ROCOCO
ActiveROCOCO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €411k and a net result of €75k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+1
Solvency100▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.96 against 1.79 in 2024; short-term debt: 7.2% and cash: 22.6% of total assets), and 18% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82%
Return on assets
14.9%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
32 d early
2023
on the day
2022
on the day
2021
on the day
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€411k▲ 22.2%
2024 · €336k
2019: €205k
2020: €239k
2021: €254k
2022: €310k
2023: €322k
2024: €336k
2019 → 2025
Total assets
€501k▼ 9.2%
2024 · €551k
2019: €431k
2020: €485k
2021: €520k
2022: €496k
2023: €558k
2024: €551k
2019 → 2025
Net result
€75k▼ 4.3%
2024 · €78k
2019: €64k
2020: €34k
2021: €55k
2022: €56k
2023: €55k
2024: €78k
2019 → 2025
Working capital
€143k▲ 27.5%
2024 · €113k
2019: €18k
2020: €35k
2021: €55k
2022: €113k
2023: €127k
2024: €113k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€310k▲ 22.0%€322k▲ 3.7%€336k▲ 4.5%€411k▲ 22.2%
Operating result€83k-€84k▲ 1.3%€81k▼ 2.9%€114k▲ 40.3%€107k▼ 6.2%
Net result€55k-€56k▲ 1.9%€55k▼ 2.5%€78k▲ 43.0%€75k▼ 4.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €501k
Fixed assets
€321k▲ 8.1%
Current assets
€180k▼ 29.4%
Equity and liabilities €501k
Equity
€411k▲ 22.2%
Debt
€90k▼ 58.2%
The debt ratio falls from 39.1% to 18.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€134k▼
2024 · €139k
Cash flow
€102k▼
2024 · €103k
Solvency
82.0%▲
2024 · 60.9%
Current ratio
4.96▲
2024 · 1.79
Quick ratio
4.96▲
2024 · 1.79
Debt / equity
0.22▼
2024 · 0.64
ROE
18.2%▼
2024 · 23.2%
ROA
14.9%▲
2024 · 14.1%
Interest coverage
35.58▼
2024 · 37.83
Debt
€90k▼
2024 · €215k
Debt ≤ 1 year
€36k▼
2024 · €142k
Debt > 1 year
€54k▼
2024 · €66k
Income taxes
€30k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€551k€501k▼
Fixed assets21/28€297k€321k▲
Tangible fixed assets22/27€297k€321k▲
Land and buildings22€236k€276k▲
Plant, machinery and equipment23€47k€40k▼
Furniture and vehicles24€13k€4k▼
Current assets29/58€254k€180k▼
Amounts receivable within one year40/41€39k€64k▲
Trade receivables40€37k€33k▼
Other amounts receivable41€2k€32k▲
Cash at bank and in hand54/58€214k€113k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€551k€501k▼
Equity10/15€336k€411k▲
Contributions10/11€6k€6k=
Reserves13€292k€367k▲
Distributable reserves133€292k€367k▲
Profit (loss) carried forward14€38k€38k=
Amounts payable17/49€215k€90k▼
Amounts payable after more than one year17€66k€54k▼
Financial debts170/4€66k€54k▼
Amounts payable within one year42/48€142k€36k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€16k€198▼
Suppliers440/4€16k€198▼
Taxes, remuneration and social security45€51k€24k▼
Taxes450/3€51k€24k▼
Other amounts payable47/48€64k€0▼
Accrued charges and deferred income492/3€7k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€949
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€27k▲
Other operating charges640/8€448€2k▲
Gross operating margin9900€140k€136k▼
Operating profit (loss)9901€114k€107k▼
Financial income75/76B€869€2k▲
Recurring financial income75€869€2k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€111k€105k▼
Income taxes67/77€33k€30k▼
Profit (loss) for the period9904€78k€75k▼
Profit (loss) for the period to be appropriated9905€78k€75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€112k▼
Profit (loss) brought forward from the previous period14P€38k€38k=
Transfer from equity791/2€64k€0▼
Transfer to equity691/2€78k€75k▼
To other reserves6921€78k€75k▼
Profit to be distributed694/7€64k€0▼
Return on contributions (dividend)694€64k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Liquidity triplescurrent ratio 4.96
Current ratio from 1.79 to 4.96; short-term debt falls from €142k to €36k.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €78k ▲43%
Operating result €114k, net result €78k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €34k ▼46.2%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stuivenbergvaart 1032800 MechelenGround area
755 m²
Building footprint
149 m²
Volume, LiDAR
1,230 m³
2 parcels, Brussels, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ROCOCO
since 20072.160.202.470
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0586/00M003 | Flanders | 648 m² | 1 · 96 m² | 11.5 m · 3 fl. |
| 21816C0023/00D008 | Brussels | 107 m² | 1 · 53 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MALYVERT
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FINANCIERES WEST NAMUR
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STERNIDAE
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Kortrijk · Eq €411k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 36,179 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2007
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68201Renting and operating of own or leased residential real estate, excluding social housing
70201
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.