Turnover
≈ €96,000 estimated
The micro format states no turnover.
ROEF
Overview
Lifetime
1 annual account with figurespeak €20,782 (2025)
€20,782
peak €12,168 (2025)
€12,168
peak €14,168 (2025)
€14,168
€13,833
Board1 name since 2024
1 directorJANSSENS Gerrit
Documentsfilings and deeds
21-04-20269 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 20 shares
Position in the sector
€14,168
Less equity than 80% of companies in head offices and management consultancy. Sector median €78,216 · 39,400 companies.
Checked score
96
Excellent
Financially stronger than 66% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 0.4%
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.5%▲ +0.1 percentage points vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.1 percentage points vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.6 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.79, cash €11,697
Figures for financial year 2025 (filed on 21-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 46% of them on solvency, 67% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ROEF has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ROEF itself is lower: < 0.1% within 12 months. It rests on far more data about ROEF than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ROEF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.79, above the usual 1.5. Short-term debt is 49.4% and cash 41.8% of total assets. 49.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-04-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- JANSSENS Gerrit 12 sharesdeed of 03-09-2024
- HUYLEBROEK Karolien Marleen Helena 8 sharesdeed of 03-09-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013006137
Incorporation
Founding capital of €2,000, 20 shares · Founders: JANSSENS Gerrit and HUYLEBROEK Karolien Marleen Helena · Appointment: JANSSENS Gerrit (director) · published on 03-09-2024 · Gazette deed
First establishment
Ternatstraat 19, Ternat
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ROEF Ternat | €28,001 | €20,782 | 50.6% | - |
| MALIYA CONSTRUCT Zoutleeuw | €27,527 | €19,937 | 79.4% | - |
| PING CONSULTING Sint-Genesius-Rode | €30,625 | €21,331 | 14.8% | - |
| Pro Sales & Management Vision Zaventem | €30,450 | €24,094 | 68.0% | - |
| Maloens Consultancy Leuven | €29,844 | €19,029 | 53.5% | - |
| IVD Rotselaar | €34,055 | €19,111 | 73.3% | - |
| TG Insurance Kampenhout | €28,656 | €21,961 | 46.0% | - |
These companies have the same main activity as ROEF: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €27,500 and €34,100, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 30-08-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.363.471.6131742 Ternat, since 30-08-2024
- Financial year end
- 30 September
- Peppol
- Reachable since 16-04-2025
Annual accounts to 30-09-2025
- €20,782
- €12,168
- €14,168
- €28,001
- Filing
- Filed on 21-04-2026, 9 days before the end of the filing period
Insights on ROEF
ROEF has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,168 and a net result of €12,168.
Its solvency ranks better than 46% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 21-04-2026, 9 days before the deadline€20,782
€19,413
€12,168
€10,993
50.6%
1.79
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €96,000. Estimated: probably between €45,000 and €190,000.
Balance sheet
balance sheet total €28,001 on 30-09-2025What the company ownsHow it is paid for
Position in the sector
50.6%
Higher than 46% of 39,368 companies in 2025.
1.79
Higher than 45% of 38,051 companies in 2025.
43.5%
Higher than 82% of 38,523 companies in 2025.
ROEF
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
28,001 | |
21/28 |
3,175 | |
22/27 |
2,950 | |
24 |
2,950 | |
28 |
225 | |
29/58 |
24,826 | |
40/41 |
13,129 | |
40 |
8,257 | |
41 |
4,872 | |
54/58 |
11,697 | |
| Balance sheet: equity and liabilities | ||
10/49 |
28,001 | |
10/15 |
14,168 | |
10/11 |
2,000 | |
13 |
12,000 | |
133 |
12,000 | |
14 |
168 | |
17/49 |
13,833 | |
42/48 |
13,833 | |
44 |
212 | |
440/4 |
212 | |
45 |
13,621 | |
450/3 |
13,621 | |
| Income statement | ||
9900 |
20,782 | |
630 |
723 | |
640/8 |
646 | |
9901 |
19,413 | |
75/76B |
538 | |
75 |
538 | |
65/66B |
1,539 | |
65 |
1,539 | |
9903 |
18,412 | |
67/77 |
6,245 | |
9904 |
12,168 | |
9905 |
12,168 | |
| Appropriation of the result | ||
9906 |
12,168 | |
691/2 |
12,000 | |
6921 |
12,000 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 21-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 21-04-2026 | 2026-00085071 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 20,136 | ||
| 12,891 | ||
| 3,897 | ||
| 10,993 | ||
| 50.6% | ||
| 1.79 | ||
| 0.98 | ||
| 85.9% | ||
| 43.5% | ||
| 13.09 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-09-2025 |
|---|---|
| Tangible fixed assets | €3,672 |
| Financial fixed assets | €225 |
| €723 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on ROEF
Debt's share of the balance-sheet total is 49.4%.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 03-09-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 21-04-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 03-09-2024
Mandates through the years
1 name, the dashed line is todayJANSSENS Gerrit
Director
Director
Board
Mandates as a list
- JANSSENS Gerrit
- Director, appointed by deed of 03-09-2024, still in office
Control
Founders
JANSSENS Gerrit, HUYLEBROEK Karolien Marleen Helena
This company
ROEF
Equity €14,168
Profit €12,168 in 2025
Capital
- Contribution
- €2,000
- Shares
- 20
- Contribution per share
- €100
- Equity per share
- €708 in 2025
- Source
- deed of 03-09-2024
Articles of association
deed of 03-09-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of March at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 03-09-2024 ↗
- JANSSENS Gerrit 12 shares (60%) · €1,200
- HUYLEBROEK Karolien Marleen Helena 8 shares (40%) · €800
Network & group
No group
ROEF has no parent and no holdings in its annual accounts. JANSSENS Gerrit is the only director. ROEF shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 9 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1013006137
2024
IncorporationFounding capital of €2,000, 20 shares · Founders: JANSSENS Gerrit and HUYLEBROEK Karolien Marleen Helena · Appointment: JANSSENS Gerrit (director) · published on 03-09-20246 points ▸
- Founder, JANSSENS Gerrit
- Founder, HUYLEBROEK Karolien Marleen Helena
- Founding capital, €2,000, 20 shares
- Registered office clause, Ternatstraat 19, 1742 Ternat-Sint-Katherina-Lombeek
- Board rule, 1
- Director appointment, JANSSENS Gerrit
- The deed holds 2 more points.
First establishment Ternatstraat 19, Ternat
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1013.006.137
- VAT number
- BE 1013.006.137
- Peppol ID
- 0208:1013006137
- Other Peppol ID
- 9925:BE1013006137
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 30-08-2024
- Financial year
- ends on 30 September
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of March at 18:00deed of 03-09-2024 (in Dutch)
- Peppol
- Reachable since 16-04-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ROEF in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 03-09-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 03-09-2024 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van bijstand,advies en leiding aan bedrijven,privé-personen en instellingen,voornamelijk doch niet uitsluitend op het vlak van…”deed of 03-09-2024 (in Dutch)
34 activities
- Het verlenen van bijstand,advies en leiding aan bedrijven,privé-personen en instellingen,voornamelijk doch niet uitsluitend op het vlak van management,marketing,productie en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime betekenis.
- Het geven van opleidingen van welke aard dan ook aan zowel particulieren als professionelen en het aanbieden van consultancy-diensten van welke aard dan ook.
- De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen,bestuurdersfuncties waarnemen of laten waarnemen en diensten verlenen die direct of indirect verband houden met de voorgaande.
- Deze diensten kunnen worden geleverd krachtens een contractuele of statutaire benoeming en in de hoedanigheid van externe raadgever of orgaan van de cliënt.
- Ter uitvoering van haar opdrachten en voor het waarnemen van bestuursmandaten kan de vennootschap zich laten vertegenwoordigen door haar bestuurder of elke andere derde vertegenwoordiger,die door de vennootschap worden afgevaardigd om op te treden in eigen naam doch voor rekening van de vennootschap.Daartoe kan de vennootschap samenwerken met,deelnemen in,of op gelijk welke wijze,rechtstreeks of onrechtstreeks,belangen nemen in andere ondernemingen.
- De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak.
- De vennootschap kan eveneens optreden als bestuurder,volmacht drager,mandataris of vereffenaar in andere vennootschappen of ondernemingen.
- De vennootschap kan in het algemeen alle commerciële,industriële,financiële,roerende of onroerende handelingen verrichten in rechtstreeks of onrechtstreeks verband met haar voorwerp of welke van aard zouden zijn de verwezenlijking ervan geheel of ten dele te vergemakkelijken.
- Het beleggen,intekenen op,vast overnemen,plaatsen,kopen en verhandelen van aandelen,deelbewijzen,obligaties,kasbons,certificaten,schuldvorderingen,gelden en andere roerende waarden,uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van vennootschappen,administratiekantoren,instellingen en verenigingen al dan niet met een (semi) publiekrechtelijk statuut.
- Het beheer van het patrimonium bestaande uit eigen roerende en onroerende goederen en de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen en roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de (on)roerende goederen te bevorderen.
- De expertise,het beheer,het valoriseren en het laten bouwen of verbouwen van onroerende goederen van alle aard,alsmede de coördinatie van de leiding van dergelijke werken,het opvatten,maken en uitwerken van alle studies,ontwerpen en plannen.
- Het uitvoeren van land- en tuinbouwwerken.
- Het kweken van bloemen,planten,bomen en struiken.
- Het aanleggen en onderhouden van tuinen en perken,paden,plaatsen van omheining en afsluitingen,inclusief grondwerken en drainagewerken.
- Het aanleggen en verharden van tuinpaden,opritten,terrassen en dergelijke.
- De algemene houtbewerking,zoals de vervaardiging van houten artikelen,zagen en schaven van hout,et cetera.
- Bewerken en afwerken van natuursteen.
- Vervaardiging van metalen constructiewerken en delen daarvan,vervaardiging van haag- en sluitwerk.
- Vervaardiging van tuin- en terrasmeubelen in materialen allerhande.
- Verwerking van afval in de meest brede zin van het woord,zoals de inzameling van ongevaarlijk afval,voorbehandeling van ongevaarlijk afval met het oog op verwijdering,sortering,recyclage,behandeling en verwijdering van ongevaarlijk afval,de terugwinning van metaalafval,de terugwinning van overig gesorteerd afval en in het algemeen sanering en ander afvalbeheer.
- Algemene bouwwerkzaamheden in de meest brede zin van het woord,daartoe behorend,doch niet beperkt tot,crepiwerken,tuinwerken,isolatiewerken,schilderwerken,gyprocwerken,installatie van verwarming,klimaatregeling en ventilatie,binnen- en buitenpleisterwerken,timmerwerken en schrijnwerken,looden zinkwerken,metselwerken en voegwerken,plaatsen van aanbouwen,isolatie en inrichting van zolders,schilderwerken,gyprocwerken en muurbekleding in het algemeen,alle afbraakwerken en coördinatie en opvolging van bouwwerkzaamheden in de meest brede zin.
- Alle renovatiewerken in de meest brede zin van het woord.
- De groot- en kleinhandel in,het herstel van,het algemeen onderhoud en reparatie van en de huur,verhuur en lease van aanhangwagens,opleggers en caravans.
- De groot- en kleinhandel in,het herstel van,het algemeen onderhoud en reparatie van en de huur,verhuur en lease van auto’s en lichte bestelwagens (=3,5 ton).
- De groot- en kleinhandel in,het herstel van,het algemeen onderhoud en reparatie van en de huur,verhuur en lease van overige motorvoertuigen (> 3,5 ton) Handelsbemiddeling en groothandel in onderdelen en accessoires van motorvoertuigen.
- De groot- en kleinhandel in,het herstel van,het vervaardigen van,het algemeen onderhoud en reparatie van en de huur,verhuur en lease van land- en tuinbouwmachines en werktuigen alsook machines en werktuigen voor in de bouwsector en de bosbouwsector.
- Detailhandel in onderdelen en accessoires van motorvoertuigen.
- Groot- en kleinhandel,de handel in gespecialiseerde winkels,handelsbemiddeling en het optreden als commissionair in hout,bouwmaterialen,in goederen,algemeen assortiment,bouw- en tuinmaterialen,bloemen,planten,zaden en kunstmeststoffen in gespecialiseerde winkels
- Diensten in verband met vervoer te land
- Het geven van opleidingen,seminaries,workshops en alle overige vormen van onderwijs,al dan niet op een door de vennootschap voorziene locatie.
- De publiciteit,reclame,marketing en algemene communicatie onder alle vormen evenals alle werken die voor de verwezenlijking hiervan noodzakelijk zijn,zonder enige beperking.
- Het bevorderen van de oprichting van vennootschappen door inbreng,participatie of investering.
- De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,tussenpersoon in de handel.
- Zij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp,rechtstreeks of onrechtstreeks,geheel of ten dele vergemakkelijken.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Ternatstraat 19 registered office 1742 Ternat | 30-08-2024 | 2.363.471.613 |
Buildings and parcels at the address
- Ground area
- 531 m²
- Buildings
- 104 m²
- Volume, LiDAR
- 671 m³
- Tallest building
- 9.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23071C0928/00H000 | 531 m² | 1 · 104 m² | 9.7 m · 2 |