ROMAC SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of ROMAC SERVICES is 2.0% (moderate). The 2025 annual accounts show equity of €62k and a net result of €31k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 68% of 27965 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency88▲+21
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.48 against 2.03 in 2024; short-term debt: 20.6% and cash: 0.9% of total assets), and 36.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
1 d early
2022
3 d late
2021
3 d late
2020
31 d late
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 96.3%
2024 · €32k
2019: €18klowest in 7 years
2020: €22k▲ +24.1% vs 2019
2021: €44k▲ +99.8% vs 2020
2022: €45k▲ +3.6% vs 2021
2023: €46k▲ +2.7% vs 2022
2024: €32k▼ -31.6% vs 2023
2025: €62k▲ +96.3% vs 2024highest in 7 years
2019 → 2025
Total assets
€99k▲ 29.6%
2024 · €76k
2019: €136khighest in 7 years
2020: €97k▼ -28.8% vs 2019
2021: €105k▲ +7.9% vs 2020
2022: €84k▼ -20.3% vs 2021
2023: €133k▲ +59.3% vs 2022
2024: €76k▼ -42.9% vs 2023lowest in 7 years
2025: €99k▲ +29.6% vs 2024
2019 → 2025
Net result
€31k
2024 · €-15k
2019: €98
2020: €4k▲ +4219% vs 2019
2021: €21k▲ +386% vs 2020
2022: €2k▼ -92.4% vs 2021
2023: €1k▼ -22.1% vs 2022
2024: €-15k▼ -1301% vs 2023lowest in 7 years
2025: €31k▲ +309% vs 2024highest in 7 years
2019 → 2025
Working capital
€50k▲ 170%
2024 · €19k
2019: €-15klowest in 7 years
2020: €-4k▲ +74.8% vs 2019
2021: €24k▲ +767% vs 2020
2022: €30k▲ +24.2% vs 2021
2023: €32k▲ +4.2% vs 2022
2024: €19k▼ -41.1% vs 2023
2025: €50k▲ +170% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€45k▲ 3.6%€46k▲ 2.7%€32k▼ 31.6%€62k▲ 96.3%
2021: €44k
2022: €45k▲ +3.6% vs 2021
2023: €46k▲ +2.7% vs 2022
2024: €32k▼ -31.6% vs 2023lowest in 5 years
2025: €62k▲ +96.3% vs 2024highest in 5 years
Operating result€35k-€6k▼ 83.9%€8k▲ 39.2%€-13k€32k
2021: €35khighest in 5 years
2022: €6k▼ -83.9% vs 2021
2023: €8k▲ +39.2% vs 2022
2024: €-13k▼ -263% vs 2023lowest in 5 years
2025: €32k▲ +348% vs 2024
Net result€21k-€2k▼ 92.4%€1k▼ 22.1%€-15k€31k
2021: €21k
2022: €2k▼ -92.4% vs 2021
2023: €1k▼ -22.1% vs 2022
2024: €-15k▼ -1301% vs 2023lowest in 5 years
2025: €31k▲ +309% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€28k ▼ 29.0%
Current assets
€71k ▲ 92.3%
Equity and liabilities €99k
Equity
€62k ▲ 96.3%
Debt
€36k ▼ 18.0%
Debt's share of the balance-sheet total falls from 58.3% to 36.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2024 · €-1k
Cash flow
€42k▲
2024 · €-3k
Current ratio
3.48▲
2024 · 2.03
Debt to equity
0.58▼
2024 · 1.40
ROE
49.1%▲
2024 · -46.1%
ROA
31.0%▲
2024 · -19.2%
Interest coverage
27.45▲
2024 · -0.78
Debt ≤ 1 year
€20k▲
2024 · €18k
Debt > 1 year
€16k▼
2024 · €26k
Income taxes
€114▼
2024 · €193
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€76k€99k▲
Fixed assets21/28€39k€28k▼
Tangible fixed assets22/27€39k€28k▼
Furniture and vehicles24€39k€28k▼
Current assets29/58€37k€71k▲
Amounts receivable within one year40/41€34k€69k▲
Trade receivables40€27k€68k▲
Other amounts receivable41€7k€476▼
Cash at bank and in hand54/58€2k€920▼
Deferred charges and accrued income490/1€609€951▲
Equity and liabilities
Total equity and liabilities10/49€76k€99k▲
Equity10/15€32k€62k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€11k€42k▲
Amounts payable17/49€44k€36k▼
Amounts payable after more than one year17€26k€16k▼
Financial debts170/4€26k€16k▼
Amounts payable within one year42/48€18k€20k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€193€114▼
Taxes450/3€193€114▼
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-16k-
Other operating charges640/8€19k€1k▼
Gross operating margin9900€1k€44k▲
Operating profit (loss)9901€-13k€32k▲
Financial income75/76B€270€324▲
Recurring financial income75€270€324▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-14k€31k▲
Income taxes67/77€193€114▼
Profit (loss) for the period9904€-15k€31k▲
Profit (loss) for the period to be appropriated9905€-15k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€42k▲
Profit (loss) brought forward from the previous period14P€26k€11k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19k | €13k | €19k | €11k | €11k | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €-16k | - | - |
| Other operating charges640/8 | - | €4k | €9k | €19k | €1k | ▼ 93.8% |
| Gross operating margin9900 | €60k | €22k | €36k | €1k | €44k | ▲ 3,078% |
| Operating profit (loss)9901 | €35k | €6k | €8k | €-13k | €32k | ▲ 348% |
| Financial income75/76B | - | €217 | €123 | €270 | €324 | ▲ 20.0% |
| Recurring financial income75 | €460 | €217 | €123 | €270 | €324 | ▲ 20.0% |
| Financial charges65/66B | - | €883 | €3k | €2k | €2k | ▼ 14.7% |
| Recurring financial charges65 | €2k | €883 | €3k | €2k | €2k | ▼ 14.7% |
| Profit (loss) for the period before taxes9903 | €34k | €5k | €5k | €-14k | €31k | ▲ 312% |
| Income taxes67/77 | €13k | €3k | €4k | €193 | €114 | ▼ 40.8% |
| Profit (loss) for the period9904 | €21k | €2k | €1k | €-15k | €31k | ▲ 309% |
| Profit (loss) for the period to be appropriated9905 | €21k | €2k | €1k | €-15k | €31k | ▲ 309% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €105k | €84k | €133k | €76k | €99k | ▲ 29.6% |
| Fixed assets21/28 | €26k | €15k | €51k | €39k | €28k | ▼ 29.0% |
| Tangible fixed assets22/27 | €26k | €15k | €51k | €39k | €28k | ▼ 29.0% |
| Furniture and vehicles24 | - | €15k | €51k | €39k | €28k | ▼ 29.0% |
| Current assets29/58 | €79k | €69k | €82k | €37k | €71k | ▲ 92.3% |
| Amounts receivable within one year40/41 | €71k | €64k | €75k | €34k | €69k | ▲ 101% |
| Trade receivables40 | - | €56k | €74k | €27k | €68k | ▲ 153% |
| Other amounts receivable41 | - | €7k | €1k | €7k | €476 | ▼ 93.4% |
| Cash at bank and in hand54/58 | €7k | €1k | €4k | €2k | €920 | ▼ 51.7% |
| Deferred charges and accrued income490/1 | - | €4k | €4k | €609 | €951 | ▲ 56.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €105k | €84k | €133k | €76k | €99k | ▲ 29.6% |
| Equity10/15 | €44k | €45k | €46k | €32k | €62k | ▲ 96.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | - | €19k | €19k | €19k | €19k | = |
| Issued capital100 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €23k | €25k | €26k | €11k | €42k | ▲ 272% |
| Amounts payable17/49 | €61k | €38k | €87k | €44k | €36k | ▼ 18.0% |
| Amounts payable after more than one year17 | €7k | - | €36k | €26k | €16k | ▼ 38.8% |
| Financial debts170/4 | - | - | €36k | €26k | €16k | ▼ 38.8% |
| Amounts payable within one year42/48 | €55k | €38k | €51k | €18k | €20k | ▲ 12.1% |
| Current portion of amounts payable after more than one year42 | - | €7k | €9k | €10k | €10k | ▲ 4.1% |
| Trade debts44 | €23k | €23k | €29k | €8k | €7k | ▼ 17.0% |
| Suppliers440/4 | - | €23k | €29k | €8k | €7k | ▼ 17.0% |
| Taxes, remuneration and social security45 | - | €9k | €12k | €193 | €114 | ▼ 40.8% |
| Taxes450/3 | - | €8k | €12k | €193 | €114 | ▼ 40.8% |
| Remuneration and social security454/9 | - | €550 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | - | €3k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €2k | €1k | €-15k | €31k | ▲ 309% |
| + Depreciation and write-downs630 | €19k | €13k | €19k | €11k | €11k | = |
| Operating cash flow (approximation) | €40k | €14k | €20k | €-3k | €42k | ▲ 1,403% |
| Investment in fixed assets (approximation) | - | €-2k | €-55k | €0 | €0 | - |
| Change in cash | - | €-5k | €2k | €-2k | €-986 | ▲ 39.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2020
01-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2017
Ground area
178 m²
Building footprint
178 m²
Volume, LiDAR
662 m³
Parcel 21001A0573/02V000, Brussels · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ROMAC SERVICES
since 20172.268.442.493
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0573/02V000 | Brussels | 178 m² | 1 · 178 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,414. 6,175 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded07-09-2017
Fiscal year end31-03
Activities, NACEBEL 2025
43990Other specialised construction activities
43221Plumbing work
43320Joinery installation
43350Other building finishing work
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.