ROMABEL
ActiveSummary
ROMABEL has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-163k) and a net result of €-20k. Equity is shrinking by ~57.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability17▼-46
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21 against 0.19 in 2024; short-term debt: 124.5% and cash: 0.3% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-48.1%
Return on assets
-5.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-163k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
13 d early
2023
8 d early
2022
23 d early
2021
7 d early
2020
37 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-163k▼ 13.7%
2024 · €-143k
2018: €-5k
2019: €-3k▲ +52.5% vs 2018
2020: €7k▲ +392% vs 2019highest in 8 years
2021: €-7k▼ -197% vs 2020
2022: €-84k▼ -1089% vs 2021
2023: €-126k▼ -49.7% vs 2022
2024: €-143k▼ -13.4% vs 2023
2025: €-163k▼ -13.7% vs 2024lowest in 8 years
2018 → 2025
Total assets
€338k▼ 3.7%
2024 · €351k
2018: €544khighest in 8 years
2019: €467k▼ -14.2% vs 2018
2020: €510k▲ +9.2% vs 2019
2021: €480k▼ -5.9% vs 2020
2022: €377k▼ -21.5% vs 2021
2023: €398k▲ +5.5% vs 2022
2024: €351k▼ -11.7% vs 2023
2025: €338k▼ -3.7% vs 2024lowest in 8 years
2018 → 2025
Net result
€-20k▼ 16.1%
2024 · €-17k
2018: €10k
2019: €3k▼ -70.9% vs 2018
2020: €10k▲ +255% vs 2019highest in 8 years
2021: €-14k▼ -247% vs 2020
2022: €-77k▼ -436% vs 2021lowest in 8 years
2023: €-42k▲ +45.7% vs 2022
2024: €-17k▲ +59.7% vs 2023
2025: €-20k▼ -16.1% vs 2024
2018 → 2025
Working capital
€-334k▲ 0.2%
2024 · €-334k
2018: €-289k
2019: €-270k▲ +6.6% vs 2018
2020: €-267k▲ +1.0% vs 2019
2021: €-257k▲ +3.8% vs 2020highest in 8 years
2022: €-319k▼ -24.3% vs 2021
2023: €-339k▼ -6.3% vs 2022lowest in 8 years
2024: €-334k▲ +1.5% vs 2023
2025: €-334k▲ +0.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€-84k▼ 1,089%€-126k▼ 49.7%€-143k▼ 13.4%€-163k▼ 13.7%
2021: €-7khighest in 5 years
2022: €-84k▼ -1089% vs 2021
2023: €-126k▼ -49.7% vs 2022
2024: €-143k▼ -13.4% vs 2023
2025: €-163k▼ -13.7% vs 2024lowest in 5 years
Operating result€-16k-€-78k▼ 396%€-43k▲ 45.5%€-16k▲ 61.9%€-20k▼ 24.1%
2021: €-16khighest in 5 years
2022: €-78k▼ -396% vs 2021lowest in 5 years
2023: €-43k▲ +45.5% vs 2022
2024: €-16k▲ +61.9% vs 2023
2025: €-20k▼ -24.1% vs 2024
Net result€-14k-€-77k▼ 436%€-42k▲ 45.7%€-17k▲ 59.7%€-20k▼ 16.1%
2021: €-14khighest in 5 years
2022: €-77k▼ -436% vs 2021lowest in 5 years
2023: €-42k▲ +45.7% vs 2022
2024: €-17k▲ +59.7% vs 2023
2025: €-20k▼ -16.1% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €16k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €338k
Fixed assets
€251k ▼ 7.5%
Current assets
€88k ▲ 9.2%
Key figures and ratios
EBITDA
€124▼
2024 · €6k
Cash flow
€601▼
2024 · €5k
Solvency
-48.1%▼
2024 · -40.8%
Current ratio
0.21▲
2024 · 0.19
Quick ratio
0.15▲
2024 · 0.15
Debt to equity
-3.08▲
2024 · -3.45
ROA
-5.8%▼
2024 · -4.8%
Interest coverage
0.66▼
2024 · 44.99
Debt
€501k▲
2024 · €494k
Debt ≤ 1 year
€421k▲
2024 · €414k
Debt > 1 year
€80k=
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€351k€338k▼
Fixed assets21/28€271k€251k▼
Tangible fixed assets22/27€271k€250k▼
Land and buildings22€256k€239k▼
Plant, machinery and equipment23€15k€11k▼
Financial fixed assets28€270€270=
Current assets29/58€80k€88k▲
Stocks and contracts in progress3€19k€23k▲
Stocks30/36€19k€23k▲
Amounts receivable within one year40/41€46k€64k▲
Trade receivables40€36k€60k▲
Other amounts receivable41€10k€4k▼
Cash at bank and in hand54/58€15k€1k▼
Equity and liabilities
Total equity and liabilities10/49€351k€338k▼
Equity10/15€-143k€-163k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-162k€-181k▼
Amounts payable17/49€494k€501k▲
Amounts payable after more than one year17€80k€80k=
Other amounts payable178/9€80k€80k=
Amounts payable within one year42/48€414k€421k▲
Trade debts44€14k€13k▼
Suppliers440/4€14k€13k▼
Advances received on contracts in progress46€7k€14k▲
Other amounts payable47/48€394k€394k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€20k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€13k€8k▼
Operating profit (loss)9901€-16k€-20k▼
Financial income75/76B€179€666▲
Recurring financial income75€179€666▲
Financial charges65/66B€893€189▼
Recurring financial charges65€126€189▲
Non-recurring financial charges66B€767-
Profit (loss) for the period before taxes9903€-17k€-20k▼
Profit (loss) for the period9904€-17k€-20k▼
Profit (loss) for the period to be appropriated9905€-17k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-162k€-181k▼
Profit (loss) brought forward from the previous period14P€-145k€-162k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €43k | €18k | €207 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27k | €22k | €22k | €22k | €20k | ▼ 7.5% |
| Other operating charges640/8 | €6k | €6k | €7k | €7k | €8k | ▲ 11.0% |
| Gross operating margin9900 | €60k | €-32k | €-14k | €13k | €8k | ▼ 37.5% |
| Operating profit (loss)9901 | €-16k | €-78k | €-43k | €-16k | €-20k | ▼ 24.1% |
| Financial income75/76B | €1k | €722 | €648 | €179 | €666 | ▲ 272% |
| Recurring financial income75 | €1k | €722 | €648 | €179 | €666 | ▲ 272% |
| Financial charges65/66B | €99 | €52 | €93 | €893 | €189 | ▼ 78.8% |
| Recurring financial charges65 | €99 | €52 | €93 | €126 | €189 | ▲ 50.0% |
| Non-recurring financial charges66B | - | - | - | €767 | - | - |
| Profit (loss) for the period before taxes9903 | €-14k | €-77k | €-42k | €-17k | €-20k | ▼ 16.1% |
| Profit (loss) for the period9904 | €-14k | €-77k | €-42k | €-17k | €-20k | ▼ 16.1% |
| Profit (loss) for the period to be appropriated9905 | €-14k | €-77k | €-42k | €-17k | €-20k | ▼ 16.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €480k | €377k | €398k | €351k | €338k | ▼ 3.7% |
| Fixed assets21/28 | €330k | €315k | €293k | €271k | €251k | ▼ 7.5% |
| Tangible fixed assets22/27 | €329k | €314k | €293k | €271k | €250k | ▼ 7.5% |
| Land and buildings22 | €305k | €289k | €272k | €256k | €239k | ▼ 6.5% |
| Plant, machinery and equipment23 | €20k | €23k | €19k | €15k | €11k | ▼ 24.5% |
| Other tangible fixed assets26 | €4k | €2k | €1k | - | - | - |
| Financial fixed assets28 | €270 | €270 | €270 | €270 | €270 | = |
| Current assets29/58 | €150k | €62k | €105k | €80k | €88k | ▲ 9.2% |
| Stocks and contracts in progress3 | €79k | €40k | €56k | €19k | €23k | ▲ 23.2% |
| Stocks30/36 | €79k | €40k | €56k | €19k | €23k | ▲ 23.2% |
| Amounts receivable within one year40/41 | €26k | €11k | €27k | €46k | €64k | ▲ 37.5% |
| Trade receivables40 | €18k | €7k | €21k | €36k | €60k | ▲ 66.0% |
| Other amounts receivable41 | €8k | €4k | €5k | €10k | €4k | ▼ 61.0% |
| Cash at bank and in hand54/58 | €45k | €11k | €23k | €15k | €1k | ▼ 93.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €480k | €377k | €398k | €351k | €338k | ▼ 3.7% |
| Equity10/15 | €-7k | €-84k | €-126k | €-143k | €-163k | ▼ 13.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Profit (loss) carried forward14 | €-26k | €-103k | €-145k | €-162k | €-181k | ▼ 12.1% |
| Amounts payable17/49 | €487k | €461k | €524k | €494k | €501k | ▲ 1.4% |
| Amounts payable after more than one year17 | €80k | €80k | €80k | €80k | €80k | = |
| Other amounts payable178/9 | €80k | €80k | €80k | €80k | €80k | = |
| Amounts payable within one year42/48 | €407k | €381k | €444k | €414k | €421k | ▲ 1.6% |
| Current portion of amounts payable after more than one year42 | €2k | €0 | - | - | - | - |
| Trade debts44 | €15k | €7k | €22k | €14k | €13k | ▼ 3.4% |
| Suppliers440/4 | €15k | €7k | €22k | €14k | €13k | ▼ 3.4% |
| Advances received on contracts in progress46 | €39k | €27k | €38k | €7k | €14k | ▲ 107% |
| Taxes, remuneration and social security45 | €7k | - | - | - | - | - |
| Taxes450/3 | €2k | - | - | - | - | - |
| Remuneration and social security454/9 | €5k | - | - | - | - | - |
| Other amounts payable47/48 | €344k | €347k | €384k | €394k | €394k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-14k | €-77k | €-42k | €-17k | €-20k | ▼ 16.1% |
| + Depreciation and write-downs630 | €27k | €22k | €22k | €22k | €20k | ▼ 7.5% |
| Operating cash flow (approximation) | €12k | €-55k | €-20k | €5k | €601 | ▼ 87.9% |
| Investment in fixed assets (approximation) | - | €-7k | €0 | €0 | €0 | - |
| Change in cash | - | €-34k | €11k | €-7k | €-14k | ▼ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-77k
Net result drops to €-77k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €10k ▲255%
Operating result €8k, net result €10k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 1994
Ground area
3,583 m²
Building footprint
462 m²
Parcel 13015A0046/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
ROMABEL BVBA
since 19942.068.449.180
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13015A0046/00N000 | Flanders | 3,583 m² | 1 · 462 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 3,938 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-09-1994
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46720Wholesale of motor vehicle parts and accessories
Contact
Phone
0497898701
Scores and ratios are computed by Checked and are not a credit decision.