ROEBUC
ActiveROEBUC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €19k and a net result of €56k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7954 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7954 sector peers (2025).
NBB · sector comparisonPosition among 7954 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-02-2026, 172 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
172 d early
2024
177 d early
2023
182 d early
2022
182 d early
2021
144 d early
2020
156 d early
2019
156 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k=
2024 · €19k
2019: €149k
2020: €298k
2021: €444k
2022: €449k
2023: €172k
2024: €19k
2019 → 2025
Net result
€56k▼ 52.8%
2024 · €119k
2019: €130k
2020: €149k
2021: €146k
2022: €135k
2023: €156k
2024: €119k
2019 → 2025
Total assets
€253k▼ 7.2%
2024 · €273k
2019: €188k
2020: €357k
2021: €595k
2022: €685k
2023: €336k
2024: €273k
2019 → 2025
Solvency
7.4%▲ 0.5pp
2024 · 6.8%
2019: 79.1%
2020: 83.3%
2021: 74.6%
2022: 65.5%
2023: 51.2%
2024: 6.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€444k-€449k▲ 1.1%€172k▼ 61.7%€19k▼ 89.2%€19k=
Operating result€195k-€171k▼ 12.0%€189k▲ 10.1%€181k▼ 3.8%€77k▼ 57.7%
Net result€146k-€135k▼ 7.6%€156k▲ 15.8%€119k▼ 23.6%€56k▼ 52.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 58% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253k
Fixed assets
€188k▲ 54.4%
Current assets
€65k▼ 56.9%
Equity and liabilities €253k
Equity
€19k=
Debt
€234k▼ 7.7%
The debt ratio falls from 93.2% to 92.6%: debt is paid down.
Key figures and ratios
Solvency
7.4%▲
2024 · 6.8%
ROE
302.5%▼
2024 · 641.2%
ROA
22.2%▼
2024 · 43.7%
Debt
€234k▼
2024 · €254k
Debt ≤ 1 year
€104k▼
2024 · €190k
Debt > 1 year
€130k▲
2024 · €64k
Income taxes
€19k▼
2024 · €64k
Staff costs
€67k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€273k€253k▼
Fixed assets21/28€122k€188k▲
Tangible fixed assets22/27€122k€188k▲
Furniture and vehicles24€122k€188k▲
Current assets29/58€151k€65k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€46k€55k▲
Trade receivables40€45k€32k▼
Other amounts receivable41€705€23k▲
Current investments50/53€36k€766▼
Cash at bank and in hand54/58€63k€2k▼
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€273k€253k▼
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Reserves13€0-
Tax-exempt reserves132€0-
Distributable reserves133€0-
Profit (loss) carried forward14€0€0=
Amounts payable17/49€254k€234k▼
Amounts payable after more than one year17€64k€130k▲
Financial debts170/4€64k€130k▲
Amounts payable within one year42/48€190k€104k▼
Current portion of amounts payable after more than one year42€36k€41k▲
Financial debts43€25k€2k▼
Credit institutions430/8€25k€2k▼
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€52k€25k▼
Taxes450/3€49k€18k▼
Remuneration and social security454/9€3k€8k▲
Other amounts payable47/48€72k€28k▼
Income statement
Code20242025
Non-recurring operating income76A-€26k
Remuneration, social security and pensions62€18k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€30k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€245k€178k▼
Operating profit (loss)9901€181k€77k▼
Financial income75/76B€7k€5k▼
Recurring financial income75€7k€5k▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€183k€75k▼
Income taxes67/77€64k€19k▼
Profit (loss) for the period9904€119k€56k▼
Transfer from tax-exempt reserves789€63k€0▼
Profit (loss) for the period to be appropriated9905€182k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€182k€56k▼
Transfer from equity791/2€273k€0▼
Transfer to equity691/2€182k€0▼
To other reserves6921€182k€0▼
Profit to be distributed694/7€273k€56k▼
Return on contributions (dividend)694€273k€56k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
State Gazette act
General meeting · Director resignation
Director discharge · Statutes amendment
17-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
17-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €56k ▼52.8%
Net result drops to €56k, the lowest in the series.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €156k ▲15.8%
Net result €156k, the highest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €298k ▲100%
2 profitable years in a row build equity to €298k.
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Amelgemweg 211780 WemmelGround area
955 m²
Building footprint
160 m²
Volume, LiDAR
1,001 m³
Parcel 22005A0322/00H000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROEBUC
since 20192.283.982.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0322/00H000 | Flanders | 955 m² | 1 · 160 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared director
→
Similar companies · same sector, comparable size
Consolution
BE 0507.974.350
Bonheiden · Eq €19k
Ignace Van Overbeke
BE 0543.429.731
Knokke-Heist · Eq €19k
Grevant
BE 0562.793.010
Ronse · Eq €19k
BRP Management Consulting
BE 0565.946.302
Edegem · Eq €19k
SOLLERTIS CONSULT
BE 0589.962.809
Herentals · Eq €19k
Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 7,140 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.