Roel Thyssen
ActiveSummary
Roel Thyssen has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199k and a net result of €4k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-9
Solvency99▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.34 against 2.69 in 2024; short-term debt: 14.4% and cash: 40.3% of total assets), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
1.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 d early
2024
9 d early
2023
34 d early
2022
on the day
2021
2 d early
2020
50 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€199k▲ 2.1%
2024 · €195k
2020: €171k
2021: €194k
2022: €208k
2023: €240k
2024: €195k
2020 → 2025
Total assets
€270k▼ 3.4%
2024 · €279k
2020: €252k
2021: €225k
2022: €252k
2023: €260k
2024: €279k
2020 → 2025
Net result
€4k▼ 83.7%
2024 · €25k
2020: €11k
2021: €23k
2022: €38k
2023: €32k
2024: €25k
2020 → 2025
Working capital
€130k▼ 9.4%
2024 · €143k
2020: €111k
2021: €142k
2022: €156k
2023: €188k
2024: €143k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€194k-€208k▲ 6.9%€240k▲ 15.5%€195k▼ 18.8%€199k▲ 2.1%
Operating result€33k-€54k▲ 60.0%€45k▼ 16.1%€34k▼ 24.0%€7k▼ 78.5%
Net result€23k-€38k▲ 64.0%€32k▼ 16.2%€25k▼ 23.5%€4k▼ 83.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 78% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€101k ▲ 95.7%
Current assets
€168k ▼ 26.0%
Equity and liabilities €270k
Equity
€199k ▲ 2.1%
Debt
€71k ▼ 16.1%
Debt's share of the balance-sheet total falls from 30.3% to 26.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €38k
Cash flow
€16k▼
2024 · €29k
Current ratio
4.34▲
2024 · 2.69
Debt to equity
0.36▼
2024 · 0.43
ROE
2.0%▼
2024 · 12.6%
ROA
1.5%▼
2024 · 8.8%
Interest coverage
10.66▼
2024 · 82.23
Debt ≤ 1 year
€39k▼
2024 · €85k
Debt > 1 year
€32k
Income taxes
€3k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€279k€270k▼
Fixed assets21/28€52k€101k▲
Intangible fixed assets21-€2k
Tangible fixed assets22/27€52k€100k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€55k▲
Other tangible fixed assets26€45k€43k▼
Financial fixed assets28€250€250=
Current assets29/58€228k€168k▼
Amounts receivable after more than one year29€40k€0▼
Other amounts receivable291€40k€0▼
Amounts receivable within one year40/41€18k€15k▼
Trade receivables40€14k€12k▼
Other amounts receivable41€3k€3k▼
Current investments50/53€40k€40k=
Cash at bank and in hand54/58€127k€109k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€279k€270k▼
Equity10/15€195k€199k▲
Contributions10/11€13k€13k=
Reserves13€182k€186k▲
Non-distributable reserves130/1€40k€40k=
Own shares acquired1312€40k€40k=
Distributable reserves133€142k€146k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€85k€71k▼
Amounts payable after more than one year17-€32k
Financial debts170/4-€32k
Amounts payable within one year42/48€85k€39k▼
Current portion of amounts payable after more than one year42-€9k
Financial debts43€372€0▼
Credit institutions430/8€372€0▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€11k€5k▼
Other amounts payable47/48€70k€21k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€12k▲
Other operating charges640/8€1k€931▼
Non-recurring operating charges66A€115€0▼
Gross operating margin9900€40k€20k▼
Operating profit (loss)9901€34k€7k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€466€2k▲
Recurring financial charges65€466€2k▲
Profit (loss) for the period before taxes9903€36k€7k▼
Income taxes67/77€11k€3k▼
Profit (loss) for the period9904€25k€4k▼
Profit (loss) for the period to be appropriated9905€25k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€4k▼
Transfer from equity791/2€70k€0▼
Transfer to equity691/2€25k€4k▼
To other reserves6921€25k€4k▼
Profit to be distributed694/7€70k€0▼
Return on contributions (dividend)694€70k€0▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €4k ▼83.7%
Net result drops to €4k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 10.26
Current ratio from 4.52 to 10.26; short-term debt falls from €44k to €20k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €38k ▲64%
Operating result €54k, net result €38k, both a record.
31-12
Financial
Equity above €200kEq €208k ▲6.9%
3 profitable years in a row build equity to €208k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 5.61
Current ratio from 2.38 to 5.61; short-term debt falls from €81k to €31k.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wilgorenstraat 152460 KasterleeGround area
594 m²
Building footprint
123 m²
Volume, LiDAR
2 m³
Parcel 13018C0499/00L000, Flanders · tallest building 1.3 m. Linked by address, not a title deed.
1 establishment unit
Captain & Stoker
since 20092.179.832.597
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13018C0499/00L000 | Flanders | 594 m² | 1 · 123 m² | 1.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Master in Matching
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SUPRA BAZAR LOVENDEGEM
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Hurecon
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Of 2,361 companies in sector 78100 we hold annual accounts for 1,364. 1,061 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2009
Fiscal year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.