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ROMA

Active Private limited companyfounded 2005active for 21 yearsMechelsesteenweg 37, 2550 KontichKBO/BCE: BE 0871.037.234

Lifetime

20 annual accounts with figures on one time axis, 21 filings since 2005
peak €92,584 (2007)
€54,048▲ 60.3%
lowest -€99,651 (2011)
€29,518▲ 207%
peak €187,470 (2025)
€187,470▲ 18.7%
€34,228▼ 15.1%
peak 1.2 FTE (2007)
-not published
Board1 name since 2004
Documentsfilings and deeds
04-06-202657 days before the deadline
2025micro format
Gross margin from €33,708 to €54,048Result from €9,611 to €29,518Equity from €157,952 to €187,470Debts from €40,316 to €34,228

Key points

from the 2025 annual accounts

Staff

1 employees on 31-12-2025
222021222022332023212024102025

In 2025, 1 person joined and nobody left.

Filings

21 annual accounts since 2005
AprilJune31 JulyOctober20052010201520202025

The 2016 accounts came 31 days late. The other nine of the last ten were filed on time.

Position in the sector

84.6%

Higher solvency than 90% of companies in retail trade. Sector median 33.1% · 22,917 companies.

Checked score

98
Excellent
Financially stronger than 85% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%highest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 84.6% of total assets
97+3short-term debt 15.4% · cash 74.2%
85+10return on assets 13.3%

Score breakdown

raises risk
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 6.29, cash €164,505
Equity €187,470 (84.6% of total assets)
Founded in 2005
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 95% on liquidity, 80% on profitability and 71% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as ROMA has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ROMA itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for ROMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €18,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 6.29 (4.66 in 2024), above the usual 1.5. Short-term debt is 15.4% and cash 74.2% of total assets. 15.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 6.29, cash €164,505
NBB · annual accounts
lowers risk · Equity €187,470 (84.6% of total assets)
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 days early
2024
56 days early
2023
49 days early
2022
11 days early
2021
2 days early
2020
1 day early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

RC
Director, since 21-12-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0871037234
Change of role: ROLUS Caroline Rosalie Andrée, from manager to director General meeting of 21-12-2023 · Gazette deed
Incorporation published on 17-01-2005 · Gazette deed
First establishment Buggy's, Mechelsesteenweg 37, Kontich
All 32 events

Comparable companies

same main activity, similar in size and age
Company
ROMA Kontich €221,698 €54,048 84.6% -
M@NI@ Nijlen €200,900 €51,298 42.7% -
INLOOK Antwerp €215,576 €51,647 29.8% -
CAZUBA Genappe €214,437 €47,349 90.5% -
BOUCLE D'OR Forest €215,876 €58,779 3.8% -
BOUTIQUE OZE Tournai €209,502 €50,114 73.2% 0.6
OUTLOOK Bruges €269,511 €52,981 42.2% -

These companies have the same main activity as ROMA: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €201,000 and €270,000, founded between 2002 and 2008.

Official details

Source: KBO
Status
Active since 06-01-2005Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716and 4 others
Joint committee
201Independent retail · annual accounts 2025
Establishment unit
2.144.546.4722550 Kontich, since 01-01-2005
Financial year end
31 December
Peppol
Reachable since 18-11-2025
Company details

Annual accounts 2025

≈ €260,000estimated
€221,698▲ 11.8%
Employeeson 31-12-2025
1=
Filing
Filed on 04-06-2026, 57 days before the end of the filing period
Financials

Insights on ROMA

ROMA files the micro format. That format states no turnover. The gross margin fell from €80,606 in 2006 to €54,048 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ROMA

What is the company number of ROMA?
The company number of ROMA is 0871.037.234. The VAT number is the same number with BE in front: BE 0871.037.234.
Where is ROMA based?
The registered office is at Mechelsesteenweg 37, 2550 Kontich.Company details
What does ROMA do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of ROMA?
ROMA is a private limited company (BV).
When was ROMA founded?
ROMA was founded on 06-01-2005.
Is ROMA still active?
Yes, ROMA is an active enterprise in the KBO register.
How many employees does ROMA have?
ROMA had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ROMA fall under?
In its 2025 annual accounts, ROMA states joint committee 201 (Independent retail).
What is the turnover of ROMA?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €54,048 and 45 comparable companies (NACE 477). It probably lies between €140,000 and €350,000.
Is ROMA profitable?
In financial year 2025, ROMA made a profit of €29,518.
Where can I find the annual accounts of ROMA?
ROMA filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ROMA due?
ROMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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