ROGGHE

Active

Private limited companyfounded 1972active for 54 yearsOostendestraat 344, 8820 Torhout, BelgiumKBO/BCE: BE 0412.430.439

Summary

The annual accounts of ROGGHE for financial year 2025 show a net loss of 55% of total assets. The 2025 annual accounts show equity of €279,001 and a net result of -€177,134. Equity is shrinking by about 12% per year across the filed financial years. Its solvency ranks better than 91% of 34,699 sector peers (NACE 43, financial year 2025). The company has been active since 1972 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

ROGGHEActiveChecked score 55/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

3rd oldest company in Torhout, Construction sector1 site

Size

€321,194total assets 2025

Equity: €279,001
Loss: -€177,134

Turnover not published (micro format)

Financial health

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

2025 accounts 81 days early1 of 4 deeds summarised

Why 55raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €177,134, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 3.78, cash €115,537Equity €279,001 (86.9% of total assets)Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 49% of its sector peers (NACE 43, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 86.9% of total assets

Liquidity 93+17

short-term debt 12.5% · cash 36.0%

Profitability 0-9

return on assets -55.1%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.2 percentage points vs 05-2026highest value 07-2026: 0.3%● unchanged vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.2%▼ -0.1 percentage points vs 09-2026

Credit of up to €15,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 3.78, compared with 3.92 in 2024, above the usual 1.5; short-term debt: 12.5% and cash: 36% of total assets), and 13.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 91% on liquidity, 4% on profitability and 11% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Loss of €177,134, the second in a row (financial year 2025)

NBB · annual accounts

Liquidity: current ratio 3.78, cash €115,537

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Equity €279,001 (86.9% of total assets)

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€177,134

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

81 days early

2024

20 days early

2023

51 days early

2022

24 days late

2021

75 days early

2020

67 days early

2019

49 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 46 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (4 of the last 5 filed years within 31 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

11-05-2026 Annual accounts filedfinancial year 2025 · micro…
26-01-2026 Resignation: Ivan Rogghe (director)Appointments: Greet Vanderplaetse, Lindsay Rogghe…
31-12-2025 Weakest financial yearnet -€177,134

Key points

Risk: 4 loss-making years in a rowloss financial year 2025 -€177,134 View
Caution: Result fell in 2025from -€44,313 to -€177,134 ▼ 300% View
Caution: Among the weakest 5% on net resultsector median €10,246 · 34,686 companies -€177,134 View
A director leftlatest change 26-01-2026 · 3 in office 1 left View
Active since 1972founded 04-05-1972 54 years View

By topic

Financials

Financial year: 2025
Total assets: €321,194
Loss: -€177,134
Solvency: 86.9%

Total assets▼ 42.1%

Net result

20182025

Go to Financials

Board & ownership

Board: 3 members

Greet VanderplaetseDirector
Lindsay RoggheDirector
Thaïssa RoggheDirector

Go to Board & ownership

Timeline

Events: 53
Since: 1978
Next accounts: by 31-07-2027

11-07-2025Annual accounts filed
10-06-2024Annual accounts filed
31-12-2023Liquidity more than triples

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Joinery installationNACE 43320
Founded: 04-05-1972
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

See the provisions in the deeds

Go to Articles of association

Key facts about ROGGHE

What is the company number of ROGGHE?: 0412.430.439. In Belgium the VAT number is the company number with BE in front: BE 0412.430.439.
Where is ROGGHE based?: The registered office is at Oostendestraat 344, 8820 Torhout.Company details
What does ROGGHE do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of ROGGHE?: Private limited company (BV).
When was ROGGHE founded?: On 04-05-1972.
Is ROGGHE still active?: Yes, ROGGHE is an active enterprise in the KBO register.
How many employees does ROGGHE have?: On average 0.2 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of ROGGHE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ROGGHE profitable?: In financial year 2025, ROGGHE made a loss of €177,134.
Where can I find the annual accounts of ROGGHE?: ROGGHE filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ROGGHE due?: By 31-07-2027, for financial year 2026.Timeline