ROMA
ActiveSummary
ROMA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €187k and a net result of €30k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 6.29 against 4.66 in 2024; short-term debt: 15.4% and cash: 74.2% of total assets), and 15.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.6%
Return on assets
13.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
56 d early
2023
49 d early
2022
11 d early
2021
2 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€187k▲ 18.7%
2024 · €158k
2018: €8klowest in 8 years
2019: €50k▲ +490% vs 2018
2020: €97k▲ +94.6% vs 2019
2021: €132k▲ +36.0% vs 2020
2022: €164k▲ +24.4% vs 2021
2023: €148k▼ -9.7% vs 2022
2024: €158k▲ +6.5% vs 2023
2025: €187k▲ +18.7% vs 2024highest in 8 years
2018 → 2025
Total assets
€222k▲ 11.8%
2024 · €198k
2018: €212k
2019: €200k▼ -5.5% vs 2018
2020: €193k▼ -3.4% vs 2019
2021: €203k▲ +5.0% vs 2020
2022: €216k▲ +6.3% vs 2021
2023: €193k▼ -10.7% vs 2022lowest in 8 years
2024: €198k▲ +2.8% vs 2023
2025: €222k▲ +11.8% vs 2024highest in 8 years
2018 → 2025
Net result
€30k▲ 207%
2024 · €10k
2018: €49khighest in 8 years
2019: €41k▼ -15.8% vs 2018
2020: €47k▲ +13.9% vs 2019
2021: €35k▼ -25.9% vs 2020
2022: €32k▼ -7.7% vs 2021
2023: €-16k▼ -149% vs 2022lowest in 8 years
2024: €10k▲ +161% vs 2023
2025: €30k▲ +207% vs 2024
2018 → 2025
Working capital
€181k▲ 25.1%
2024 · €145k
2018: €49klowest in 8 years
2019: €71k▲ +44.8% vs 2018
2020: €85k▲ +19.3% vs 2019
2021: €107k▲ +26.2% vs 2020
2022: €123k▲ +15.5% vs 2021
2023: €124k▲ +0.3% vs 2022
2024: €145k▲ +17.0% vs 2023
2025: €181k▲ +25.1% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€132k-€164k▲ 24.4%€148k▼ 9.7%€158k▲ 6.5%€187k▲ 18.7%
2021: €132klowest in 5 years
2022: €164k▲ +24.4% vs 2021
2023: €148k▼ -9.7% vs 2022
2024: €158k▲ +6.5% vs 2023
2025: €187k▲ +18.7% vs 2024highest in 5 years
Operating result€41k-€46k▲ 12.8%€-14k€11k€44k▲ 297%
2021: €41k
2022: €46k▲ +12.8% vs 2021highest in 5 years
2023: €-14k▼ -131% vs 2022lowest in 5 years
2024: €11k▲ +176% vs 2023
2025: €44k▲ +297% vs 2024
Net result€35k-€32k▼ 7.7%€-16k€10k€30k▲ 207%
2021: €35khighest in 5 years
2022: €32k▼ -7.7% vs 2021
2023: €-16k▼ -149% vs 2022lowest in 5 years
2024: €10k▲ +161% vs 2023
2025: €30k▲ +207% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 297% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €222k
Fixed assets
€6k ▼ 53.7%
Current assets
€215k ▲ 16.8%
Equity and liabilities €222k
Equity
€187k ▲ 18.7%
Debt
€34k ▼ 15.1%
Debt's share of the balance-sheet total falls from 20.3% to 15.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▲
2024 · €30k
Cash flow
€32k▲
2024 · €29k
Current ratio
6.29▲
2024 · 4.66
Quick ratio
4.99▲
2024 · 3.68
Debt to equity
0.18▼
2024 · 0.26
ROE
15.7%▲
2024 · 6.1%
ROA
13.3%▲
2024 · 4.8%
Interest coverage
32.88▲
2024 · 12.35
Debt ≤ 1 year
€34k▼
2024 · €40k
Income taxes
€15k▲
2024 · €870
Staff costs
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€198k€222k▲
Fixed assets21/28€14k€6k▼
Tangible fixed assets22/27€14k€6k▼
Land and buildings22€5k€0▼
Furniture and vehicles24€9k€6k▼
Current assets29/58€184k€215k▲
Stocks and contracts in progress3€39k€44k▲
Stocks30/36€39k€44k▲
Amounts receivable within one year40/41€5k€5k▼
Trade receivables40€2k€821▼
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€139k€165k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€198k€222k▲
Equity10/15€158k€187k▲
Contributions10/11€156k€156k=
Reserves13€8k€31k▲
Distributable reserves133€8k€31k▲
Profit (loss) carried forward14€-6k€0▲
Amounts payable17/49€40k€34k▼
Amounts payable within one year42/48€40k€34k▼
Trade debts44€29k€20k▼
Suppliers440/4€29k€20k▼
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€8k€12k▲
Remuneration and social security454/9€2k€2k=
Accrued charges and deferred income492/3€750€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€2k▼
Other operating charges640/8€1k€7k▲
Gross operating margin9900€34k€54k▲
Operating profit (loss)9901€11k€44k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€10k€45k▲
Income taxes67/77€870€15k▲
Profit (loss) for the period9904€10k€30k▲
Profit (loss) for the period to be appropriated9905€10k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€23k▲
Profit (loss) brought forward from the previous period14P€-16k€-6k▲
Transfer to equity691/2-€23k
To other reserves6921-€23k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2k | €2k | €3k | €2k | €1k | ▼ 31.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €20k | €20k | €19k | €2k | ▼ 89.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €10k | €0 | - | - | - |
| Other operating charges640/8 | €2k | €1k | €1k | €1k | €7k | ▲ 397% |
| Gross operating margin9900 | €65k | €80k | €10k | €34k | €54k | ▲ 60.3% |
| Operating profit (loss)9901 | €41k | €46k | €-14k | €11k | €44k | ▲ 297% |
| Financial income75/76B | €2k | €2k | €2k | €2k | €2k | ▲ 17.3% |
| Recurring financial income75 | €2k | €2k | €2k | €2k | €2k | ▲ 17.3% |
| Financial charges65/66B | €1k | €2k | €3k | €2k | €1k | ▼ 43.4% |
| Recurring financial charges65 | €1k | €2k | €3k | €2k | €1k | ▼ 43.4% |
| Profit (loss) for the period before taxes9903 | €41k | €46k | €-15k | €10k | €45k | ▲ 325% |
| Income taxes67/77 | €6k | €14k | €474 | €870 | €15k | ▲ 1,628% |
| Profit (loss) for the period9904 | €35k | €32k | €-16k | €10k | €30k | ▲ 207% |
| Profit (loss) for the period to be appropriated9905 | €35k | €32k | €-16k | €10k | €30k | ▲ 207% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €203k | €216k | €193k | €198k | €222k | ▲ 11.8% |
| Fixed assets21/28 | €64k | €46k | €26k | €14k | €6k | ▼ 53.7% |
| Tangible fixed assets22/27 | €64k | €46k | €26k | €14k | €6k | ▼ 53.7% |
| Land and buildings22 | €61k | €43k | €24k | €5k | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €2k | €1k | €0 | - | - | - |
| Furniture and vehicles24 | - | €3k | €2k | €9k | €6k | ▼ 24.8% |
| Current assets29/58 | €140k | €169k | €167k | €184k | €215k | ▲ 16.8% |
| Stocks and contracts in progress3 | €53k | €42k | €31k | €39k | €44k | ▲ 14.5% |
| Stocks30/36 | €53k | €42k | €31k | €39k | €44k | ▲ 14.5% |
| Amounts receivable within one year40/41 | €3k | €3k | €2k | €5k | €5k | ▼ 2.3% |
| Trade receivables40 | €3k | €3k | €1k | €2k | €821 | ▼ 62.6% |
| Other amounts receivable41 | €3 | - | €490 | €3k | €4k | ▲ 42.3% |
| Cash at bank and in hand54/58 | €82k | €122k | €133k | €139k | €165k | ▲ 18.3% |
| Deferred charges and accrued income490/1 | €947 | €2k | €2k | €1k | €1k | ▲ 3.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €203k | €216k | €193k | €198k | €222k | ▲ 11.8% |
| Equity10/15 | €132k | €164k | €148k | €158k | €187k | ▲ 18.7% |
| Contributions10/11 | €156k | €156k | €156k | €156k | €156k | = |
| Reserves13 | - | €8k | €8k | €8k | €31k | ▲ 290% |
| Distributable reserves133 | - | €8k | €8k | €8k | €31k | ▲ 290% |
| Profit (loss) carried forward14 | €-24k | - | €-16k | €-6k | €0 | ▲ 100% |
| Amounts payable17/49 | €71k | €52k | €45k | €40k | €34k | ▼ 15.1% |
| Amounts payable after more than one year17 | €38k | €5k | €0 | - | - | - |
| Financial debts170/4 | €37k | €3k | €0 | - | - | - |
| Other amounts payable178/9 | €2k | €2k | €0 | - | - | - |
| Amounts payable within one year42/48 | €33k | €46k | €43k | €40k | €34k | ▼ 13.5% |
| Trade debts44 | €19k | €20k | €21k | €29k | €20k | ▼ 30.2% |
| Suppliers440/4 | €19k | €20k | €21k | €29k | €20k | ▼ 30.2% |
| Taxes, remuneration and social security45 | €14k | €26k | €22k | €10k | €14k | ▲ 34.5% |
| Taxes450/3 | €14k | €26k | €20k | €8k | €12k | ▲ 43.2% |
| Remuneration and social security454/9 | - | - | €2k | €2k | €2k | = |
| Accrued charges and deferred income492/3 | - | €700 | €1k | €750 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €35k | €32k | €-16k | €10k | €30k | ▲ 207% |
| + Depreciation and write-downs630 | €20k | €20k | €20k | €19k | €2k | ▼ 89.0% |
| Operating cash flow (approximation) | €55k | €53k | €5k | €29k | €32k | ▲ 9.2% |
| Investment in fixed assets (approximation) | - | €-3k | €0 | €-7k | €5k | ▲ 173% |
| Change in cash | - | €40k | €10k | €6k | €25k | ▲ 293% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Equity above €150kEq €158k ▲6.5%
Equity rises from €148k to €158k.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €164k ▲24.4%
5 profitable years in a row build equity to €164k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €132k ▲36%
4 profitable years in a row build equity to €132k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2005
Ground area
350 m²
Building footprint
247 m²
Volume, LiDAR
1,674 m³
Parcel 11602C0328/00B000, Flanders · tallest building 14.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Buggy's
since 20052.144.546.472
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602C0328/00B000 | Flanders | 350 m² | 1 · 247 m² | 13.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AMARYLLIS
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Of 6,498 companies in sector 47716 we hold annual accounts for 2,438. 1,796 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-01-2005
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47711Retail sale of women's outerwear
47712Retail trade
47714Retail trade
47715Retail trade
Scores and ratios are computed by Checked and are not a credit decision.