ROJAX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €615k and a net result of €33k. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 5498 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
29 d late
2023
6 d early
2022
64 d late
2021
31 d late
2020
88 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€615k▲ 5.7%
2024 · €582k
2018: €22k
2019: €62k
2020: €200k
2021: €254k
2022: €388k
2023: €528k
2024: €582k
2018 → 2025
Net result
€33k▼ 39.3%
2024 · €54k
2018: €6k
2019: €40k
2020: €139k
2021: €54k
2022: €134k
2023: €140k
2024: €54k
2018 → 2025
Total assets
€2.35M▲ 36.9%
2024 · €1.72M
2018: €775k
2019: €907k
2020: €1.32M
2021: €1.33M
2022: €1.45M
2023: €1.37M
2024: €1.72M
2018 → 2025
Solvency
26.1%▼ 7.7pp
2024 · 33.8%
2018: 2.8%
2019: 6.8%
2020: 15.2%
2021: 19.1%
2022: 26.7%
2023: 38.5%
2024: 33.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€33k
Equity€254k-€388k▲ 52.5%€528k▲ 36.1%€582k▲ 10.3%€615k▲ 5.7%
Operating result€83k-€189k▲ 128%€192k▲ 1.8%€79k▼ 59.1%€62k▼ 21.2%
Net result€54k-€134k▲ 147%€140k▲ 4.8%€54k▼ 61.2%€33k▼ 39.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 21% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.35M
Fixed assets
€2.05M▲ 23.8%
Current assets
€308k▲ 356%
Equity and liabilities €2.35M
Equity
€615k▲ 5.7%
Debt
€1.74M▲ 52.8%
The debt ratio rises from 66.2% to 73.9%. Equity and debt are higher.
Key figures and ratios
Solvency
26.1%▼
2024 · 33.8%
ROE
5.4%▼
2024 · 9.3%
ROA
1.4%▼
2024 · 3.2%
Debt
€1.74M▲
2024 · €1.14M
Debt ≤ 1 year
€875k▲
2024 · €711k
Debt > 1 year
€864k▲
2024 · €427k
Income taxes
€12k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.72M€2.35M▲
Fixed assets21/28€1.65M€2.05M▲
Tangible fixed assets22/27€1.57M€1.97M▲
Land and buildings22€1.56M€1.90M▲
Plant, machinery and equipment23€14k€27k▲
Furniture and vehicles24€1k€34k▲
Financial fixed assets28€81k€81k=
Current assets29/58€68k€308k▲
Amounts receivable within one year40/41€52k€70k▲
Trade receivables40€11k€7k▼
Other amounts receivable41€41k€62k▲
Cash at bank and in hand54/58€15k€238k▲
Equity and liabilities
Total equity and liabilities10/49€1.72M€2.35M▲
Equity10/15€582k€615k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€574k€607k▲
Amounts payable17/49€1.14M€1.74M▲
Amounts payable after more than one year17€427k€864k▲
Financial debts170/4€427k€864k▲
Amounts payable within one year42/48€711k€875k▲
Current portion of amounts payable after more than one year42€33k€51k▲
Trade debts44€129k€239k▲
Suppliers440/4€129k€239k▲
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€4k€4k▲
Other amounts payable47/48€545k€581k▲
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Turnover70-€33k
Goods, raw materials, services and sundry goods60/61-€43k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€60k▼
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€39k€14k▼
Gross operating margin9900€197k€140k▼
Operating profit (loss)9901€79k€62k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€7k€17k▲
Recurring financial charges65€7k€17k▲
Profit (loss) for the period before taxes9903€72k€45k▼
Income taxes67/77€18k€12k▼
Profit (loss) for the period9904€54k€33k▼
Profit (loss) for the period to be appropriated9905€54k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€574k€607k▲
Profit (loss) brought forward from the previous period14P€520k€574k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €140k ▲4.8%
Net result €140k, the highest in the series.
31-12
Financial
Equity above €500kEq €528k ▲36.1%
6 profitable years in a row build equity to €528k.
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 64 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 88 days late
2020
31-12
Financial
Equity above €200kEq €200k ▲225%
3 profitable years in a row build equity to €200k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsemweg 179850 DeinzeGround area
181 m²
Building footprint
181 m²
Volume, LiDAR
820 m³
Parcel 44044B1466/00E000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Alsemweg 17, 9850 Deinze
since 20132.226.288.372
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44044B1466/00E000 | Flanders | 181 m² | 1 · 181 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,466 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-12-2013
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.