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Rofab

Active Private limited companyfounded 2016active for 10 yearsLeestsesteenweg 76, 2800 MechelenKBO/BCE: BE 0664.695.963

Lifetime

2 annual accounts with figures on one time axis
peak €87,229 (2025)
€87,229▲ 66.1%
peak €46,372 (2025)
€46,372▲ 172%
peak €100,000 (2025)
€100,000▲ 1.4%
€115,423▲ 15.3%
Board2 names since 2016
1 directorPOPOVICI Marius
Owners7 names in the annual accountsall names
70%Marius Cristian Popovici and 6 others
Documentsfilings and deeds
20-05-202620 days late
2025abbreviated format
Gross margin from €52,528 to €87,229Result from €17,050 to €46,372Dividend €45,000Debts from €100,135 to €115,423Cash from €22,502 to €55,734

Key points

from the 2025 annual accounts

Equity

€100,000 ▲ 1.4%
98,6292024+46,372Profit-45,000Dividend100,0002025

Rofab paid out €45,000 in dividends. That is 97% of the 2025 profit.

Turnover

≈ €460,000 estimated

The abbreviated format states no turnover.

Liquidity

2.07 was 2.88 in 2024

Short-term debts rose from €53,312 to €89,254.

2025 accounts filed 20 days after the deadline

Checked score

89
Excellent
Financially stronger than 58% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.8%highest value 01-2025: 1.8%● unchanged vs 12-2024highest value 02-2025: 1.7%▼ -0.1 percentage points vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 0.4%▼ -1.3 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.8%▲ +0.3 percentage points vs 04-2026 06-2026: 0.2%▼ -0.6 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Strong

71-4equity 46.4% of total assets
63+9short-term debt 41.4% · cash 25.9%
96+17return on assets 21.5%

Score breakdown

raises risk
Sector: Specialised construction activities (NACE 43)
Size: total assets €215,423
lowers risk
Liquidity: current ratio 2.07, cash €55,734
Equity €100,000 (46.4% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 50% of them on solvency, 61% on liquidity, 82% on profitability and 39% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as Rofab has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of Rofab itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for Rofab. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.07 (2.88 in 2024), above the usual 1.5. Short-term debt is 41.4% and cash 25.9% of total assets. However, 53.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.07, cash €55,734
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €100,000 (46.4% of total assets)
NBB · annual accounts
raises risk · Size: total assets €215,423
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-05-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
20 days late
2024
8 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 14 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PM
Director, since 17-10-2016
  • Marius Cristian Popovici 70%annual accounts 30-09-2025
  • Catalin-Iulian Ursu 5%annual accounts 30-09-2025
  • Constantin Fatu 5%annual accounts 30-09-2025
and 4 other shareholdersBoard & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0664695963
Appointment: POPOVICI Marius (director) Legal-form conversion: from limited partnership to private limited company · General meeting of 26-12-2023 · Gazette deed
Resignations & appointments Partner: Nascutiu Lazar (general partner) · Partner: Nascutiu lonut (general partner) · Partner: Andronesi lonut (general partner) · Gazette deed
Registered office moved from Deurne to Mechelen New registered office: Leestsesteenweg 76 2800 Mechelen · Previous registered office: JOOS VAN DEN STEENELEI 35 2100 DEURNE · Gazette deed
All 10 events

Comparable companies

same main activity, similar in size and age
Company
Rofab Mechelen €215,423 €87,229 46.4% -
V.K.M. Geel €191,759 €91,639 86.6% -
AB-BEKISTING Malle €218,997 €100,645 15.3% -
BDB Projects Olen €256,692 €74,103 54.7% -
MASTERS Antwerp €233,790 €67,929 56.2% -
C.G. Construction Braine-l'Alleud €220,142 €88,737 16.2% -
MT-DECOR Koekelberg €238,946 €88,433 56.7% -

These companies have the same main activity as Rofab: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €192,000 and €257,000, founded between 2016 and 2017.

Official details

Source: KBO
Status
Active since 01-10-2016Normal situation
Activity
Other specialised construction activitiesNACE 43990and 4 others
Establishment unit
2.257.781.6012800 Mechelen, since 17-10-2016
Financial year end
30 September
Peppol
Reachable since 30-12-2025
Company details

Annual accounts to 30-09-2025

€215,423▲ 8.4%
Filing
Filed on 20-05-2026
Financials

Insights on Rofab

Rofab has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,000 and a net result of €46,372.

Its solvency ranks better than 53% of 9,967 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Rofab

What is the company number of Rofab?
The company number of Rofab is 0664.695.963. The VAT number is the same number with BE in front: BE 0664.695.963.
Where is Rofab based?
The registered office is at Leestsesteenweg 76, 2800 Mechelen.Company details
What does Rofab do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of Rofab?
Rofab is a private limited company (BV).
When was Rofab founded?
Rofab was founded on 01-10-2016.
Is Rofab still active?
Yes, Rofab is an active enterprise in the KBO register.
What is the turnover of Rofab?
The turnover in financial year 2025 is ≈ €460,000. This figure is estimated from the gross margin of €87,229 and 90 comparable companies (NACE 43990). It probably lies between €310,000 and €870,000.Financials
Is Rofab profitable?
In financial year 2025, Rofab made a profit of €46,372.
Where can I find the annual accounts of Rofab?
Rofab filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Rofab due?
Rofab must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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