ROMBAUT - SMET
ActiveSummary
The computed 12-month bankruptcy probability of ROMBAUT - SMET is 3.1% (moderate). The 2025 annual accounts show equity of €6k and a net result of €-1k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 10% of 27786 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-1
Solvency28=
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.32 against 0.21 in 2024; short-term debt: 34.7% and cash: 0% of total assets), and 97.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
-0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
6 d late
2023
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 15.9%
2024 · €7k
2023: €6k
2024: €7k
2023 → 2025
Total assets
€203k▼ 18.4%
2024 · €249k
2023: €314k
2024: €249k
2023 → 2025
Net result
€-1k
2024 · €957
2023: €1k
2024: €957
2023 → 2025
Working capital
€-48k▲ 13.0%
2024 · €-55k
2023: €-66k
2024: €-55k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€6k-€7k▲ 15.9%€6k▼ 15.9%
Operating result€8k-€14k▲ 66.7%€9k▼ 33.8%
Net result€1k-€957▼ 5.8%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203k
Fixed assets
€181k ▼ 23.0%
Current assets
€22k ▲ 55.9%
Equity and liabilities €203k
Equity
€6k ▼ 15.9%
Debt
€197k ▼ 18.5%
Debt's share of the balance-sheet total falls from 97.2% to 97.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€69k▼
2024 · €72k
Cash flow
€58k▼
2024 · €59k
Current ratio
0.32▲
2024 · 0.21
Debt to equity
33.65▼
2024 · 34.73
ROE
-18.8%▼
2024 · 13.7%
ROA
-0.5%▼
2024 · 0.4%
Interest coverage
6.91▲
2024 · 5.92
Debt ≤ 1 year
€71k▲
2024 · €70k
Debt > 1 year
€127k▼
2024 · €172k
Income taxes
€322▼
2024 · €578
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€249k€203k▼
Fixed assets21/28€235k€181k▼
Tangible fixed assets22/27€235k€181k▼
Plant, machinery and equipment23€10k€10k▲
Furniture and vehicles24€19k€13k▼
Leasing and similar rights25€206k€158k▼
Current assets29/58€14k€22k▲
Amounts receivable within one year40/41€13k€16k▲
Trade receivables40€13k€15k▲
Other amounts receivable41€172€1k▲
Cash at bank and in hand54/58€0€1▲
Deferred charges and accrued income490/1€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€249k€203k▼
Equity10/15€7k€6k▼
Contributions10/11€5k€5k=
Reserves13€2k€867▼
Distributable reserves133€2k€867▼
Amounts payable17/49€242k€197k▼
Amounts payable after more than one year17€172k€127k▼
Financial debts170/4€172k€127k▼
Amounts payable within one year42/48€70k€71k▲
Current portion of amounts payable after more than one year42€45k€45k=
Financial debts43€83€0▼
Credit institutions430/8€83€0▼
Trade debts44€23k€20k▼
Suppliers440/4€23k€20k▼
Taxes, remuneration and social security45€606€5k▲
Taxes450/3€606€5k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€1k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€60k▲
Other operating charges640/8€731€2k▲
Gross operating margin9900€73k€71k▼
Operating profit (loss)9901€14k€9k▼
Financial income75/76B€2€55▲
Recurring financial income75€2€55▲
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€2k€-784▼
Income taxes67/77€578€322▼
Profit (loss) for the period9904€957€-1k▼
Profit (loss) for the period to be appropriated9905€957€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€957€-1k▼
Transfer from equity791/2-€1k
Transfer to equity691/2€957€0▼
To other reserves6921€957€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-1k ▼216%
Net result drops to €-1k, the lowest in the series.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ijzerhandstraat(STE) 29190 StekeneGround area
7,813 m²
Building footprint
173 m²
Volume, LiDAR
685 m³
Parcel 46024A1897/00B000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rombaut-Smet BV
since 20232.345.224.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A1897/00B000 | Flanders | 7,813 m² | 1 · 173 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 75 EUR awarded · 75 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 75 EUR | 75 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,455 companies in sector 43120 we hold annual accounts for 3,233. 1,099 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
42212Civil engineering
43320Joinery installation
49410Freight transport by road
81300Landscape service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.