Roggim
ActiveSummary
Roggim has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €735,607 and a net result of €78,704. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 19374 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability79▲+1
Solvency100▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.14 in 2023; short-term debt: 11.1% and cash: 11.6% of total assets), and 25.1% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.9%
Return on assets
8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
64 d early
2023
1 d early
2022
68 d early
2021
74 d early
2020
75 d early
2019
56 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€735,607▲ 3.3%
2023 · €711,903
Total assets
€982,198▼ 7.7%
2023 · €1.1m
Net result
€78,704▲ 2.8%
2023 · €76,524
Working capital
€11,193▼ 36.5%
2023 · €17,630
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€119,122▼ 3.8%€505,913▲ 325%€114,793▼ 77.3%€125,148▲ 9.0%€126,078▲ 0.7%
Net result€60,615above the sector's middle half▲ 3.2%€324,783above the sector's middle half▲ 436%€67,610above the sector's middle half▼ 79.2%€76,524above the sector's middle half▲ 13.2%€78,704above the sector's middle half▲ 2.8%
Equity€719,264above the sector's middle half▲ 9.2%€720,314above the sector's middle half▲ 0.1%€690,928above the sector's middle half▼ 4.1%€711,903above the sector's middle half▲ 3.0%€735,607above the sector's middle half▲ 3.3%
Total assets€1.5mabove the sector's middle half▼ 5.1%€1.3mabove the sector's middle half▼ 12.6%€1.2mabove the sector's middle half▼ 9.4%€1.1mwithin the sector's middle half▼ 9.9%€982,198within the sector's middle half▼ 7.7%
Debt€773,185▼ 15.5%€584,265▼ 24.4%€490,446▼ 16.1%€352,776▼ 28.1%€246,591▼ 30.1%
Working capital-€182,443below the sector's middle half▼ 65.3%€81,147within the sector's middle half€26,983within the sector's middle half▼ 66.7%€17,630within the sector's middle half▼ 34.7%€11,193within the sector's middle half▼ 36.5%
Solvency48.2%within the sector's middle half▲ 6.3pp55.2%within the sector's middle half▲ 7.0pp58.5%within the sector's middle half▲ 3.3pp66.9%above the sector's middle half▲ 8.4pp74.9%above the sector's middle half▲ 8.0pp
Current ratio0.13below the sector's middle half▼ 0.081.42within the sector's middle half▲ 1.291.15within the sector's middle half▼ 0.271.14within the sector's middle half▼ 0.011.10within the sector's middle half▼ 0.04
Return on assets (ROA)4.1%within the sector's middle half▲ 0.3pp24.9%above the sector's middle half▲ 20.8pp5.7%within the sector's middle half▼ 19.2pp7.2%within the sector's middle half▲ 1.5pp8.0%above the sector's middle half▲ 0.8pp
Staff (FTE)0.6below the sector's middle half=1▲ 66.7%1=1
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 1% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €982,198
Fixed assets
€862,135 ▼ 6.3%
Current assets
€120,063 ▼ 17.1%
Equity and liabilities €982,198
Equity
€735,607 ▲ 3.3%
Debt
€246,591 ▼ 30.1%
Debt's share of the balance-sheet total falls from 33.1% to 25.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€183,823▲
2023 · €182,052
Cash flow
€136,448▲
2023 · €133,427
Debt to equity
0.34▼
2023 · 0.50
ROE
10.7%▼
2023 · 10.7%
Interest coverage
18.92▲
2023 · 14.50
Debt ≤ 1 year
€108,870▼
2023 · €127,170
Debt > 1 year
€137,721▼
2023 · €225,606
Income taxes
€37,662▲
2023 · €36,072
Staff costs
€29,196▲
2023 · €28,868
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €25,891 | €24,589 | €28,868 | €29,196 | ▲ 1.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €88,353 | €71,391 | €57,177 | €56,903 | €57,744 | ▲ 1.5% |
| Other operating charges640/8 | - | €19,369 | €17,973 | €22,331 | €23,201 | ▲ 3.9% |
| Gross operating margin9900 | €250,817 | €622,565 | €214,532 | €233,250 | €236,220 | ▲ 1.3% |
| Operating profit (loss)9901 | €119,122 | €505,913 | €114,793 | €125,148 | €126,078 | ▲ 0.7% |
| Financial income75/76B | - | €15 | - | €0 | €0 | ▲ 2,700% |
| Recurring financial income75 | €0 | €15 | - | €0 | €0 | ▲ 2,700% |
| Financial charges65/66B | - | €28,756 | €15,365 | €12,552 | €9,713 | ▼ 22.6% |
| Recurring financial charges65 | €30,221 | €28,756 | €15,365 | €12,552 | €9,713 | ▼ 22.6% |
| Profit (loss) for the period before taxes9903 | €88,901 | €477,172 | €99,428 | €112,596 | €116,365 | ▲ 3.3% |
| Income taxes67/77 | €28,286 | €152,389 | €31,818 | €36,072 | €37,662 | ▲ 4.4% |
| Profit (loss) for the period9904 | €60,615 | €324,783 | €67,610 | €76,524 | €78,704 | ▲ 2.8% |
| Profit (loss) for the period to be appropriated9905 | €60,615 | €324,783 | €67,610 | €76,524 | €78,704 | ▲ 2.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.3m | €1.2m | €1.1m | €982,198 | ▼ 7.7% |
| Fixed assets21/28 | €1.5m | €1.0m | €974,391 | €919,879 | €862,135 | ▼ 6.3% |
| Tangible fixed assets22/27 | €1.5m | €1.0m | €974,391 | €919,879 | €862,135 | ▼ 6.3% |
| Land and buildings22 | - | €1.0m | €972,948 | €916,645 | €860,343 | ▼ 6.1% |
| Plant, machinery and equipment23 | - | - | - | €2,392 | €1,498 | ▼ 37.4% |
| Furniture and vehicles24 | - | €2,044 | €1,443 | €842 | €294 | ▼ 65.1% |
| Current assets29/58 | €28,337 | €273,011 | €206,983 | €144,800 | €120,063 | ▼ 17.1% |
| Amounts receivable within one year40/41 | - | - | - | €3,506 | €5,930 | ▲ 69.1% |
| Trade receivables40 | - | - | - | €3,506 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | - | - | €5,930 | - |
| Cash at bank and in hand54/58 | €27,313 | €268,100 | €206,983 | €141,294 | €114,133 | ▼ 19.2% |
| Deferred charges and accrued income490/1 | - | €4,911 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.3m | €1.2m | €1.1m | €982,198 | ▼ 7.7% |
| Equity10/15 | €719,264 | €720,314 | €690,928 | €711,903 | €735,607 | ▲ 3.3% |
| Contributions10/11 | €380,000 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | - | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | - | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €339,264 | €658,814 | €629,428 | €650,403 | €674,107 | ▲ 3.6% |
| Non-distributable reserves130/1 | - | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Legal reserve130 | - | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Distributable reserves133 | - | €652,664 | €623,278 | €644,253 | €667,957 | ▲ 3.7% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €773,185 | €584,265 | €490,446 | €352,776 | €246,591 | ▼ 30.1% |
| Amounts payable after more than one year17 | €557,634 | €392,402 | €310,446 | €225,606 | €137,721 | ▼ 39.0% |
| Financial debts170/4 | - | €392,402 | €310,446 | €225,606 | €137,721 | ▼ 39.0% |
| Amounts payable within one year42/48 | €210,780 | €191,863 | €180,000 | €127,170 | €108,870 | ▼ 14.4% |
| Current portion of amounts payable after more than one year42 | - | €79,143 | €81,956 | €84,839 | €87,885 | ▲ 3.6% |
| Trade debts44 | €2,040 | €6,751 | €2,339 | €17,744 | €2,758 | ▼ 84.5% |
| Suppliers440/4 | - | €6,751 | €2,339 | €17,744 | €2,758 | ▼ 84.5% |
| Taxes, remuneration and social security45 | - | €65,520 | €69,109 | €19,971 | €18,227 | ▼ 8.7% |
| Taxes450/3 | - | €60,675 | €64,206 | €16,072 | €12,662 | ▼ 21.2% |
| Remuneration and social security454/9 | - | €4,845 | €4,902 | €3,899 | €5,565 | ▲ 42.7% |
| Other amounts payable47/48 | - | €40,449 | €26,596 | €4,615 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60,615 | €324,783 | €67,610 | €76,524 | €78,704 | ▲ 2.8% |
| + Depreciation and write-downs630 | €88,353 | €71,391 | €57,177 | €56,903 | €57,744 | ▲ 1.5% |
| Operating cash flow (approximation) | €148,967 | €396,174 | €124,787 | €133,427 | €136,448 | ▲ 2.3% |
| Investment in fixed assets (approximation) | - | €361,154 | €0 | -€2,392 | €0 | ▲ 100% |
| Change in cash | - | €240,787 | -€61,117 | -€65,689 | -€27,161 | ▲ 58.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
09-06
State Gazette act
Appointment: KPMG Bedrijfsrevisoren BV/SRL (statutory auditor)Permanent representatives: Paul Dreezen and Frank Tans4 facts ▸
State Gazette act
Appointment: KPMG Bedrijfsrevisoren BV/SRL (statutory auditor)
Permanent representatives: Paul Dreezen and Frank Tans4 facts ▸
- General meeting, 05-12-2025
- Auditor appointment, KPMG Bedrijfsrevisoren BV/SRL (statutory auditor)
- Permanent representative, Paul Dreezen (permanent representative)
- Permanent representative, Frank Tans (permanent representative)
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €324,783 ▲436%
Operating result €505,913, net result €324,783, both a record.
31-12
Financial
Liquidity times 11current ratio 1.42
Current ratio from 0.13 to 1.42; short-term debt falls from €210,780 to €191,863.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
Statutory auditor 1
KPMG Bedrijfsrevisoren BV/SRL
CurrentStatutory auditor · since 09-06-2026 · perm. rep.: Paul Dreezen
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1997
Ground area
2,864 m²
Building footprint
722 m²
Volume, LiDAR
7,073 m³
Parcel 21018A0002/00P007, Brussels · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
74
companies at this address
See who is registered here
1 establishment unit
ROGGIM NV
since 19972.083.662.146
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0002/00P007 | Brussels | 2,864 m² | 1 · 722 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Statutory auditor
| Name | Functions and periods |
|---|---|
| KPMG Bedrijfsrevisoren BV/SRL |
|
Structure & network
Part of the group
TERRA FECUNDA
37 companies
Group, risk and exposure
Owners and holdings
1 ownerChain of control
- TERRA FECUNDA
- BRUVACO
- PHENIX
- Roggim
Highest known parent: TERRA FECUNDA. The sources do not say who stands above it.
Owners 1
- PHENIXparentSourceaccounts PHENIX 2025100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 9,144 companies in sector 68201 we hold annual accounts for 6,775. 4,969 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded27-06-1997
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460954292
Registered
13-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.