ROFRAMA
ActiveSummary
ROFRAMA has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €510k and a net result of €-15k. Equity remains stable across the filed fiscal years (±0% per year). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-84
Solvency96▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.64 against 12.11 in 2024; short-term debt: 8.1% and cash: 7.6% of total assets), and 28.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
7 d early
2023
44 d early
2022
81 d early
2021
52 d early
2020
59 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€510k▼ 2.9%
2024 · €525k
Total assets
€715k▲ 0.4%
2024 · €713k
Net result
€-15k
2024 · €457k
Working capital
€270k▼ 36.3%
2024 · €423k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€21k▼ 2.6%€21k▼ 0.9%€20k▼ 6.6%€609k▲ 2,971%€-24k
Net result€16k▼ 0.1%€16k▼ 1.1%€15k▼ 7.7%€457k▲ 3,033%€-15k
Equity€68k=€68k=€68k=€525k▲ 669%€510k▼ 2.9%
Total assets€134k▼ 8.3%€134k▲ 0.3%€117k▼ 12.6%€713k▲ 508%€715k▲ 0.4%
Debt€65k▼ 15.6%€66k▲ 0.6%€49k▼ 25.6%€38k▼ 22.1%€58k▲ 52.7%
Working capital€-52k▲ 12.7%€-45k▲ 14.6%€-40k▲ 10.4%€423k€270k▼ 36.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €24k after €609k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €715k
Fixed assets
€387k ▲ 54.2%
Current assets
€328k ▼ 28.9%
Equity and liabilities €715k
Equity
€510k ▼ 2.9%
Provisions
€147k ▼ 1.5%
Debt
€58k ▲ 52.7%
Debt's share of the balance-sheet total rises from 5.3% to 8.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-13k▼
2024 · €610k
Cash flow
€-4k▼
2024 · €457k
Current ratio
5.64▼
2024 · 12.11
Debt to equity
0.11▲
2024 · 0.07
ROE
-3.0%▼
2024 · 87.0%
ROA
-2.1%▼
2024 · 64.1%
Interest coverage
-37.73▼
2024 · 888.49
Debt ≤ 1 year
€58k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €600k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €8k | €8k | €923 | €11k | ▲ 1,067% |
| Other operating charges640/8 | €5k | €5k | €5k | €7k | €945 | ▼ 86.5% |
| Gross operating margin9900 | €34k | €34k | €33k | €617k | €-12k | ▼ 102% |
| Operating profit (loss)9901 | €21k | €21k | €20k | €609k | €-24k | ▼ 104% |
| Financial income75/76B | - | - | - | - | €7k | - |
| Recurring financial income75 | - | - | - | - | €7k | - |
| Financial charges65/66B | €157 | €197 | €416 | €687 | €348 | ▼ 49.3% |
| Recurring financial charges65 | €157 | €197 | €416 | €687 | €348 | ▼ 49.3% |
| Profit (loss) for the period before taxes9903 | €21k | €21k | €19k | €609k | €-17k | ▼ 103% |
| Transfer from deferred taxes780 | - | - | - | €195 | €2k | ▲ 1,067% |
| Transfer to deferred taxes680 | - | - | - | €150k | - | - |
| Income taxes67/77 | €5k | €5k | €5k | €2k | - | - |
| Profit (loss) for the period9904 | €16k | €16k | €15k | €457k | €-15k | ▼ 103% |
| Transfer from tax-exempt reserves789 | - | - | - | €584 | €7k | ▲ 1,067% |
| Transfer to tax-exempt reserves689 | - | - | - | €450k | - | - |
| Profit (loss) for the period to be appropriated9905 | €16k | €16k | €15k | €7k | €-8k | ▼ 212% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €134k | €134k | €117k | €713k | €715k | ▲ 0.4% |
| Fixed assets21/28 | €120k | €113k | €108k | €251k | €387k | ▲ 54.2% |
| Tangible fixed assets22/27 | €120k | €113k | €108k | €251k | €387k | ▲ 54.2% |
| Land and buildings22 | €120k | €113k | €108k | €251k | €246k | ▼ 2.2% |
| Other tangible fixed assets26 | - | - | - | - | €142k | - |
| Current assets29/58 | €13k | €21k | €9k | €462k | €328k | ▼ 28.9% |
| Amounts receivable within one year40/41 | €7k | €7k | €8k | €8k | €74k | ▲ 863% |
| Other amounts receivable41 | €7k | €7k | €8k | €8k | €74k | ▲ 863% |
| Current investments50/53 | - | - | - | €300k | €200k | ▼ 33.3% |
| Cash at bank and in hand54/58 | €7k | €14k | €794 | €154k | €54k | ▼ 64.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €134k | €134k | €117k | €713k | €715k | ▲ 0.4% |
| Equity10/15 | €68k | €68k | €68k | €525k | €510k | ▼ 2.9% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €6k | €6k | €6k | €463k | €448k | ▼ 3.1% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Tax-exempt reserves132 | - | - | - | €449k | €442k | ▼ 1.5% |
| Distributable reserves133 | - | - | - | €7k | - | - |
| Profit (loss) carried forward14 | - | - | - | - | €-918 | - |
| Provisions and deferred taxes16 | - | - | - | €150k | €147k | ▼ 1.5% |
| Deferred taxes168 | - | - | - | €150k | €147k | ▼ 1.5% |
| Amounts payable17/49 | €65k | €66k | €49k | €38k | €58k | ▲ 52.7% |
| Amounts payable within one year42/48 | €65k | €66k | €49k | €38k | €58k | ▲ 52.7% |
| Current portion of amounts payable after more than one year42 | €2k | €2k | €2k | €2k | - | - |
| Financial debts43 | - | - | - | - | €2k | - |
| Credit institutions430/8 | - | - | - | - | €2k | - |
| Trade debts44 | €2k | €1k | €2k | - | €43 | - |
| Suppliers440/4 | €2k | €1k | €2k | - | €43 | - |
| Other amounts payable47/48 | €62k | €63k | €46k | €36k | €56k | ▲ 55.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €16k | €15k | €457k | €-15k | ▼ 103% |
| + Depreciation and write-downs630 | €8k | €8k | €8k | €923 | €11k | ▲ 1,067% |
| Operating cash flow (approximation) | €24k | €23k | €22k | €457k | €-4k | ▼ 101% |
| Investment in fixed assets (approximation) | - | €0 | €-3k | €-144k | €-147k | ▼ 2.1% |
| Change in cash | - | €8k | €-13k | €153k | €-100k | ▼ 165% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €457k ▲3,033%
Operating result €609k, net result €457k, both a record.
31-12
Financial
Liquidity times 66current ratio 12.11
Current ratio from 0.18 to 12.11; short-term debt falls from €49k to €38k.
31-12
Financial
Equity above €500kEq €525k ▲669%
7 profitable years in a row build equity to €525k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende
Ground area
272 m²
Building footprint
260 m²
Parcel 35386D0176/00K006, Flanders. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35386D0176/00K006 | Flanders | 272 m² | 1 · 260 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded23-10-1998
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.