Equity
-€3,292
Debts exceed assets in financial year 2025.
Rofi
Lifetime
1 annual account with figurespeak €3,937 (2025)
€3,937
lowest -€5,792 (2025)
-€5,792
peak -€3,292 (2025)
-€3,292
€375,224
Board1 name since 2025
1 directorBREMS Ben
Documentsfilings and deeds
06-07-202625 days before the deadline
2025micro format
Loss of €5,792Incorporation 09-071 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€375,224 101% of the balance sheet
After one year 77%Within one year 23%
Of this, €87,851 falls due within a year.
Position in the sector
-€3,292
Less equity than 80% of companies in real estate. Sector median €73,055 · 17,210 companies.
Checked score
54
Fair
Financially stronger than 25% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.4%lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026highest value
11-2026: 0.4%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Liquidity: current ratio 0.02, cash €1,746
Negative equity -€3,292
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €371,932
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 19% of them on solvency, 35% on liquidity and 22% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 232 companies had the same profile as Rofi has now. Each dot is one company, two years later.
96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
That fits the bankruptcy probability of Rofi itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 232 companies, not a prediction for Rofi. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.02, below 1. Short-term debt is 23.6% and cash 0.5% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1025199136
Incorporation
Founding capital of €2,500, 100 shares · Appointment: BREMS Ben (director) · Registered office clause: Poedertoren 1, 2230 Herselt · published on 09-07-2025 · Gazette deed
First establishment
Poedertoren 1, Herselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Rofi Herselt | €371,932 | €3,937 | -0.9% | - |
| JeremSca Charleroi | €365,024 | €3,533 | 1.9% | - |
| Floriana House Oupeye | €325,076 | €3,740 | 12.6% | - |
| Steniva Nijlen | €240,602 | €3,133 | 1.2% | - |
| HENNAUX - DE LAME Walcourt | €292,443 | €3,731 | 4.2% | - |
| MATHIAS KERKHOFS IMMO Sint-Katelijne-Waver | €323,375 | €6,829 | -4.1% | - |
| OBERAN Antwerp | €593,008 | €5,290 | 98.2% | - |
These companies have the same main activity as Rofi: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €241,000 and €593,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 07-07-2025Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.376.204.3472230 Herselt, since 07-07-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 27-01-2026
Annual accounts 2025
- ≈ €11,000estimated
- €371,932
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on Rofi
Rofi has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,292) and a net result of -€5,792.
Its solvency ranks better than 19% of 17,194 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Rofi
- What is the company number of Rofi?
- The company number of Rofi is 1025.199.136. The VAT number is the same number with BE in front: BE 1025.199.136.
- Where is Rofi based?
- The registered office is at Poedertoren 1, 2230 Herselt.Company details
- What does Rofi do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of Rofi?
- Rofi is a private limited company (BV).
- When was Rofi founded?
- Rofi was founded on 07-07-2025.
- Is Rofi still active?
- Yes, Rofi is an active enterprise in the KBO register.
- What is the turnover of Rofi?
- The turnover in financial year 2025 is ≈ €11,000. This figure is estimated from the gross margin of €3,937 and 34 comparable companies (NACE 68201). It probably lies between €7,000 and €17,000. It is a rough estimate.Financials
- Is Rofi profitable?
- In financial year 2025, Rofi made a loss of €5,792.
- Where can I find the annual accounts of Rofi?
- Rofi filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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