Summary
Rofa is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €104k and a net result of €18k. Equity is growing by ~31.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 8048 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
3 d late
2023
43 d early
2022
40 d early
2021
46 d early
2020
24 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▼ 0.7%
2024 · €105k
2019: €-835lowest in 7 years
2020: €13k▲ +1699% vs 2019
2021: €39k▲ +194% vs 2020
2022: €65k▲ +64.7% vs 2021
2023: €85k▲ +31.1% vs 2022
2024: €105k▲ +23.9% vs 2023highest in 7 years
2025: €104k▼ -0.7% vs 2024
2019 → 2025
Net result
€18k▼ 10.9%
2024 · €20k
2019: €-5klowest in 7 years
2020: €14k▲ +369% vs 2019
2021: €26k▲ +82.6% vs 2020highest in 7 years
2022: €25k▼ -1.9% vs 2021
2023: €20k▼ -20.9% vs 2022
2024: €20k▲ +1.0% vs 2023
2025: €18k▼ -10.9% vs 2024
2019 → 2025
Total assets
€132k▼ 3.6%
2024 · €137k
2019: €54klowest in 7 years
2020: €152k▲ +183% vs 2019highest in 7 years
2021: €140k▼ -7.9% vs 2020
2022: €139k▼ -1.0% vs 2021
2023: €147k▲ +6.2% vs 2022
2024: €137k▼ -6.7% vs 2023
2025: €132k▼ -3.6% vs 2024
2019 → 2025
Solvency
78.8%▲ 2.3pp
2024 · 76.4%
2019: -1.6%lowest in 7 years
2020: 8.8%▲ +666% vs 2019
2021: 28.0%▲ +219% vs 2020
2022: 46.6%▲ +66.4% vs 2021
2023: 57.6%▲ +23.5% vs 2022
2024: 76.4%▲ +32.8% vs 2023
2025: 78.8%▲ +3.1% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€65k▲ 64.7%€85k▲ 31.1%€105k▲ 23.9%€104k▼ 0.7%
2021: €39klowest in 5 years
2022: €65k▲ +64.7% vs 2021
2023: €85k▲ +31.1% vs 2022
2024: €105k▲ +23.9% vs 2023highest in 5 years
2025: €104k▼ -0.7% vs 2024
Operating result€37k-€38k▲ 2.8%€31k▼ 19.2%€32k▲ 4.9%€28k▼ 14.3%
2021: €37k
2022: €38k▲ +2.8% vs 2021highest in 5 years
2023: €31k▼ -19.2% vs 2022
2024: €32k▲ +4.9% vs 2023
2025: €28k▼ -14.3% vs 2024lowest in 5 years
Net result€26k-€25k▼ 1.9%€20k▼ 20.9%€20k▲ 1.0%€18k▼ 10.9%
2021: €26khighest in 5 years
2022: €25k▼ -1.9% vs 2021
2023: €20k▼ -20.9% vs 2022
2024: €20k▲ +1.0% vs 2023
2025: €18k▼ -10.9% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€104k ▼ 6.6%
Current assets
€28k ▲ 9.4%
Equity and liabilities €132k
Equity
€104k ▼ 0.7%
Debt
€28k ▼ 13.2%
Debt's share of the balance-sheet total falls from 23.6% to 21.2%. Equity and debt are lower.
Key figures and ratios
ROE
17.3%▼
2024 · 19.3%
ROA
13.6%▼
2024 · 14.8%
Debt ≤ 1 year
€27k▼
2024 · €28k
Income taxes
€9k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€137k€132k▼
Fixed assets21/28€111k€104k▼
Tangible fixed assets22/27€11k€4k▼
Furniture and vehicles24€10k€3k▼
Other tangible fixed assets26€1k€729▼
Financial fixed assets28€100k€100k=
Current assets29/58€26k€28k▲
Amounts receivable within one year40/41€19k€19k▲
Trade receivables40€19k€19k=
Other amounts receivable41€124€175▲
Cash at bank and in hand54/58€6k€9k▲
Deferred charges and accrued income490/1€912€585▼
Equity and liabilities
Total equity and liabilities10/49€137k€132k▼
Equity10/15€105k€104k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€86k€86k▼
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€85k€84k▼
Amounts payable17/49€32k€28k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€28k€27k▼
Current portion of amounts payable after more than one year42€7k€4k▼
Trade debts44€2k€481▼
Suppliers440/4€2k€481▼
Taxes, remuneration and social security45€14k€3k▼
Taxes450/3€14k€3k▼
Other amounts payable47/48€6k€20k▲
Accrued charges and deferred income492/3€347€681▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€740€1k▲
Non-recurring operating charges66A€9-
Gross operating margin9900€41k€36k▼
Operating profit (loss)9901€32k€28k▼
Financial charges65/66B€928€751▼
Recurring financial charges65€928€751▼
Profit (loss) for the period before taxes9903€31k€27k▼
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€20k€18k▼
Profit (loss) for the period to be appropriated9905€20k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€18k▼
Transfer from equity791/2-€19k
Transfer to equity691/2€20k€18k▼
To other reserves6921€20k€18k▼
Profit to be distributed694/7-€19k
Return on contributions (dividend)694-€19k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €1k | €4k | €7k | €7k | = |
| Other operating charges640/8 | - | €483 | €1k | €740 | €1k | ▲ 38.9% |
| Non-recurring operating charges66A | - | - | - | €9 | - | - |
| Gross operating margin9900 | €39k | €40k | €36k | €41k | €36k | ▼ 10.7% |
| Operating profit (loss)9901 | €37k | €38k | €31k | €32k | €28k | ▼ 14.3% |
| Financial income75/76B | - | - | €232 | - | - | - |
| Recurring financial income75 | €590 | - | €232 | - | - | - |
| Financial charges65/66B | - | €172 | €521 | €928 | €751 | ▼ 19.1% |
| Recurring financial charges65 | €148 | €172 | €521 | €928 | €751 | ▼ 19.1% |
| Profit (loss) for the period before taxes9903 | €38k | €38k | €31k | €31k | €27k | ▼ 14.1% |
| Income taxes67/77 | €12k | €13k | €11k | €11k | €9k | ▼ 19.9% |
| Profit (loss) for the period9904 | €26k | €25k | €20k | €20k | €18k | ▼ 10.9% |
| Profit (loss) for the period to be appropriated9905 | €26k | €25k | €20k | €20k | €18k | ▼ 10.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €140k | €139k | €147k | €137k | €132k | ▼ 3.6% |
| Fixed assets21/28 | €104k | €103k | €119k | €111k | €104k | ▼ 6.6% |
| Tangible fixed assets22/27 | €4k | €3k | €19k | €11k | €4k | ▼ 64.7% |
| Furniture and vehicles24 | - | €283 | €17k | €10k | €3k | ▼ 66.8% |
| Other tangible fixed assets26 | - | €3k | €2k | €1k | €729 | ▼ 50.0% |
| Financial fixed assets28 | €100k | €100k | €100k | €100k | €100k | = |
| Current assets29/58 | €36k | €35k | €28k | €26k | €28k | ▲ 9.4% |
| Amounts receivable within one year40/41 | €24k | €28k | €21k | €19k | €19k | ▲ 0.3% |
| Trade receivables40 | - | €28k | €15k | €19k | €19k | = |
| Other amounts receivable41 | - | - | €7k | €124 | €175 | ▲ 41.1% |
| Cash at bank and in hand54/58 | €12k | €7k | €6k | €6k | €9k | ▲ 45.4% |
| Deferred charges and accrued income490/1 | - | - | €903 | €912 | €585 | ▼ 35.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €140k | €139k | €147k | €137k | €132k | ▼ 3.6% |
| Equity10/15 | €39k | €65k | €85k | €105k | €104k | ▼ 0.7% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Outside capital11 | - | - | - | €19k | €19k | = |
| Other1109/19 | - | - | - | €19k | €19k | = |
| Reserves13 | €21k | €46k | €66k | €86k | €86k | ▼ 0.8% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | - | - | - | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €44k | €64k | €85k | €84k | ▼ 0.8% |
| Profit (loss) carried forward14 | €-21k | - | - | - | - | - |
| Amounts payable17/49 | €101k | €74k | €62k | €32k | €28k | ▼ 13.2% |
| Amounts payable after more than one year17 | €24k | - | €11k | €4k | - | - |
| Financial debts170/4 | - | - | €11k | €4k | - | - |
| Amounts payable within one year42/48 | €77k | €74k | €51k | €28k | €27k | ▼ 1.3% |
| Current portion of amounts payable after more than one year42 | - | - | €6k | €7k | €4k | ▼ 36.6% |
| Trade debts44 | €363 | €2k | €1k | €2k | €481 | ▼ 68.1% |
| Suppliers440/4 | - | €2k | €1k | €2k | €481 | ▼ 68.1% |
| Taxes, remuneration and social security45 | - | €15k | €13k | €14k | €3k | ▼ 79.9% |
| Taxes450/3 | - | €15k | €13k | €14k | €3k | ▼ 79.9% |
| Other amounts payable47/48 | - | €57k | €31k | €6k | €20k | ▲ 235% |
| Accrued charges and deferred income492/3 | - | €348 | €348 | €347 | €681 | ▲ 96.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26k | €25k | €20k | €20k | €18k | ▼ 10.9% |
| + Depreciation and write-downs630 | €1k | €1k | €4k | €7k | €7k | = |
| Operating cash flow (approximation) | €27k | €26k | €24k | €28k | €25k | ▼ 8.0% |
| Investment in fixed assets (approximation) | - | €0 | €-20k | €8 | €0 | ▼ 100% |
| Change in cash | - | €-5k | €-1k | €-272 | €3k | ▲ 1,096% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Equity above €100kEq €105k ▲23.9%
5 profitable years in a row build equity to €105k.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €26k ▲82.6%
Net result €26k, the highest in the series.
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, As · 1 establishment unit since 2009
Ground area
1,325 m²
Building footprint
251 m²
Volume, LiDAR
1,425 m³
Parcel 71002A0410/00D000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROFA
since 20092.178.149.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71002A0410/00D000 | Flanders | 1,325 m² | 1 · 251 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 12,425 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-04-2009
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
18130Pre-press and pre-media services
18140Printing and reproduction of recorded media
63100Computing infrastructure, data processing, hosting and related activities
68110Buying and selling of own real estate
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.