ROGER ROZEIN

Active

Private limited companyfounded 199828 yrs activeOberste Heide 13, 4701 Eupen, BelgiumKBO/BCE: BE 0462.316.450

ROGER ROZEIN has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €97k and a net result of €-13k. Equity is shrinking by ~11.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2024

50 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability14▼-58

Solvency57=

Growth32▼-26

Track record100

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days acceptable

Liquidity tight (current ratio 1.27 against 1.24 in 2023; short-term debt: 67.3% and cash: 80.5% of total assets), and 67.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

32.1%

Return on assets

-4.2%

Age of the figures

20 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

55 d early

2023

117 d early

2022

119 d early

2021

68 d early

2020

29 d early

2019

31 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, unclassified schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-13k

2023 · €9k

2018: €8k 2019: €-19k 2020: €-22k 2021: €40k 2022: €20k 2023: €9k

2018 → 2024

Working capital

€55k▼ 2.9%

2023 · €56k

2018: €191k 2019: €180k 2020: €181k 2021: €243k 2022: €278k 2023: €56k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€230k-€269k▲ 17.2%€288k▲ 7.0%€110k▼ 61.9%€97k▼ 11.5%

Operating result€-22k-€41k€29k▼ 28.0%€11k▼ 64.0%€-13k

Net result€-22k-€40k€20k▼ 51.1%€9k▼ 56.4%€-13k

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €13k after €11k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €303k

14.7%

85.3%

Fixed assets €45k▼ 20.0%

Current assets €258k▼ 10.0%

Equity and liabilities €303k

32.1%

67.9%

Equity €97k▼ 11.5%

Debt €206k▼ 11.7%

The debt ratio falls from 68.0% to 67.9%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-1k▼

2023 · €17k

Cash flow

€-849▼

2023 · €15k

Solvency

32.1%▲

2023 · 32.0%

Current ratio

1.27▲

2023 · 1.24

Quick ratio

1.26▲

2023 · 1.24

Debt / equity

2.12▼

2023 · 2.12

ROE

-12.9%▼

2023 · 7.8%

ROA

-4.2%▼

2023 · 2.5%

Interest coverage

-6.88▼

2023 · 17.77

Debt

€206k▼

2023 · €233k

Debt ≤ 1 year

€204k▼

2023 · €231k

Income taxes

€640▼

2023 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€343k€303k▼

Fixed assets21/28€56k€45k▼

Tangible fixed assets22/27€53k€42k▼

Land and buildings22€7k€6k▼

Furniture and vehicles24€46k€36k▼

Financial fixed assets28€3k€3k=

Current assets29/58€287k€258k▼

Stocks and contracts in progress3€2k€1k▼

Stocks30/36€2k€1k▼

Amounts receivable within one year40/41€16k€11k▼

Trade receivables40€13k€6k▼

Other amounts receivable41€3k€5k▲

Cash at bank and in hand54/58€267k€244k▼

Deferred charges and accrued income490/1€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€343k€303k▼

Equity10/15€110k€97k▼

Contributions10/11€19k€19k=

Reserves13€91k€91k=

Distributable reserves133€91k€91k=

Profit (loss) carried forward14€204€-12k▼

Amounts payable17/49€233k€206k▼

Amounts payable within one year42/48€231k€204k▼

Trade debts44€24k€11k▼

Suppliers440/4€24k€11k▼

Taxes, remuneration and social security45€6k€2k▼

Taxes450/3€6k€2k▼

Other amounts payable47/48€201k€191k▼

Accrued charges and deferred income492/3€2k€2k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€12k▲

Other operating charges640/8€2k€2k▼

Gross operating margin9900€19k€951▼

Operating profit (loss)9901€11k€-13k▼

Financial income75/76B€2k€1k▼

Recurring financial income75€2k€1k▼

Financial charges65/66B€965€154▼

Recurring financial charges65€965€154▼

Profit (loss) for the period before taxes9903€11k€-12k▼

Income taxes67/77€3k€640▼

Profit (loss) for the period9904€9k€-13k▼

Profit (loss) for the period to be appropriated9905€9k€-13k▼

Appropriation of the result

Profit (loss) to be appropriated9906€9k€-12k▼

Profit (loss) brought forward from the previous period14P€108€204▲

Transfer to equity691/2€8k-

To other reserves6921€8k-

Profit to be distributed694/7€800-

Return on contributions (dividend)694€800-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

2025

06-06

NBB filing Annual accounts filed

fiscal year 2024 · unclassified schema

2024

05-04

NBB filing Annual accounts filed

fiscal year 2023 · unclassified schema

2023

03-04

NBB filing Annual accounts filed

fiscal year 2022 · unclassified schema

2022

24-05

NBB filing Annual accounts filed

fiscal year 2021 · unclassified schema

2021

31-12

Financial Back to profitnet €40k

Net result €40k after 2 loss-making years.

02-07

NBB filing Annual accounts filed

fiscal year 2020 · unclassified schema

2020

31-12

Financial Weakest financial yearnet €-22k

Net result drops to €-22k, the lowest in the series; recovery starts the following year.

30-06

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

06-05

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

04-05

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

30-05

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

2016

15-03

NBB filing Annual accounts filed

fiscal year 2015 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Eupen · 1 establishment unit since 1998

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oberste Heide 134701 Eupen

1 establishment unit

Oberste Heide 13, 4701 Eupen

NACE 4521302

since 19982.085.065.181

Similar companies · same sector, comparable size

ALTERNATIVE CHASSIS ET PORTES

BE 0765.470.748

Wezembeek-Oppem · Eq €97k

Of 20,033 companies in sector 43320 we hold annual accounts for 9,135. 7,708 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded08-01-1998

Fiscal year end31-12

Activities, NACEBEL

43320Joinery installation

45422

45421

Sources

Crossroads Bank for EnterprisesNational Bank · 27 filings

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.