Rogiers-Verbeken
ActiveSummary
Rogiers-Verbeken has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €329k and a net result of €63k. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77=
Solvency61▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.47 in 2024; short-term debt: 38.4% and cash: 6.5% of total assets), but 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
6.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
51 d early
2024
33 d early
2023
56 d early
2022
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€329k▲ 23.6%
2024 · €266k
2022: €129k
2023: €210k
2024: €266k
2022 → 2025
Total assets
€908k▲ 2.5%
2024 · €886k
2022: €739k
2023: €847k
2024: €886k
2022 → 2025
Net result
€63k▲ 10.7%
2024 · €57k
2022: €114k
2023: €80k
2024: €57k
2022 → 2025
Working capital
€190k▲ 23.5%
2024 · €154k
2022: €143k
2023: €147k
2024: €154k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€129k-€210k▲ 62.2%€266k▲ 27.0%€329k▲ 23.6%
Operating result€144k-€106k▼ 26.8%€84k▼ 20.1%€92k▲ 9.0%
Net result€114k-€80k▼ 29.6%€57k▼ 29.6%€63k▲ 10.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €908k
Fixed assets
€369k ▼ 9.3%
Current assets
€539k ▲ 12.6%
Equity and liabilities €908k
Equity
€329k ▲ 23.6%
Debt
€579k ▼ 6.5%
Debt's share of the balance-sheet total falls from 69.9% to 63.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€147k▲
2024 · €135k
Cash flow
€118k▲
2024 · €108k
Current ratio
1.55▲
2024 · 1.47
Quick ratio
0.29▲
2024 · 0.21
Debt to equity
1.76▼
2024 · 2.33
ROE
19.1%▼
2024 · 21.3%
ROA
6.9%▲
2024 · 6.4%
Interest coverage
12.22▲
2024 · 10.27
Debt ≤ 1 year
€349k▲
2024 · €325k
Debt > 1 year
€230k▼
2024 · €295k
Income taxes
€17k▲
2024 · €15k
Staff costs
€109k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€886k€908k▲
Fixed assets21/28€407k€369k▼
Tangible fixed assets22/27€407k€369k▼
Plant, machinery and equipment23€328k€306k▼
Furniture and vehicles24€79k€63k▼
Current assets29/58€479k€539k▲
Amounts receivable after more than one year29€7k€7k=
Other amounts receivable291€7k€7k=
Stocks and contracts in progress3€410k€436k▲
Stocks30/36€410k€436k▲
Amounts receivable within one year40/41€28k€30k▲
Trade receivables40€15k€19k▲
Other amounts receivable41€13k€11k▼
Cash at bank and in hand54/58€28k€59k▲
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€886k€908k▲
Equity10/15€266k€329k▲
Contributions10/11€15k€15k=
Reserves13-€314k
Distributable reserves133-€314k
Profit (loss) carried forward14€251k€0▼
Amounts payable17/49€620k€579k▼
Amounts payable after more than one year17€295k€230k▼
Financial debts170/4€295k€230k▼
Amounts payable within one year42/48€325k€349k▲
Current portion of amounts payable after more than one year42€87k€68k▼
Financial debts43€50k€85k▲
Credit institutions430/8€50k€85k▲
Trade debts44€144k€154k▲
Suppliers440/4€144k€154k▲
Advances received on contracts in progress46€2k€0▼
Taxes, remuneration and social security45€22k€24k▲
Taxes450/3€6k€5k▼
Remuneration and social security454/9€16k€19k▲
Other amounts payable47/48€21k€17k▼
Income statement
Code20242025
Remuneration, social security and pensions62€94k€109k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€55k▲
Other operating charges640/8€977€1k▲
Gross operating margin9900€230k€257k▲
Operating profit (loss)9901€84k€92k▲
Financial income75/76B€26€0▼
Recurring financial income75€26€0▼
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€71k€80k▲
Income taxes67/77€15k€17k▲
Profit (loss) for the period9904€57k€63k▲
Profit (loss) for the period to be appropriated9905€57k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€251k€314k▲
Profit (loss) brought forward from the previous period14P€195k€251k▲
Transfer to equity691/2-€314k
To other reserves6921-€314k
Social balance
Average headcount (FTE)90873.13.2▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €57k ▼29.6%
Net result drops to €57k, the lowest in the series; recovery starts the following year.
05-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €200kEq €210k ▲62.2%
2 profitable years in a row build equity to €210k.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zauwerstraat 119270 LaarneGround area
3,178 m²
Building footprint
1,966 m²
Volume, LiDAR
7,520 m³
Parcel 42009B1075/00E000, Flanders · tallest building 13.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rogiers-Verbeken
since 20202.309.093.611
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42009B1075/00E000 | Flanders | 3,178 m² | 1 · 1,966 m² | 13.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 41 EUR awarded · 81 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 81 EUR |
| 2023 | 1 | 41 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteLaarne2.309.093.611
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Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 881 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2020
Fiscal year end30-09
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
46211Wholesale trade
47525Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.