ROMA SERVICES
ActiveSummary
ROMA SERVICES has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €851,237 and a net result of €26,245. Equity is shrinking by ~13.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability48▼-1
Solvency32▼-2
Growth33=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.11 in 2023; short-term debt: 52% and cash: 0.7% of total assets), and 92.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7.3%
Return on assets
0.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
35 d early
2023
15 d early
2022
32 d early
2021
26 d early
2020
24 d early
2019
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2024, full schema, 2025 accounts filed, figures not processed yet
In the rankings
#7 oldest company in Grâce-Hollogne, Wholesale and retail trade sector#8 company by total assets in Grâce-Hollogne, Wholesale and retail trade sector
Turnover
€9.7m▲ 3.7%
2021 · €9.4m
EBIT margin
-3.5%▼ 3.5pp
2021 · 0.0%
Net result
€26,245▲ 762%
2023 · €3,044
Working capital
-€5.1m▼ 13.5%
2023 · -€4.5m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€8.2m▼ 16.9%€9.4m▲ 14.7%€9.7m▲ 3.7%
Operating result-€0.4m▼ 2,048%-€0.002m▲ 99.6%-€0.3m▼ 19,992%€0.2m€0.2m▲ 37.4%
Net result-€0.5mbelow the sector's middle half▼ 1,701%-€0.02mbelow the sector's middle half▲ 96.1%-€0.4mbelow the sector's middle half▼ 1,659%€0.003mwithin the sector's middle half€0.03mwithin the sector's middle half▲ 762%
EBIT margin-5.5%▼ 5.3pp0.0%▲ 5.5pp-3.5%▼ 3.5pp
Equity€1.2mabove the sector's middle half▼ 30.8%€1.3mabove the sector's middle half▲ 7.7%€0.9mabove the sector's middle half▼ 28.6%€0.8mabove the sector's middle half▼ 10.7%€0.9mwithin the sector's middle half▲ 2.5%
Total assets€11.0mabove the sector's middle half▼ 12.9%€10.5mabove the sector's middle half▼ 4.4%€11.1mabove the sector's middle half▲ 6.0%€8.9mabove the sector's middle half▼ 20.3%€11.7mabove the sector's middle half▲ 32.0%
Debt€9.8m▼ 10.0%€9.2m▼ 5.9%€10.2m▲ 10.9%€8.1m▼ 21.1%€10.9m▲ 35.0%
Working capital-€3.5mbelow the sector's middle half▼ 9.2%-€3.3mbelow the sector's middle half▲ 6.4%-€4.3mbelow the sector's middle half▼ 28.7%-€4.5mbelow the sector's middle half▼ 6.2%-€5.1mbelow the sector's middle half▼ 13.5%
Solvency11.0%below the sector's middle half▼ 2.9pp12.4%below the sector's middle half▲ 1.4pp8.3%below the sector's middle half▼ 4.0pp9.3%below the sector's middle half▲ 1.0pp7.3%below the sector's middle half▼ 2.1pp
Current ratio0.37below the sector's middle half▼ 0.120.39below the sector's middle half▲ 0.020.36below the sector's middle half▼ 0.030.11below the sector's middle half▼ 0.250.16below the sector's middle half▲ 0.04
Return on assets (ROA)-4.9%below the sector's middle half▼ 4.7pp-0.2%below the sector's middle half▲ 4.7pp-3.3%below the sector's middle half▼ 3.1pp0.0%within the sector's middle half▲ 3.3pp0.2%within the sector's middle half▲ 0.2pp
Staff (FTE)28above the sector's middle half▲ 19.1%25.5above the sector's middle half▼ 8.9%29.3above the sector's middle half▲ 14.9%0below the sector's middle half▼ 100%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 37% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €11.7m
Fixed assets
€10.8m ▲ 29.6%
Current assets
€948,784 ▲ 66.9%
Equity and liabilities €11.7m
Equity
€851,237 ▲ 2.5%
Debt
€10.9m ▲ 35.0%
Debt's share of the balance-sheet total rises from 90.7% to 92.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€752,123▲
2023 · €608,472
Cash flow
€541,353▲
2023 · €439,075
Debt to equity
12.78▲
2023 · 9.70
ROE
3.1%▲
2023 · 0.4%
Interest coverage
3.48▼
2023 · 3.65
Debt ≤ 1 year
€6.1m▲
2023 · €5.1m
Debt > 1 year
€4.8m▲
2023 · €2.9m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 208 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 99% are still going.
- Medium-sized
- 20 years or older
- solvency under 10%
- a profit under 5% of the balance sheet
0.5%
went bankrupt
0%
stopped otherwise
99%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 208 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €9.5m | €9.9m | €1.0m | - | - |
| Turnover70 | €8.2m | €9.4m | €9.7m | - | - | - |
| Other operating income74 | - | €0.2m | €0.1m | €1.0m | - | - |
| Operating charges60/66A | - | €9.5m | €10.2m | €0.8m | - | - |
| Goods for resale, raw materials and consumables60 | - | €6.2m | €6.5m | - | - | - |
| Purchases600/8 | - | €6.1m | €7.0m | - | - | - |
| Change in stocks: decrease (increase)609 | - | €0.09m | -€0.5m | - | - | - |
| Services and other goods61 | - | €1.6m | €1.7m | €0.3m | - | - |
| Remuneration, social security and pensions62 | - | €1.0m | €1.2m | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.7m | €0.7m | €0.6m | €0.4m | €0.5m | ▲ 18.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€0.03m | €0.02m | - | - | - |
| Other operating charges640/8 | - | €0.08m | €0.09m | €0.08m | €0.09m | ▲ 5.2% |
| Gross operating margin9900 | - | - | - | - | €0.8m | - |
| Operating profit (loss)9901 | -€0.4m | -€0.002m | -€0.3m | €0.2m | €0.2m | ▲ 37.4% |
| Financial income75/76B | - | €0.1m | €0.1m | €0.01m | €0.005m | ▼ 50.8% |
| Recurring financial income75 | €0.09m | €0.1m | €0.1m | €0.01m | €0.005m | ▼ 50.8% |
| Income from current assets751 | - | €0.001m | €0.006m | - | - | - |
| Other financial income752/9 | - | €0.1m | €0.1m | €0.01m | - | - |
| Financial charges65/66B | - | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 19.6% |
| Recurring financial charges65 | €0.2m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 19.6% |
| Debt charges650 | €0.1m | €0.1m | €0.1m | €0.2m | - | - |
| Other financial charges652/9 | - | €0.02m | €0.02m | €0.01m | - | - |
| Profit (loss) for the period before taxes9903 | -€0.5m | -€0.02m | -€0.4m | €0.003m | €0.03m | ▲ 913% |
| Income taxes67/77 | -€0.005m | €266 | €0.001m | -€454 | - | - |
| Taxes670/3 | - | €266 | €0.001m | €18 | - | - |
| Tax adjustments and reversals of tax provisions77 | - | - | - | €472 | - | - |
| Profit (loss) for the period9904 | -€0.5m | -€0.02m | -€0.4m | €0.003m | €0.03m | ▲ 762% |
| Profit (loss) for the period to be appropriated9905 | -€0.5m | -€0.02m | -€0.4m | €0.003m | €0.03m | ▲ 762% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11.0m | €10.5m | €11.1m | €8.9m | €11.7m | ▲ 32.0% |
| Fixed assets21/28 | €8.9m | €8.4m | €8.8m | €8.3m | €10.8m | ▲ 29.6% |
| Intangible fixed assets21 | €0.08m | €0.06m | €0.07m | - | - | - |
| Tangible fixed assets22/27 | €8.9m | €8.4m | €8.3m | €7.2m | €9.6m | ▲ 33.5% |
| Land and buildings22 | - | €7.6m | €7.5m | €7.2m | €9.6m | ▲ 33.5% |
| Plant, machinery and equipment23 | - | €0.04m | €0.04m | - | - | - |
| Furniture and vehicles24 | - | €0.08m | €0.1m | - | - | - |
| Other tangible fixed assets26 | - | €0.7m | €0.6m | - | - | - |
| Financial fixed assets28 | - | - | €0.4m | €1.1m | €1.2m | ▲ 4.1% |
| Affiliated companies280/1 | - | - | €0.4m | €1.1m | - | - |
| Participating interests280 | - | - | €0.4m | €1.1m | - | - |
| Current assets29/58 | €2.1m | €2.1m | €2.4m | €0.6m | €0.9m | ▲ 66.9% |
| Stocks and contracts in progress3 | €1.3m | €1.2m | €1.7m | - | - | - |
| Stocks30/36 | - | €1.2m | €1.7m | - | - | - |
| Goods purchased for resale34 | - | €1.2m | €1.7m | - | - | - |
| Amounts receivable within one year40/41 | €0.6m | €0.5m | €0.6m | €0.5m | €0.9m | ▲ 74.3% |
| Trade receivables40 | - | €0.09m | €0.1m | €0.06m | €0.4m | ▲ 576% |
| Other amounts receivable41 | - | €0.4m | €0.4m | €0.4m | €0.4m | = |
| Cash at bank and in hand54/58 | €0.08m | €0.3m | €0.1m | €0.07m | €0.08m | ▲ 18.1% |
| Deferred charges and accrued income490/1 | - | €0.01m | €0.02m | €0.002m | €0.001m | ▼ 50.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11.0m | €10.5m | €11.1m | €8.9m | €11.7m | ▲ 32.0% |
| Equity10/15 | €1.2m | €1.3m | €0.9m | €0.8m | €0.9m | ▲ 2.5% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Capital10 | - | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Issued capital100 | - | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Reserves13 | €1.1m | €1.1m | €0.7m | €0.6m | €0.6m | = |
| Non-distributable reserves130/1 | - | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Legal reserve130 | - | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Tax-exempt reserves132 | - | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Distributable reserves133 | - | €1.1m | €0.7m | €0.6m | €0.6m | = |
| Profit (loss) carried forward14 | €0.03m | €0.009m | €0.04m | €0.08m | €0.1m | ▲ 31.9% |
| Investment grants15 | - | €0.1m | €0.1m | €0.09m | €0.09m | ▼ 5.9% |
| Amounts payable17/49 | €9.8m | €9.2m | €10.2m | €8.1m | €10.9m | ▲ 35.0% |
| Amounts payable after more than one year17 | €4.2m | €3.8m | €3.6m | €2.9m | €4.8m | ▲ 62.1% |
| Financial debts170/4 | - | €3.8m | €3.6m | €2.9m | €4.8m | ▲ 62.1% |
| Subordinated loans170 | - | - | €0.08m | €0.07m | - | - |
| Credit institutions173 | - | €3.8m | €3.5m | €2.9m | - | - |
| Amounts payable within one year42/48 | €5.6m | €5.4m | €6.6m | €5.1m | €6.1m | ▲ 19.5% |
| Current portion of amounts payable after more than one year42 | - | €0.7m | €0.7m | €0.5m | €0.6m | ▲ 9.4% |
| Financial debts43 | - | €0.3m | €1.6m | €1.7m | €1.7m | ▲ 1.5% |
| Credit institutions430/8 | - | €0.3m | €1.6m | €1.7m | €1.7m | ▲ 1.5% |
| Trade debts44 | €0.6m | €0.6m | €0.2m | €0.03m | €0.3m | ▲ 1,156% |
| Suppliers440/4 | - | €0.6m | €0.2m | €0.03m | €0.3m | ▲ 1,156% |
| Taxes, remuneration and social security45 | - | €0.6m | €0.6m | €0.3m | €0.3m | ▼ 4.5% |
| Taxes450/3 | - | €0.5m | €0.5m | €0.3m | €0.3m | ▼ 4.5% |
| Remuneration and social security454/9 | - | €0.1m | €0.2m | - | - | - |
| Other amounts payable47/48 | - | €3.2m | €3.6m | €2.6m | €3.2m | ▲ 23.6% |
| Accrued charges and deferred income492/3 | - | €0.001m | €0.01m | €0.01m | €0.01m | ▲ 8.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.5m | -€0.02m | -€0.4m | €0.003m | €0.03m | ▲ 762% |
| + Depreciation and write-downs630 | €0.7m | €0.7m | €0.6m | €0.4m | €0.5m | ▲ 18.1% |
| Operating cash flow (approximation) | €0.2m | €0.7m | €0.3m | €0.4m | €0.5m | ▲ 23.3% |
| Investment in fixed assets (approximation) | - | -€0.2m | -€1.0m | €0.009m | -€3.0m | ▼ 31,536% |
| Change in cash | - | €0.2m | -€0.2m | -€0.04m | €0.01m | ▲ 129% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €3,044
Net result €3,044 after 4 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet -€538,523
Net result drops to -€538,523, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
06-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 4 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 13 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2018
Ground area
1,023 m²
Building footprint
135 m²
Volume, LiDAR
810 m³
Parcel 62046A0136/00H000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROMA SERVICES
since 2018unit no. 2.277.109.345
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A0136/00H000 | Wallonia | 1,023 m² | 1 · 135 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- DEROTHMES
- ROMA SERVICES
Highest known parent: DEROTHMES. The sources do not say who stands above it.
Owners 1
- DEROTHMESparent100%
Holdings 1
-
100%
According to the 2024 annual accounts of ROMA SERVICES and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No directors read yet: 0 of 13 Gazette acts processed.
Recognitions · licences · registrations
Legal Entity Identifier
549300I03ASZDL7KYP66
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Company details
Identification
Legal formPublic limited company
Founded01-06-1980
Fiscal year end31-12
Activities, NACEBEL 2025
47721Retail sale of footwear
47715Retail trade
47722Retail trade
47770Retail sale of watches and jewellery
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0420524395
Registered
10-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.