,633 | €5,756 | €32,314 | €70,875 | ▲ 119% |
| Profit (loss) for the period to be appropriated9905 | €599 | €1,633 | €5,756 | €32,314 | €70,875 | ▲ 119% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €310,310 | €292,299 | €300,326 | €187,292 | €357,186 | ▲ 90.7% |
| Fixed assets21/28 | €205,581 | €195,146 | €184,711 | €99,440 | €93,505 | ▼ 6.0% |
| Tangible fixed assets22/27 | €205,581 | €195,146 | €184,711 | €99,440 | €93,505 | ▼ 6.0% |
| Land and buildings22 | €205,581 | €195,146 | €184,711 | €99,440 | €93,505 | ▼ 6.0% |
| Furniture and vehicles24 | €0 | - | - | - | - | - |
| Current assets29/58 | €104,730 | €97,154 | €115,615 | €87,852 | €263,681 | ▲ 200% |
| Amounts receivable within one year40/41 | €67,185 | €77,533 | €70,126 | €6,514 | €187,021 | ▲ 2,771% |
| Trade receivables40 | €18,288 | €20,000 | €0 | - | €180,000 | - |
| Other amounts receivable41 | €48,897 | €57,533 | €70,126 | €6,514 | €7,021 | ▲ 7.8% |
| Cash at bank and in hand54/58 | €35,781 | €16,442 | €42,420 | €78,230 | €74,291 | ▼ 5.0% |
| Deferred charges and accrued income490/1 | €1,763 | €3,178 | €3,069 | €3,108 | €2,368 | ▼ 23.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €310,310 | €292,299 | €300,326 | €187,292 | €357,186 | ▲ 90.7% |
| Equity10/15 | €121,874 | €123,507 | €50,463 | €82,777 | €153,652 | ▲ 85.6% |
| Contributions10/11 | €12,400 | €12,400 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €72,735 | ▲ 3,810% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €72,735 | ▲ 3,810% |
| Profit (loss) carried forward14 | €107,614 | €109,247 | €30,003 | €62,317 | €62,317 | = |
| Amounts payable17/49 | €188,436 | €168,793 | €249,863 | €104,515 | €203,534 | ▲ 94.7% |
| Amounts payable after more than one year17 | €107,043 | €91,804 | €76,322 | €1,801 | €0 | ▼ 100% |
| Financial debts170/4 | €107,043 | €91,804 | €76,322 | €1,801 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €80,290 | €74,953 | €172,181 | €101,515 | €203,534 | ▲ 100% |
| Current portion of amounts payable after more than one year42 | €15,394 | €15,641 | €15,891 | €10,708 | €1,801 | ▼ 83.2% |
| Trade debts44 | €1,909 | €3,099 | €3,630 | €3,007 | €92,469 | ▲ 2,976% |
| Suppliers440/4 | €1,909 | €3,099 | €3,630 | €3,007 | €92,469 | ▲ 2,976% |
| Advances received on contracts in progress46 | €46,457 | €40,130 | €50,142 | €61,451 | €65,635 | ▲ 6.8% |
| Taxes, remuneration and social security45 | €16,530 | €16,083 | €17,518 | €26,350 | €43,628 | ▲ 65.6% |
| Taxes450/3 | €14,372 | €13,925 | €15,018 | €23,850 | €41,128 | ▲ 72.4% |
| Remuneration and social security454/9 | €2,158 | €2,158 | €2,500 | €2,500 | €2,500 | = |
| Other amounts payable47/48 | - | - | €85,000 | €0 | - | - |
| Accrued charges and deferred income492/3 | €1,103 | €2,036 | €1,360 | €1,198 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €599 | €1,633 | €5,756 | €32,314 | €70,875 | ▲ 119% |
| + Depreciation and write-downs630 | €21,409 | €10,435 | €10,435 | €8,549 | €5,935 | ▼ 30.6% |
| Operating cash flow (approximation) | €22,008 | €12,068 | €16,191 | €40,863 | €76,810 | ▲ 88.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €76,722 | €0 | ▼ 100% |
| Change in cash | - | -€19,339 | €25,978 | €35,810 | -€3,938 | ▼ 111% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €70,875 ▲119%
Operating result €99,955, net result €70,875, both a record.
30-09
Financial
Equity above €150,000Eq €153,652 ▲85.6%
8 profitable years in a row build equity to €153,652.
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2011
Ground area
1,751 m²
Building footprint
187 m²
Volume, LiDAR
1,450 m³
Parcel 72014D0276/00C005, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ROMICO
since 20112.208.328.031
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014D0276/00C005 | Flanders | 1,751 m² | 1 · 187 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,278 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-12-2011
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0842093226
Registered
10-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.