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ROJUMA

Active
Private limited companyfounded 201114 yrs activeRue Louis Arnolis 5, 4671 Blégny, BelgiumKBO/BCE: BE 0841.898.434
Summary

ROJUMA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €22k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 47% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability78▲+15
Solvency70▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 1.9 in 2024; short-term debt: 36.5% and cash: 5.9% of total assets), but 55.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
44.8%
Return on assets
7.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
31 d late
2024
64 d early
2023
22 d late
2022
7 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ROJUMA was incorporated on 16 December 2011.1 Total assets went from EUR 272,364 in 2022 to EUR 287,356 in 2025 and headcount from 4.4 to 4.9 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€129k▲ 6.7%
2024 · €121k
Total assets
€287k▲ 9.7%
2024 · €262k
Net result
€22k▲ 19.0%
2024 · €18k
Working capital
€145k▲ 28.1%
2024 · €113k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€54k-€6k▼ 89.6%€32k▲ 468%€35k▲ 8.7%
Net result€45k-€4k▼ 92.1%€18k▲ 412%€22k▲ 19.0%
Equity€133k-€124k▼ 7.2%€121k▼ 2.4%€129k▲ 6.7%
Total assets€272k-€272k▼ 0.3%€262k▼ 3.6%€287k▲ 9.7%
Debt€127k-€148k▲ 16.3%€141k▼ 4.5%€159k▲ 12.3%
Working capital€96k-€91k▼ 5.3%€113k▲ 24.4%€145k▲ 28.1%
Staff (FTE)4.4-5.3▲ 20.5%5.5▲ 3.8%4.9▼ 10.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2022: €54k€54kNet result 2022: €45k€45kOperating result 2023: €6k€6kNet result 2023: €4k€4kOperating result 2024: €32k€32kNet result 2024: €18k€18kOperating result 2025: €35k€35kNet result 2025: €22k€22k2022202320242025€0€10k€20k€30kOperating result 2023: €6k€5.6kNet result 2023: €4k€3.6kOperating result 2024: €32k€32kNet result 2024: €18k€18kOperating result 2025: €35k€35kNet result 2025: €22k€22k202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287k
Fixed assets €38k ▲ 59.9%
Current assets €250k ▲ 4.8%
Equity and liabilities €287k
Equity €129k ▲ 6.7%
Debt €159k ▲ 12.3%
Debt's share of the balance-sheet total rises from 53.9% to 55.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€54k▼
2024 · €56k
Cash flow
€41k▼
2024 · €42k
Current ratio
2.38▲
2024 · 1.90
Debt to equity
1.23▲
2024 · 1.17
ROE
16.9%▲
2024 · 15.2%
ROA
7.6%▲
2024 · 7.0%
Interest coverage
14.39▲
2024 · 4.32
Debt ≤ 1 year
€105k▼
2024 · €125k
Debt > 1 year
€20k▲
2024 · €5k
Income taxes
€14k▲
2024 · €6k
Staff costs
€195k▼
2024 · €210k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet Code20242025
Assets
Total assets20/58€262k€287k▲
Fixed assets21/28€24k€38k▲
Tangible fixed assets22/27€21k€35k▲
Plant, machinery and equipment23€35-
Furniture and vehicles24€2k€2k▲
Leasing and similar rights25€19k€33k▲
Financial fixed assets28€2k€2k=
Current assets29/58€238k€250k▲
Amounts receivable after more than one year29€113k€98k▼
Other amounts receivable291€113k€98k▼
Amounts receivable within one year40/41€123k€75k▼
Trade receivables40€65k€55k▼
Other amounts receivable41€58k€20k▼
Current investments50/53-€58k
Cash at bank and in hand54/58-€17k
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€262k€287k▲
Equity10/15€121k€129k▲
Contributions10/11€1k€1k=
Reserves13€37k€103k▲
Non-distributable reserves130/1-€58k
Own shares acquired1312-€58k
Tax-exempt reserves132€8k€8k=
Distributable reserves133€29k€37k▲
Profit (loss) carried forward14€83k€25k▼
Amounts payable17/49€141k€159k▲
Amounts payable after more than one year17€5k€20k▲
Financial debts170/4€5k€20k▲
Amounts payable within one year42/48€125k€105k▼
Current portion of amounts payable after more than one year42€15k€20k▲
Financial debts43€8k-
Credit institutions430/8€8k-
Trade debts44€39k€45k▲
Suppliers440/4€39k€45k▲
Taxes, remuneration and social security45€41k€26k▼
Taxes450/3€4k€6k▲
Remuneration and social security454/9€37k€20k▼
Other amounts payable47/48€21k€14k▼
Accrued charges and deferred income492/3€11k€33k▲
Income statement Code20242025
Remuneration, social security and pensions62€210k€195k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€20k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k€4k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€273k€255k▼
Operating profit (loss)9901€32k€35k▲
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€13k€4k▼
Recurring financial charges65€13k€4k▼
Profit (loss) for the period before taxes9903€25k€35k▲
Income taxes67/77€6k€14k▲
Profit (loss) for the period9904€18k€22k▲
Profit (loss) for the period to be appropriated9905€18k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€104k▲
Profit (loss) brought forward from the previous period14P€64k€83k▲
Transfer from equity791/2€21k€14k▼
Transfer to equity691/2-€80k
To other reserves6921-€80k
Profit to be distributed694/7€21k€14k▼
Return on contributions (dividend)694€21k€14k▼

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A€18k----
Remuneration, social security and pensions62€174k€221k€210k€195k▼ 7.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€29k€24k€20k▼ 18.8%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k-€4k€4k▼ 18.0%
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-12k---
Other operating charges640/8€2k€3k€2k€2k▼ 8.0%
Gross operating margin9900€262k€246k€273k€255k▼ 6.5%
Operating profit (loss)9901€54k€6k€32k€35k▲ 8.7%
Financial income75/76B€4k€4k€6k€5k▼ 21.4%
Recurring financial income75€4k€4k€6k€5k▼ 21.4%
Financial charges65/66B€1k€3k€13k€4k▼ 70.9%
Recurring financial charges65€1k€3k€13k€4k▼ 70.9%
Profit (loss) for the period before taxes9903€56k€7k€25k€35k▲ 43.4%
Income taxes67/77€11k€3k€6k€14k▲ 113%
Profit (loss) for the period9904€45k€4k€18k€22k▲ 19.0%
Profit (loss) for the period to be appropriated9905€45k€4k€18k€22k▲ 19.0%
Line2022202320242025Change
Assets
Total assets20/58€272k€272k€262k€287k▲ 9.7%
Fixed assets21/28€76k€48k€24k€38k▲ 59.9%
Tangible fixed assets22/27€74k€45k€21k€35k▲ 66.5%
Plant, machinery and equipment23€2k€824€35--
Furniture and vehicles24€30k€14k€2k€2k▲ 11.9%
Leasing and similar rights25€42k€31k€19k€33k▲ 72.9%
Financial fixed assets28€2k€2k€2k€2k=
Current assets29/58€196k€224k€238k€250k▲ 4.8%
Amounts receivable after more than one year29€113k€113k€113k€98k▼ 13.2%
Other amounts receivable291€113k€113k€113k€98k▼ 13.2%
Amounts receivable within one year40/41€41k€109k€123k€75k▼ 39.1%
Trade receivables40€25k€73k€65k€55k▼ 15.1%
Other amounts receivable41€16k€36k€58k€20k▼ 66.0%
Current investments50/53---€58k-
Cash at bank and in hand54/58€36k--€17k-
Deferred charges and accrued income490/1€6k€2k€2k€1k▼ 29.6%
Equity and liabilities
Total equity and liabilities10/49€272k€272k€262k€287k▲ 9.7%
Equity10/15€133k€124k€121k€129k▲ 6.7%
Contributions10/11€1k€1k€1k€1k=
Reserves13€71k€58k€37k€103k▲ 179%
Non-distributable reserves130/1€100€100-€58k-
Reserves not available under the articles1311€100€100---
Own shares acquired1312---€58k-
Tax-exempt reserves132€8k€8k€8k€8k=
Distributable reserves133€64k€50k€29k€37k▲ 27.7%
Profit (loss) carried forward14€61k€64k€83k€25k▼ 70.1%
Provisions and deferred taxes16€12k----
Provisions for liabilities and charges160/5€12k----
Other liabilities and charges164/5€12k----
Amounts payable17/49€127k€148k€141k€159k▲ 12.3%
Amounts payable after more than one year17€27k€15k€5k€20k▲ 312%
Financial debts170/4€27k€15k€5k€20k▲ 312%
Amounts payable within one year42/48€100k€133k€125k€105k▼ 16.3%
Current portion of amounts payable after more than one year42€12k€24k€15k€20k▲ 31.4%
Financial debts43-€3k€8k--
Credit institutions430/8-€3k€8k--
Trade debts44€37k€44k€39k€45k▲ 14.8%
Suppliers440/4€37k€44k€39k€45k▲ 14.8%
Taxes, remuneration and social security45€39k€49k€41k€26k▼ 36.1%
Taxes450/3€17k€10k€4k€6k▲ 56.2%
Remuneration and social security454/9€22k€39k€37k€20k▼ 46.2%
Other amounts payable47/48€12k€13k€21k€14k▼ 35.9%
Accrued charges and deferred income492/3--€11k€33k▲ 204%
Line2022202320242025Change
Profit (loss) for the period9904€45k€4k€18k€22k▲ 19.0%
+ Depreciation and write-downs630€26k€29k€24k€20k▼ 18.8%
Operating cash flow (approximation)€72k€32k€42k€41k▼ 2.5%
Investment in fixed assets (approximation)-€0€0€-34k-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial Weakest financial yearnet €4k ▼92.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
24-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
605 m²
Building footprint
126 m²
Volume, LiDAR
761 m³
Parcel 62095B0581/00T000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Louis Arnolis 5, 4671 Blégny
General electrical installation work
since 20112.205.456.534
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62095B0581/00T000 Wallonia 605 m² 1 · 126 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,832 companies in sector 43211 we hold annual accounts for 10,328. 8,722 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
33200Installation of industrial machinery and equipment
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation

Scores and ratios are computed by Checked and are not a credit decision.