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ROCLA

Active
Private limited companyfounded 199234 yrs activeRijselsestraat(Kor) 34, 8500 Kortrijk, BelgiumKBO/BCE: BE 0448.007.366
Summary

ROCLA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€112,213) and a net result of -€13,468. Equity is shrinking by ~2.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-34
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.51 against 1.73 in 2024; short-term debt: 66.4% and cash: 0.7% of total assets), but equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-126.4%
Return on assets
-15.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€112,213
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 d early
2024
27 d late
2023
27 d early
2022
45 d early
2021
193 d late
2020
523 d late
2019
837 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 208 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 August 1992, ROCLA was incorporated.1 Total assets went from EUR 127,979 in 2018 to EUR 88,755 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€112,213▼ 13.6%
2024 · -€98,745
Total assets
€88,755▼ 13.2%
2024 · €102,223
Net result
-€13,468▼ 781%
2024 · -€1,529
Working capital
€29,787▼ 31.1%
2024 · €43,255
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€580▲ 33.0%-€5,133▼ 785%-€4,744▲ 7.6%-€3,189▲ 32.8%-€3,789▼ 18.8%
Net result€976-€5,641-€1,867▲ 66.9%-€1,529▲ 18.1%-€13,468▼ 781%
Equity-€89,708▲ 1.1%-€95,348▼ 6.3%-€97,216▼ 2.0%-€98,745▼ 1.6%-€112,213▼ 13.6%
Total assets€117,770▲ 0.8%€112,461▼ 4.5%€109,094▼ 3.0%€102,223▼ 6.3%€88,755▼ 13.2%
Debt€207,477=€207,809▲ 0.2%€206,309▼ 0.7%€200,968▼ 2.6%€200,968=
Working capital€52,292▲ 1.9%€46,652▼ 10.8%€44,784▼ 4.0%€43,255▼ 3.4%€29,787▼ 31.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2021: -€580-€580Net result 2021: €976€976Operating result 2022: -€5,133-€5,133Net result 2022: -€5,641-€5,641Operating result 2023: -€4,744-€4,744Net result 2023: -€1,867-€1,867Operating result 2024: -€3,189-€3,189Net result 2024: -€1,529-€1,529Operating result 2025: -€3,789-€3,789Net result 2025: -€13,468-€13,46820212022202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€4,744-€4,740Net result 2023: -€1,867-€1,870Operating result 2024: -€3,189-€3,190Net result 2024: -€1,529-€1,530Operating result 2025: -€3,789-€3,790Net result 2025: -€13,468-€13,500202320242025
The operating result stays negative: a loss of €3,789 in 2025 against €3,189 in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
Solvency
-126.4%▼
2024 · -96.6%
Current ratio
1.51▼
2024 · 1.73
Debt to equity
-1.79▲
2024 · -2.04
ROA
-15.2%▼
2024 · -1.5%
Debt ≤ 1 year
€58,968=
2024 · €58,968
Debt > 1 year
€142,000=
2024 · €142,000
Income taxes
€245▲
2024 · -€186
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,639 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.1% went bankrupt
9.8% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€102,223€88,755▼
Current assets29/58€102,223€88,755▼
Amounts receivable within one year40/41€2,592€3,003▲
Trade receivables40€2,074€2,074=
Other amounts receivable41€518€930▲
Current investments50/53€98,944€85,170▼
Cash at bank and in hand54/58€687€581▼
Equity and liabilities
Total equity and liabilities10/49€102,223€88,755▼
Equity10/15-€98,745-€112,213▼
Contributions10/11€61,973€61,973=
Reserves13€4,679€4,679=
Distributable reserves133€4,679€4,679=
Profit (loss) carried forward14-€165,397-€178,866▼
Amounts payable17/49€200,968€200,968=
Amounts payable after more than one year17€142,000€142,000=
Other amounts payable178/9€142,000€142,000=
Amounts payable within one year42/48€58,968€58,968=
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€58,968€58,968=
Income statement Code20242025
Other operating charges640/8€513€528▲
Gross operating margin9900-€2,676-€3,261▼
Operating profit (loss)9901-€3,189-€3,789▼
Financial income75/76B€4,355€2,787▼
Recurring financial income75€4,355€2,787▼
Non-recurring financial income76B€0-
Financial charges65/66B€2,880€12,221▲
Recurring financial charges65€2,880€12,221▲
Profit (loss) for the period before taxes9903-€1,715-€13,224▼
Income taxes67/77-€186€245▲
Profit (loss) for the period9904-€1,529-€13,468▼
Profit (loss) for the period to be appropriated9905-€1,529-€13,468▼
Appropriation of the result
Profit (loss) to be appropriated9906-€165,397-€178,866▼
Profit (loss) brought forward from the previous period14P-€163,868-€165,397▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€509€585€996€513€528▲ 2.8%
Gross operating margin9900-€71-€4,548-€3,748-€2,676-€3,261▼ 21.9%
Operating profit (loss)9901-€580-€5,133-€4,744-€3,189-€3,789▼ 18.8%
Financial income75/76B€1,803€1,874€5,542€4,355€2,787▼ 36.0%
Recurring financial income75€1,803€1,874€4,042€4,355€2,787▼ 36.0%
Non-recurring financial income76B--€1,500€0--
Financial charges65/66B€247€102€2,943€2,880€12,221▲ 324%
Recurring financial charges65€247€102€2,943€2,880€12,221▲ 324%
Profit (loss) for the period before taxes9903€976-€3,361-€2,145-€1,715-€13,224▼ 671%
Income taxes67/77€0€2,280-€278-€186€245▲ 232%
Profit (loss) for the period9904€976-€5,641-€1,867-€1,529-€13,468▼ 781%
Profit (loss) for the period to be appropriated9905€976-€5,641-€1,867-€1,529-€13,468▼ 781%
Line20212022202320242025Change
Assets
Total assets20/58€117,770€112,461€109,094€102,223€88,755▼ 13.2%
Current assets29/58€117,770€112,461€109,094€102,223€88,755▼ 13.2%
Amounts receivable within one year40/41€2,570€28,638€2,536€2,592€3,003▲ 15.9%
Trade receivables40€2,074€2,074€2,074€2,074€2,074=
Other amounts receivable41€497€26,565€463€518€930▲ 79.4%
Current investments50/53€113,760€80,882€105,077€98,944€85,170▼ 13.9%
Cash at bank and in hand54/58€1,439€2,941€1,481€687€581▼ 15.4%
Equity and liabilities
Total equity and liabilities10/49€117,770€112,461€109,094€102,223€88,755▼ 13.2%
Equity10/15-€89,708-€95,348-€97,216-€98,745-€112,213▼ 13.6%
Contributions10/11€61,973€61,973€61,973€61,973€61,973=
Reserves13€4,679€4,679€4,679€4,679€4,679=
Non-distributable reserves130/1€4,679€4,679€0---
Reserves not available under the articles1311€4,679€4,679€0---
Distributable reserves133--€4,679€4,679€4,679=
Profit (loss) carried forward14-€156,360-€162,001-€163,868-€165,397-€178,866▼ 8.1%
Amounts payable17/49€207,477€207,809€206,309€200,968€200,968=
Amounts payable after more than one year17€142,000€142,000€142,000€142,000€142,000=
Other amounts payable178/9€142,000€142,000€142,000€142,000€142,000=
Amounts payable within one year42/48€65,477€65,809€64,309€58,968€58,968=
Taxes, remuneration and social security45€9€341€341€0--
Taxes450/3€9€341€341€0--
Other amounts payable47/48€65,468€65,468€63,968€58,968€58,968=
Line20212022202320242025Change
Profit (loss) for the period9904€976-€5,641-€1,867-€1,529-€13,468▼ 781%
Operating cash flow (approximation)€976-€5,641-€1,867-€1,529-€13,468▼ 781%
Change in cash-€1,502-€1,460-€794-€106▲ 86.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€13,468
Net result drops to -€13,468, the lowest in the series.
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
09-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 193 days late
05-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 523 days late
2022
15-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 837 days late
2021
31-12
Financial Back to profitnet €976
Net result €976 after 2 loss-making years.
2019
04-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1992
seat establishment The establishment unit on the map
Ground area
1,022 m²
Building footprint
503 m²
Volume, LiDAR
8,656 m³
Parcel 34022G0236/00L000, Flanders · tallest building 23.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
ROCLA
Rijselsestraat(Kor) 34, 8500 KortrijkNACE 5153204
since 19922.058.667.226
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34022G0236/00L000 Flanders 1,022 m² 1 · 503 m² 23.6 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600MTYKT4E54LKU96
live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company
Founded11-08-1992
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.