ROFIM
ActiveSummary
ROFIM has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.4m and a net result of €52,076. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 95% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €440,000 at 30 days acceptable
Liquidity ample (current ratio 33.95 against 11.93 in 2024; short-term debt: 2.2% and cash: 6.2% of total assets), and 2.2% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
0.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €5.4m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
65 d early
2023
63 d early
2022
33 d early
2021
38 d early
2020
44 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€5.4m▲ 10.2%
2024 · €4.9m
Total assets
€5.5m▲ 7.9%
2024 · €5.1m
Net result
€52,076▲ 138%
2024 · €21,878
Working capital
€3.9m▲ 105%
2024 · €1.9m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€105,464▲ 186%€58,419▼ 44.6%€97,230▲ 66.4%€29,276▼ 69.9%€60,684▲ 107%
Net result€77,007▼ 82.3%€43,779▼ 43.1%€72,783▲ 66.3%€21,878▼ 69.9%€52,076▲ 138%
Equity€4.7m▲ 1.7%€4.8m▲ 0.9%€4.9m▲ 1.5%€4.9m▲ 0.5%€5.4m▲ 10.2%
Total assets€4.9m▲ 1.8%€4.9m=€5.0m▲ 1.4%€5.1m▲ 2.8%€5.5m▲ 7.9%
Debt€67,002▲ 39.2%€36,835▼ 45.0%€46,053▲ 25.0%€174,299▲ 278%€118,369▼ 32.1%
Working capital€2.5m▼ 8.2%€2.5m▼ 1.0%€2.5m▲ 1.4%€1.9m▼ 23.9%€3.9m▲ 105%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 107% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.5m
Fixed assets
€1.5m ▼ 50.9%
Current assets
€4.0m ▲ 93.2%
Equity and liabilities €5.5m
Equity
€5.4m ▲ 10.2%
Provisions
€0 ▼ 100%
Debt
€118,369 ▼ 32.1%
Debt's share of the balance-sheet total falls from 3.4% to 2.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€208,813▲
2024 · €188,024
Cash flow
€200,205▲
2024 · €180,626
Current ratio
33.95▲
2024 · 11.93
Quick ratio
14.99▲
2024 · 11.30
Debt to equity
0.02▼
2024 · 0.04
ROE
1.0%▲
2024 · 0.4%
ROA
0.9%▲
2024 · 0.4%
Interest coverage
915.85▼
2024 · 2212.05
Debt ≤ 1 year
€118,369▼
2024 · €174,299
Income taxes
€51,004▲
2024 · €17,566
Staff costs
€46,173
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €3,750 | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €46,173 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €125,338 | €135,310 | €148,890 | €158,749 | €148,129 | ▼ 6.7% |
| Other operating charges640/8 | €105,858 | €130,871 | €139,499 | €129,876 | €213,949 | ▲ 64.7% |
| Non-recurring operating charges66A | - | €10,783 | - | €5,000 | - | - |
| Gross operating margin9900 | €336,660 | €335,383 | €385,620 | €322,900 | €468,936 | ▲ 45.2% |
| Operating profit (loss)9901 | €105,464 | €58,419 | €97,230 | €29,276 | €60,684 | ▲ 107% |
| Financial charges65/66B | €558 | €46 | €74 | €85 | €228 | ▲ 168% |
| Recurring financial charges65 | €558 | €46 | €74 | €85 | €228 | ▲ 168% |
| Profit (loss) for the period before taxes9903 | €104,906 | €58,373 | €97,156 | €29,191 | €60,456 | ▲ 107% |
| Transfer from deferred taxes780 | €11,708 | €12,102 | €12,102 | €10,252 | €42,624 | ▲ 316% |
| Income taxes67/77 | €39,606 | €26,695 | €36,475 | €17,566 | €51,004 | ▲ 190% |
| Profit (loss) for the period9904 | €77,007 | €43,779 | €72,783 | €21,878 | €52,076 | ▲ 138% |
| Transfer from tax-exempt reserves789 | €35,125 | €36,305 | €36,305 | €30,757 | €127,872 | ▲ 316% |
| Profit (loss) for the period to be appropriated9905 | €112,132 | €80,085 | €109,088 | €52,635 | €179,948 | ▲ 242% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.9m | €4.9m | €5.0m | €5.1m | €5.5m | ▲ 7.9% |
| Fixed assets21/28 | €2.3m | €2.4m | €2.4m | €3.0m | €1.5m | ▼ 50.9% |
| Tangible fixed assets22/27 | €1.4m | €1.4m | €1.5m | €1.4m | €1.5m | ▲ 3.6% |
| Land and buildings22 | €862,662 | €819,365 | €786,852 | €754,338 | €655,850 | ▼ 13.1% |
| Other tangible fixed assets26 | €527,026 | €622,346 | €688,312 | €668,330 | €818,026 | ▲ 22.4% |
| Financial fixed assets28 | €947,525 | €947,775 | €947,775 | €1.6m | €7,775 | ▼ 99.5% |
| Current assets29/58 | €2.6m | €2.5m | €2.5m | €2.1m | €4.0m | ▲ 93.2% |
| Stocks and contracts in progress3 | €109,321 | €109,321 | €109,321 | €109,321 | €2.2m | ▲ 1,953% |
| Stocks30/36 | €109,321 | €109,321 | €109,321 | €109,321 | €2.2m | ▲ 1,953% |
| Amounts receivable within one year40/41 | €2.3m | €2.3m | €2.4m | €1.9m | €1.4m | ▼ 24.0% |
| Trade receivables40 | €104,012 | €90,314 | €114,421 | €88,496 | €33,259 | ▼ 62.4% |
| Other amounts receivable41 | €2.2m | €2.2m | €2.2m | €1.8m | €1.4m | ▼ 22.1% |
| Cash at bank and in hand54/58 | €135,062 | €71,998 | €72,338 | €84,206 | €340,688 | ▲ 305% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.9m | €4.9m | €5.0m | €5.1m | €5.5m | ▲ 7.9% |
| Equity10/15 | €4.7m | €4.8m | €4.9m | €4.9m | €5.4m | ▲ 10.2% |
| Contributions10/11 | €3.2m | €3.2m | €3.2m | €3.2m | €3.2m | = |
| Capital10 | €3.2m | €3.2m | €3.2m | €3.2m | €3.2m | = |
| Issued capital100 | €3.2m | €3.2m | €3.2m | €3.2m | €3.2m | = |
| Reserves13 | €546,239 | €509,934 | €473,629 | €442,872 | €762,506 | ▲ 72.2% |
| Non-distributable reserves130/1 | €315,000 | €315,000 | €315,000 | €315,000 | €315,000 | = |
| Legal reserve130 | €315,000 | €315,000 | €315,000 | €315,000 | €315,000 | = |
| Tax-exempt reserves132 | €231,239 | €194,934 | €158,629 | €127,872 | - | - |
| Distributable reserves133 | - | - | - | - | €447,506 | - |
| Profit (loss) carried forward14 | €1.0m | €1.1m | €1.2m | €1.3m | €1.5m | ▲ 14.0% |
| Provisions and deferred taxes16 | €77,080 | €64,978 | €52,876 | €42,624 | - | - |
| Deferred taxes168 | €77,080 | €64,978 | €52,876 | €42,624 | - | - |
| Amounts payable17/49 | €67,002 | €36,835 | €46,053 | €174,299 | €118,369 | ▼ 32.1% |
| Amounts payable within one year42/48 | €54,070 | €29,485 | €31,503 | €174,299 | €118,369 | ▼ 32.1% |
| Trade debts44 | €103 | €230 | €218 | €3,943 | €3,331 | ▼ 15.5% |
| Suppliers440/4 | €103 | €230 | €218 | €3,943 | €3,331 | ▼ 15.5% |
| Taxes, remuneration and social security45 | €19,606 | €1,695 | €1,475 | - | €11,626 | - |
| Taxes450/3 | €19,606 | €1,695 | €1,475 | - | €11,626 | - |
| Other amounts payable47/48 | €34,361 | €27,561 | €29,811 | €170,356 | €103,412 | ▼ 39.3% |
| Accrued charges and deferred income492/3 | €12,932 | €7,350 | €14,550 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €77,007 | €43,779 | €72,783 | €21,878 | €52,076 | ▲ 138% |
| + Depreciation and write-downs630 | €125,338 | €135,310 | €148,890 | €158,749 | €148,129 | ▼ 6.7% |
| Operating cash flow (approximation) | €202,346 | €179,089 | €221,674 | €180,626 | €200,205 | ▲ 10.8% |
| Investment in fixed assets (approximation) | - | -€187,583 | -€182,342 | -€755,243 | €1.4m | ▲ 284% |
| Change in cash | - | -€63,064 | €340 | €11,868 | €256,483 | ▲ 2,061% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 33.95
Current ratio from 11.93 to 33.95; short-term debt falls from €174,299 to €118,369.
31-12
Financial
Equity above €5mEq €5.4m ▲10.2%
6 profitable years in a row build equity to €5.4m.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €435,184
Net result €435,184 after 2 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€48,247
Net result drops to -€48,247, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2000
Ground area
94 m²
Building footprint
67 m²
Volume, LiDAR
1,159 m³
Parcel 52011B0239/00G169, Wallonia · tallest building 21.4 m, ±6 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Boulevard Audent 10, 6000 Charleroi
since 20002.096.513.557
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0239/00G169 | Wallonia | 94 m² | 1 · 66 m² | 21.4 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,769. 3,050 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded31-12-1999
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.