Roelmadent
ActiveThe computed 12-month bankruptcy probability of Roelmadent is 2.2% (moderate). The 2025 annual accounts show equity of €83k and a net result of €163k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency45▲+25
Growth78▲+20
Stability94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 1.09 in 2024), but 82.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.7%
Return on assets
34.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-04-2026, 106 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
106 d early
2024
97 d early
2023
104 d early
2022
119 d early
2021
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k▲ 49.6%
2024 · €56k
2021: €75k
2022: €192k
2023: €326k
2024: €56k
2021 → 2025
Total assets
€468k▼ 10.4%
2024 · €522k
2021: €237k
2022: €542k
2023: €785k
2024: €522k
2021 → 2025
Net result
€163k▲ 11.9%
2024 · €145k
2021: €72k
2022: €129k
2023: €145k
2024: €145k
2021 → 2025
Working capital
€33k▲ 297%
2024 · €8k
2021: €41k
2022: €177k
2023: €291k
2024: €8k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€192k▲ 154%€326k▲ 70.3%€56k▼ 83.0%€83k▲ 49.6%
Operating result€93k-€171k▲ 83.1%€191k▲ 12.0%€188k▼ 1.6%€215k▲ 14.1%
Net result€72k-€129k▲ 78.3%€145k▲ 12.0%€145k▲ 0.4%€163k▲ 11.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €468k
Fixed assets
€405k▼ 4.0%
Current assets
€63k▼ 37.2%
Equity and liabilities €468k
Equity
€83k▲ 49.6%
Debt
€385k▼ 17.5%
The debt ratio falls from 89.4% to 82.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€237k▲
2024 · €211k
Cash flow
€184k▲
2024 · €168k
Solvency
17.7%▲
2024 · 10.6%
Current ratio
2.07▲
2024 · 1.09
Quick ratio
2.07▲
2024 · 1.09
Debt / equity
4.63▼
2024 · 8.41
ROE
195.7%▼
2024 · 261.7%
ROA
34.7%▲
2024 · 27.8%
Interest coverage
63.74▲
2024 · 53.99
Debt
€385k▼
2024 · €467k
Debt ≤ 1 year
€31k▼
2024 · €92k
Debt > 1 year
€354k▼
2024 · €374k
Income taxes
€49k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€522k€468k▼
Fixed assets21/28€422k€405k▼
Tangible fixed assets22/27€422k€405k▼
Land and buildings22€385k€377k▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€33k€22k▼
Current assets29/58€101k€63k▼
Amounts receivable within one year40/41€37k€20k▼
Trade receivables40€29k€17k▼
Other amounts receivable41€8k€4k▼
Current investments50/53€0-
Cash at bank and in hand54/58€43k€24k▼
Deferred charges and accrued income490/1€20k€19k▼
Equity and liabilities
Total equity and liabilities10/49€522k€468k▼
Equity10/15€56k€83k▲
Contributions10/11€3k€3k=
Reserves13€53k€80k▲
Distributable reserves133€53k€80k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€467k€385k▼
Amounts payable after more than one year17€374k€354k▼
Financial debts170/4€374k€354k▼
Amounts payable within one year42/48€92k€31k▼
Current portion of amounts payable after more than one year42€20k€20k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€0€8k▲
Taxes450/3€0€8k▲
Other amounts payable47/48€71k€0▼
Accrued charges and deferred income492/3-€36
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▼
Other operating charges640/8€562€1k▲
Gross operating margin9900€211k€238k▲
Operating profit (loss)9901€188k€215k▲
Financial income75/76B€4k€317▼
Recurring financial income75€4k€317▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€188k€211k▲
Income taxes67/77€43k€49k▲
Profit (loss) for the period9904€145k€163k▲
Profit (loss) for the period to be appropriated9905€145k€163k▲
Appropriation of the result
Profit (loss) to be appropriated9906€145k€163k▲
Transfer from equity791/2€291k€0▼
Transfer to equity691/2€20k€28k▲
To other reserves6921€20k€28k▲
Profit to be distributed694/7€416k€135k▼
Return on contributions (dividend)694€416k€135k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €163k ▲11.9%
Operating result €215k, net result €163k, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €326k ▲70.3%
3 profitable years in a row build equity to €326k.
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €192k ▲154%
2 profitable years in a row build equity to €192k.
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Leopold III-laan(Kor) 68500 KortrijkGround area
3,649 m²
Building footprint
711 m²
Volume, LiDAR
6,794 m³
2 parcels, Flanders · tallest building 15.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Roelmadent
since 20212.311.921.160
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352A0266/00T005 | Flanders | 2,893 m² | 1 · 417 m² | 13.7 m · 3 fl. |
| 34352F0232/00G000 | Flanders | 755 m² | 1 · 294 m² | 15.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.