ROEMI
ActiveSummary
ROEMI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €13k. Equity is growing by ~101.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+9
Solvency26=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.44 against 1.01 in 2024; short-term debt: 99.1% and cash: 0.8% of total assets), and 99.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
20 d late
2024
3 d early
2023
26 d late
2022
32 d early
2021
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 132%
2024 · €10k
2021: €1k
2022: €4k
2023: €9k
2024: €10k
2021 → 2025
Total assets
€2.67M▲ 87.9%
2024 · €1.42M
2021: €1.23M
2022: €1.27M
2023: €1.34M
2024: €1.42M
2021 → 2025
Net result
€13k▲ 963%
2024 · €1k
2021: €-14k
2022: €2k
2023: €5k
2024: €1k
2021 → 2025
Working capital
€-1.49M
2024 · €10k
2021: €2k
2022: €4k
2023: €9k
2024: €10k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€4k▲ 181%€9k▲ 142%€10k▲ 14.2%€23k▲ 132%
Operating result€-11k-€3k€8k▲ 182%€8k▲ 4.8%€32k▲ 278%
Net result€-14k-€2k€5k▲ 120%€1k▼ 75.9%€13k▲ 963%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 278% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.67M
Fixed assets
€1.51M
Current assets
€1.16M
Equity and liabilities €2.67M
Equity
€23k ▲ 132%
Debt
€2.64M ▲ 87.6%
Debt's share of the balance-sheet total falls from 99.3% to 99.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k
Cash flow
€35k
Current ratio
0.44▼
2024 · 1.01
Quick ratio
0.01▲
2024 · 0.00
ROE
56.9%▲
2024 · 12.4%
ROA
0.5%▲
2024 · 0.1%
Interest coverage
3.34
Debt ≤ 1 year
€2.64M▲
2024 · €1.41M
Income taxes
€3k
A ratio outside any meaningful range has been withheld (balance sheet total €2.67M, equity €23k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.42M€2.67M▲
Fixed assets21/28-€1.51M
Tangible fixed assets22/27-€1.51M
Land and buildings22-€1.51M
Current assets29/58€1.42M€1.16M▼
Stocks and contracts in progress3€1.42M€1.13M▼
Stocks30/36€1.42M€1.13M▼
Amounts receivable within one year40/41€7€5k▲
Trade receivables40-€5k
Other amounts receivable41€7€7=
Cash at bank and in hand54/58-€21k
Equity and liabilities
Total equity and liabilities10/49€1.42M€2.67M▲
Equity10/15€10k€23k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-5k€8k▲
Amounts payable17/49€1.41M€2.64M▲
Amounts payable within one year42/48€1.41M€2.64M▲
Current portion of amounts payable after more than one year42€834k€1.54M▲
Financial debts43€37k-
Credit institutions430/8€37k-
Trade debts44€51k€469k▲
Suppliers440/4€51k€469k▲
Taxes, remuneration and social security45-€14k
Taxes450/3-€14k
Other amounts payable47/48€488k€621k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€22k
Other operating charges640/8€1k€1k▲
Gross operating margin9900€10k€56k▲
Operating profit (loss)9901€8k€32k▲
Financial charges65/66B€7k€16k▲
Recurring financial charges65€7k€16k▲
Profit (loss) for the period before taxes9903€1k€16k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€1k€13k▲
Profit (loss) for the period to be appropriated9905€1k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€8k▲
Profit (loss) brought forward from the previous period14P€-6k€-5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Highest result since 2021net €13k ▲963%
Operating result €32k, net result €13k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostmallebaan 112980 ZoerselGround area
1,322 m²
Building footprint
392 m²
Volume, LiDAR
1,959 m³
Parcel 11055A0490/00E000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROEMI
since 20202.300.687.768
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055A0490/00E000 | Flanders | 1,322 m² | 1 · 392 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ORMANDO IMMO
BE 0897.334.528
Boussu · Eq €22,713
MATA IMMO
BE 0782.710.420
Namur · Eq €22,775
"W.M.L. Invest"
BE 0695.657.571
Mons · Eq €22,786
FARUS
BE 0783.259.657
Gent · Eq €22,848
NICOPB INVEST
BE 0771.464.358
Jurbise · Eq €22,869
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 2,390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.