Equity
€1.2m from €4.1m in 2016
Equity fell by 72% in 9 years.
ROMAN
Lifetime
20 annual accounts with figures on one time axis, 40 filings since 1985peak €1.4m (2015)
-not published
lowest -€159,995 (2025)
-€159,995▼ €289,590
peak €4.1m (2016)
€1.2m▼ 12.2%
€1.1m▲ 1.8%
peak 74.3 FTE (2020)
55.5 FTE▼ 2.3%
Board5 names since 2017
-
Owners
99%ATRI
Documentsfilings and deeds
17-07-202614 days before the deadline
2025financial year
Loss of €159,995Equity from €1.3m to €1.2mInvestments €110,318
Key points
from the 2025 annual accountsResult
-€159,995 -€159,995
From profit to loss in 2025, after a profit of €129,595 in 2024.
Investments
€110,318 2.5 × depreciation
Green is investment, beige is depreciation.
Staff
57 employees on 31-12-2025
In 2025, 18 people joined and 23 left. On top of that, 9.3 agency workers worked there on average.
Payment terms
65 days to suppliers
ROMAN pays its suppliers 23 days later than in 2024. Customers pay 1 day earlier.
Position in the sector
-€159,995
Lower net result than 89% of companies in land transport. Sector median €48,771 · 1,083 companies.
Checked score
86
Excellent
Financially stronger than 50% of medium-sized companies in land transport (NACE 49)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 275 companies (NACE 49, medium-sized).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Loss of €159,995 (financial year 2025)
Sector: Land transport and transport via pipelines (NACE 49)
lowers risk
Liquidity: current ratio 1.84, cash €519,936
Founded in 1984
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, medium-sized). It does better than 79% of them on solvency, 85% on liquidity, 8% on profitability and 28% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 830 companies had the same profile as ROMAN has now. Each dot stands for 3 companies, two years later.
96.5%
were still trading
2.9%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of ROMAN itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 830 companies, not a prediction for ROMAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €95,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.84 (2.07 in 2024), above the usual 1.5. Short-term debt is 48.4% and cash 23.3% of total assets. 48.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
28 days early
2023
19 days early
2022
20 days early
2021
13 days early
2020
11 days late
2019
7 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- ATRI 99%score 87equity €5.0m (2025) · 2025 annual accounts of ATRI
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0425858110
Appointment: Ruth Lanssens (director)
General meeting of 25-06-2026 · Gazette deed
2 directors appointed, 2 managers resigning
Resignations: ATRI (manager) and PLAN (manager) · Appointments: Lanssens Patrick (director) and Lanssens Pieter (director) · Permanent representatives: Lanssens Patrick and Lanssens Pieter · General meeting of 19-10-2023 · Gazette deed
Registered office moved from Tournai to Ramegnies-Chin
New registered office: Chaussée de Tournai 1 C, 7520 Ramegnies-Chin · Previous registered office: Chaussée d'Antoing 55 boîte 40, 7500 Tournai · General meeting of 16-08-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ROMAN Tournai | €6.8m | -2.3% | 51.6% | 55.5 |
| V.D. VOORDE Lochristi | €4.5m | -1.1% | -12.1% | 34.8 |
| Trimi Edegem | €7.8m | 6.2% | 33.1% | 78.2 |
| Autocars et Autobus TOUSSAINT Beauraing | €7.5m | 0.0% | 26.0% | 53.5 |
| DE TURCK Geraardsbergen | €7.2m | 11.6% | 45.2% | 65.1 |
| AUTOBUS DE SCHELDE Londerzeel | €4.8m | 28.4% | 52.8% | 34.8 |
| EUROBUSSING WALLONIE Nivelles | €5.7m | 10.7% | 35.8% | 31.4 |
Grey: the largest companies of the sector (land transport (NACE 49)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ROMAN: non-scheduled passenger transport by road (NACE 49320). They are comparable in size and age: total assets between €4.1m and €7.8m, founded between 1977 and 1992.
Official details
Source: KBO- Status
- Active since 01-05-1984Normal situation
- Activity
- Non-scheduled passenger transport by roadNACE 49320and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.024.757.3137520 Tournai, since 18-05-1984
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €2.2m▼ 5.9%
- Employeeson 31-12-2025
- 57▼ 8.1%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on ROMAN
ROMAN has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of -€159,995.
Equity grew by about 4.5% per year on average since 2018. In 2025 it fell by 12.2%. Its solvency ranks better than 63% of 1,085 sector peers (NACE 49, financial year 2025).
The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ROMAN
- What is the company number of ROMAN?
- The company number of ROMAN is 0425.858.110. The VAT number is the same number with BE in front: BE 0425.858.110.
- Where is ROMAN based?
- The registered office is at Chaussée de Tournai (R-C) 1C, 7520 Tournai.Company details
- What does ROMAN do?
- According to the KBO register, the main activity is non-scheduled passenger transport by road (NACE 49320).
- What is the legal form of ROMAN?
- ROMAN is a private limited company (BV).
- When was ROMAN founded?
- ROMAN was founded on 01-05-1984.
- Is ROMAN still active?
- Yes, ROMAN is an active enterprise in the KBO register.
- How many employees does ROMAN have?
- ROMAN had an average of 55.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does ROMAN fall under?
- In its 2025 annual accounts, ROMAN states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of ROMAN?
- The turnover of ROMAN was €6.8m in financial year 2025, according to the filed annual accounts.
- Is ROMAN profitable?
- In financial year 2025, ROMAN made a loss of €159,995.
- Where can I find the annual accounts of ROMAN?
- ROMAN filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ROMAN due?
- ROMAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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