ROMA
ActiveThe computed 12-month bankruptcy probability of ROMA is 2.1% (moderate). The 2025 annual accounts show negative equity (€-80k) and a net result of €7k. Equity is shrinking by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 13270 sector peers (fiscal year 2025). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 13270 sector peers (2025).
NBB · sector comparisonPosition among 13270 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
69 d late
2023
85 d late
2022
17 d early
2021
4 d early
2020
59 d late
2019
102 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-80k▲ 8.1%
2024 · €-87k
2018: €11k
2019: €-25k
2020: €-37k
2021: €-61k
2022: €-85k
2023: €-68k
2024: €-87k
2018 → 2025
Total assets
€4k▼ 64.5%
2024 · €11k
2018: €314k
2019: €253k
2020: €237k
2021: €203k
2022: €162k
2023: €100k
2024: €11k
2018 → 2025
Net result
€7k
2024 · €-19k
2018: €1k
2019: €-36k
2020: €-12k
2021: €-24k
2022: €-25k
2023: €17k
2024: €-19k
2018 → 2025
Working capital
€-20k▲ 26.3%
2024 · €-27k
2018: €-59k
2019: €-83k
2020: €-75k
2021: €-116k
2022: €-123k
2023: €12k
2024: €-27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-61k-€-85k▼ 40.7%€-68k▲ 20.3%€-87k▼ 27.7%€-80k▲ 8.1%
Operating result€-17k-€-20k▼ 18.5%€18k€-18k€9k
Net result€-24k-€-25k▼ 3.8%€17k€-19k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €18k in 2024.
Key figures and ratios
Debt
€84k▼
2024 · €98k
Debt ≤ 1 year
€24k▼
2024 · €38k
Debt > 1 year
€60k=
2024 · €60k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11k€4k▼
Current assets29/58€11k€4k▼
Amounts receivable within one year40/41€5k€2k▼
Trade receivables40€5k€2k▼
Cash at bank and in hand54/58€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€11k€4k▼
Equity10/15€-87k€-80k▲
Contributions10/11€25k€25k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-114k€-107k▲
Amounts payable17/49€98k€84k▼
Amounts payable after more than one year17€60k€60k=
Financial debts170/4€60k€60k=
Amounts payable within one year42/48€38k€24k▼
Trade debts44€17k€8k▼
Suppliers440/4€17k€8k▼
Taxes, remuneration and social security45€219€248▲
Taxes450/3€219€248▲
Other amounts payable47/48€21k€16k▼
Income statement
Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€349-
Other operating charges640/8€638€618▼
Gross operating margin9900€-17k€9k▲
Operating profit (loss)9901€-18k€9k▲
Financial income75/76B€89€17▼
Recurring financial income75€89€17▼
Financial charges65/66B€833€2k▲
Recurring financial charges65€833€2k▲
Profit (loss) for the period before taxes9903€-19k€7k▲
Profit (loss) for the period9904€-19k€7k▲
Profit (loss) for the period to be appropriated9905€-19k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-114k€-107k▲
Profit (loss) brought forward from the previous period14P€-95k€-114k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
2023
31-12
Financial
Back to profitnet €17k
Net result €17k after 4 loss-making years.
31-12
Financial
Liquidity times 6current ratio 1.14
Current ratio from 0.20 to 1.14; short-term debt falls from €154k to €88k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial
Weakest financial yearnet €-36k ▼2653%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 2 establishment units since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosbeslaan (Heide) 32920 KalmthoutGround area
2.6 ha
Building footprint
463 m²
Volume, LiDAR
2,175 m³
2 parcels, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
ROMA
since 19832.023.611.426
Clubhuis2920
since 20262.388.859.580
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0340/00X000 | Flanders | 2.4 ha | 1 · 306 m² | 8.0 m · 1 fl. |
| 11662E0594/00D012 | Flanders | 1,734 m² | 1 · 156 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANNIGI
BE 0718.960.931
Antwerpen · Eq €11k
J.T RestoMeat
BE 0480.371.120
Holsbeek · Eq €11k
MELINELYA
BE 0736.691.244
Tervuren · Eq €11k
Gantoise Horeca
BE 0805.073.373
Gent · Eq €11k
OISHII SUSHI Etterbeek
BE 0674.778.520
Waterloo · Eq €11k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 7,450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-12-1983
Fiscal year end31-12
Activities, NACEBEL
10520Manufacture of food products
56101Full-service restaurants
56111Full-service restaurants
46389Wholesale of other food products
51384
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.