Rofab
ActiveSummary
Rofab has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €46k. Its solvency ranks better than 53% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability96▲+17
Solvency71▼-4
Growth78
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 2.88 in 2024; short-term debt: 41.4% and cash: 25.9% of total assets), but 53.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.4%
Return on assets
21.5%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-05-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
20 d late
2024
8 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€100k▲ 1.4%
2024 · €99k
2024: €99k
2025: €100k▲ +1.4% vs 2024
2024 → 2025
Total assets
€215k▲ 8.4%
2024 · €199k
2024: €199k
2025: €215k▲ +8.4% vs 2024
2024 → 2025
Net result
€46k▲ 172%
2024 · €17k
2024: €17k
2025: €46k▲ +172% vs 2024
2024 → 2025
Working capital
€96k▼ 4.5%
2024 · €100k
2024: €100k
2025: €96k▼ -4.5% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€99k-€100k▲ 1.4%
2024: €99k
2025: €100k▲ +1.4% vs 2024
Operating result€23k-€63k▲ 169%
2024: €23k
2025: €63k▲ +169% vs 2024
Net result€17k-€46k▲ 172%
2024: €17k
2025: €46k▲ +172% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 169% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€30k ▼ 32.9%
Current assets
€185k ▲ 20.5%
Equity and liabilities €215k
Equity
€100k ▲ 1.4%
Debt
€115k ▲ 15.3%
Debt's share of the balance-sheet total rises from 50.4% to 53.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86k▲
2024 · €46k
Cash flow
€69k▲
2024 · €40k
Current ratio
2.07▼
2024 · 2.88
Debt to equity
1.15▲
2024 · 1.02
ROE
46.4%▲
2024 · 17.3%
ROA
21.5%▲
2024 · 8.6%
Interest coverage
35.49▲
2024 · 15.11
Debt ≤ 1 year
€89k▲
2024 · €53k
Debt > 1 year
€19k▼
2024 · €29k
Income taxes
€18k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€199k€215k▲
Fixed assets21/28€45k€30k▼
Tangible fixed assets22/27€45k€30k▼
Plant, machinery and equipment23€1k€462▼
Furniture and vehicles24€44k€30k▼
Financial fixed assets28€280€280=
Current assets29/58€154k€185k▲
Amounts receivable within one year40/41€99k€127k▲
Trade receivables40€38k€50k▲
Other amounts receivable41€61k€76k▲
Cash at bank and in hand54/58€23k€56k▲
Deferred charges and accrued income490/1€32k€3k▼
Equity and liabilities
Total equity and liabilities10/49€199k€215k▲
Equity10/15€99k€100k▲
Contributions10/11€500€500=
Outside capital11€500-
Other1109/19€500-
Reserves13€50€50=
Distributable reserves133€50€50=
Profit (loss) carried forward14€98k€99k▲
Amounts payable17/49€100k€115k▲
Amounts payable after more than one year17€29k€19k▼
Financial debts170/4€29k€19k▼
Amounts payable within one year42/48€53k€89k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€29k€30k▲
Suppliers440/4€29k€30k▲
Taxes, remuneration and social security45€15k€49k▲
Taxes450/3€8k€32k▲
Remuneration and social security454/9€7k€17k▲
Accrued charges and deferred income492/3€18k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▼
Other operating charges640/8€3k€1k▼
Non-recurring operating charges66A€615-
Gross operating margin9900€53k€87k▲
Operating profit (loss)9901€23k€63k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€22k€65k▲
Income taxes67/77€5k€18k▲
Profit (loss) for the period9904€17k€46k▲
Profit (loss) for the period to be appropriated9905€17k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€98k€144k▲
Profit (loss) brought forward from the previous period14P€81k€98k▲
Profit to be distributed694/7-€45k
Return on contributions (dividend)694-€45k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €3k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23k | €23k | ▼ 0.3% |
| Other operating charges640/8 | €3k | €1k | ▼ 48.5% |
| Non-recurring operating charges66A | €615 | - | - |
| Gross operating margin9900 | €53k | €87k | ▲ 66.1% |
| Operating profit (loss)9901 | €23k | €63k | ▲ 169% |
| Financial income75/76B | €2k | €4k | ▲ 104% |
| Recurring financial income75 | €2k | €4k | ▲ 104% |
| Financial charges65/66B | €3k | €2k | ▼ 21.0% |
| Recurring financial charges65 | €3k | €2k | ▼ 21.0% |
| Profit (loss) for the period before taxes9903 | €22k | €65k | ▲ 189% |
| Income taxes67/77 | €5k | €18k | ▲ 243% |
| Profit (loss) for the period9904 | €17k | €46k | ▲ 172% |
| Profit (loss) for the period to be appropriated9905 | €17k | €46k | ▲ 172% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €199k | €215k | ▲ 8.4% |
| Fixed assets21/28 | €45k | €30k | ▼ 32.9% |
| Tangible fixed assets22/27 | €45k | €30k | ▼ 33.1% |
| Plant, machinery and equipment23 | €1k | €462 | ▼ 54.9% |
| Furniture and vehicles24 | €44k | €30k | ▼ 32.6% |
| Financial fixed assets28 | €280 | €280 | = |
| Current assets29/58 | €154k | €185k | ▲ 20.5% |
| Amounts receivable within one year40/41 | €99k | €127k | ▲ 27.8% |
| Trade receivables40 | €38k | €50k | ▲ 32.9% |
| Other amounts receivable41 | €61k | €76k | ▲ 24.7% |
| Cash at bank and in hand54/58 | €23k | €56k | ▲ 148% |
| Deferred charges and accrued income490/1 | €32k | €3k | ▼ 91.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €199k | €215k | ▲ 8.4% |
| Equity10/15 | €99k | €100k | ▲ 1.4% |
| Contributions10/11 | €500 | €500 | = |
| Outside capital11 | €500 | - | - |
| Other1109/19 | €500 | - | - |
| Reserves13 | €50 | €50 | = |
| Distributable reserves133 | €50 | €50 | = |
| Profit (loss) carried forward14 | €98k | €99k | ▲ 1.4% |
| Amounts payable17/49 | €100k | €115k | ▲ 15.3% |
| Amounts payable after more than one year17 | €29k | €19k | ▼ 34.1% |
| Financial debts170/4 | €29k | €19k | ▼ 34.1% |
| Amounts payable within one year42/48 | €53k | €89k | ▲ 67.4% |
| Current portion of amounts payable after more than one year42 | €9k | €10k | ▲ 7.4% |
| Trade debts44 | €29k | €30k | ▲ 4.6% |
| Suppliers440/4 | €29k | €30k | ▲ 4.6% |
| Taxes, remuneration and social security45 | €15k | €49k | ▲ 223% |
| Taxes450/3 | €8k | €32k | ▲ 291% |
| Remuneration and social security454/9 | €7k | €17k | ▲ 145% |
| Accrued charges and deferred income492/3 | €18k | €7k | ▼ 59.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €17k | €46k | ▲ 172% |
| + Depreciation and write-downs630 | €23k | €23k | ▼ 0.3% |
| Operating cash flow (approximation) | €40k | €69k | ▲ 73.5% |
| Investment in fixed assets (approximation) | - | €-8k | - |
| Change in cash | - | €33k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
30-09
Financial
Equity above €100kEq €100k ▲1.4%
2 profitable years in a row build equity to €100k.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2016
Ground area
690 m²
Building footprint
75 m²
Volume, LiDAR
398 m³
Parcel 12404G0330/00Y000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rofab
since 20162.257.781.601
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404G0330/00Y000 | Flanders | 690 m² | 1 · 75 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 6,237 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-2016
Fiscal year end30-09
Activities, NACEBEL 2025
43990Other specialised construction activities
43230Insulation installation
43240Other construction installation
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.