ROISSART
ActiveROISSART has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-14k) and a net result of €15k. Equity is shrinking by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
0
/ 100
Critical▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency43▲+2
Growth53=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.96 against 0.86 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4.7%
Return on assets
4.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 18016 sector peers (2025).
NBB · sector comparisonPosition among 18016 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
30 d late
2022
29 d late
2021
29 d late
2020
27 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€301k▲ 126%
2022 · €133k
2018: €262k
2019: €223k
2020: €59k
2021: €76k
2022: €133k
2018 → 2023
EBIT margin
-30.8%▼ 25.8pp
2022 · -5.1%
2018: -4.8%
2019: 2.9%
2020: -16.2%
2021: -9.5%
2022: -5.1%
2018 → 2023
Net result
€15k▼ 56.2%
2024 · €33k
2018: €-20k
2019: €2k
2020: €-7k
2021: €-9k
2022: €-11k
2023: €-97k
2024: €33k
2018 → 2025
Working capital
€-14k▲ 50.4%
2024 · €-29k
2018: €50k
2019: €56k
2020: €53k
2021: €40k
2022: €31k
2023: €-64k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€76k-€133k▲ 75.7%€301k▲ 126%
Equity€45k-€34k▼ 23.8%€-63k€-29k▲ 53.5%€-14k▲ 50.4%
Operating result€-7k-€-7k▲ 6.2%€-93k▼ 1,278%€38k€19k▼ 49.6%
Net result€-9k-€-11k▼ 13.5%€-97k▼ 811%€33k€15k▼ 56.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Key figures and ratios
Solvency
-4.7%▲
2024 · -16.8%
Current ratio
0.96▲
2024 · 0.86
Quick ratio
0.00▼
2024 · 0.04
Debt / equity
-22.39▼
2024 · -6.95
ROE
-101.5%▲
2024 · -115.1%
ROA
4.7%▼
2024 · 19.3%
Debt
€323k▲
2024 · €202k
Debt ≤ 1 year
€323k▲
2024 · €202k
Income taxes
€261
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€309k▲
Current assets29/58€173k€309k▲
Stocks and contracts in progress3€164k€308k▲
Stocks30/36€164k€308k▲
Amounts receivable within one year40/41€8k-
Trade receivables40€8k-
Cash at bank and in hand54/58€135€288▲
Equity and liabilities
Total equity and liabilities10/49€173k€309k▲
Equity10/15€-29k€-14k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-50k€-35k▲
Amounts payable17/49€202k€323k▲
Amounts payable within one year42/48€202k€323k▲
Current portion of amounts payable after more than one year42€121k€87k▼
Financial debts43€23k€29k▲
Credit institutions430/8€23k€29k▲
Trade debts44€53k€200k▲
Suppliers440/4€53k€200k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Other operating charges640/8€2k€2k▼
Gross operating margin9900€41k€21k▼
Operating profit (loss)9901€38k€19k▼
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€33k€15k▼
Income taxes67/77-€261
Profit (loss) for the period9904€33k€15k▼
Profit (loss) for the period to be appropriated9905€33k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-35k▲
Profit (loss) brought forward from the previous period14P€-83k€-50k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €33k
Net result €33k after 4 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-97k
Net result drops to €-97k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 52 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity times 16current ratio 19.16
Current ratio from 1.20 to 19.16; short-term debt falls from €244k to €3k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 1651000 BrusselGround area
157 m²
Building footprint
157 m²
Volume, LiDAR
1,915 m³
Parcel 21809K1197/00A000, Brussels · tallest building 18.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Roissart et Bronze
since 20062.156.784.706
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K1197/00A000 | Brussels | 157 m² | 1 · 157 m² | 18.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tex-Artes
BE 0456.670.258
Kapellen · Eq €34k
LogArt
BE 0502.523.841
Saint-Ghislain · Eq €34k
STUDIO L + A
BE 0894.706.224
Gent · Eq €34k
ANTIEK ST. ELISABETH
BE 0421.708.983
Meise · Eq €34k
Galerij voor de Natuurhistorie
BE 1018.786.050
Ichtegem · Eq €33k
Of 1,431 companies in sector 47791 we hold annual accounts for 453. 301 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2006
Fiscal year end31-12
Activities, NACEBEL
47791Retail sale of antiques
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.