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ROCK ESTATE

Active
Dendermondesteenweg 933 ·9070 Destelbergen, Belgium
KBO/BCE: BE 0781.526.129
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ROCK ESTATE is 0.6% (low). The 2025 annual accounts show equity of €61k and a net result of €46k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 48% of 442 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€46k
Working capital€39k+9.5%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 06-03-2026 with the NBB · fiscal year 2025 · micro
€-20k€0€20k€40k€60kOperating result 2022: €57k€57kNet result 2022: €45k€45kOperating result 2023: €17k€17kNet result 2023: €13k€13kOperating result 2024: €-9k€-9kNet result 2024: €-11k€-11kOperating result 2025: €58k€58kNet result 2025: €46k€46k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~4%/year over 4 fiscal years, indicative, assuming unchanged policy.
€40k€50k€60k€70k€80k2026: €60k (€53k - €68k)2027: €63k (€52k - €74k)2028: €65k (€50k - €81k)2022: €50k2023: €61k2024: €51k2025: €61k2022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 74 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 51.5% 53.6%
better than 48% of 442 sector peers
Net result €46k €16k
better than 78% of 442 sector peers
Equity €61k €38k
better than 64% of 442 sector peers
Gross operating margin €71k €32k
better than 75% of 442 sector peers
Total assets €118k €83k
better than 63% of 442 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P48
2022: P93 · n=7612023: P68 · n=11572024: P64 · n=14792025: P48 · n=4422022 2025
Weakening position over 2022-2025 · n=442-1479
Net result P78
2022: P83 · n=7622023: P53 · n=11562024: P11 · n=14812025: P78 · n=4422022 2025
Weakening position over 2022-2025 · n=442-1481
Equity P64
2022: P73 · n=7622023: P75 · n=11582024: P65 · n=14812025: P64 · n=4422022 2025
Stable position over 2022-2025 · n=442-1481
Gross operating margin P75
2022: P78 · n=7622023: P49 · n=11552024: P19 · n=14792025: P75 · n=4422022 2025
Weakening position over 2022-2025 · n=442-1479
Describes the position versus peers, not a forecast.
EBITDA
€70k
+2938.7% +168% vs sector
Net profit
€46k
- +223% vs sector
Cash flow
€58k
+7367.9% +211% vs sector
Total assets
€118k
+45.3% +48% vs sector
Equity
€61k
+19.9% +48% vs sector
Working capital
€39k
+9.5% -3% vs sector
Income taxes
€11k
+7438.8% +57% vs sector
Dividends
€36k
- 22-25
Debt
€57k
+87.7% +47% vs sector
Debt ≤ 1y
€53k
+186.5% +169% vs sector
Debt > 1y
€4k
-65.9% -90% vs sector
Current ratio
1.74
-40.8% -15% vs sector
Quick ratio
1.74
-40.8% -15% vs sector
Solvency
51.5%
-17.5% ≈ vs sector
Debt / equity
0.94
+56.5% ≈ vs sector
ROE
76.4%
- +110% vs sector
ROA
39.4%
- +118% vs sector
Interest coverage
55.49
+3903.9% ≈ vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€70k
Net profit€46k
Cash flow€58k
Staff costs-
Income taxes€11k
Dividends€36k
Total assets€118k
Equity€61k
Debt€57k
of which ≤ 1y€53k
of which > 1y€4k
Working capital€39k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.74
Quick ratio1.74
Working capital ratio33.4%
Solvency51.5%
Debt / equity0.94
Long-term debt ratio0.07
Interest coverage55.49
Gross margin-
Net margin-
ROA39.4%
ROE76.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€118k
Fixed assets 21/28€25k
Intangible fixed assets 21€0
Tangible fixed assets 22/27€25k
Current assets 29/58€92k
Amounts receivable within one year 40/41€23k
Cash & bank 54/58€58k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€118k
Equity 10/15€61k
Contributions / capital 10/11€5k
Reserves 13€56k
Accumulated profits (losses) 14€169
Amounts payable 17/49€57k
Amounts payable after one year 17€4k
Amounts payable within one year 42/48€53k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€71k
Operating result 9901€58k
Financial income 75€282
Financial charges 65€1k
Result before taxes 9903€57k
Income taxes 67/77€11k
Net result for the period 9904€46k
Result to be appropriated 9905€46k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
ROCK ESTATE
Dendermondesteenweg 933, 9070 DestelbergenBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
since 20222.328.289.119
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area223 m²
Buildings1
Building footprint162 m²
Volume (LiDAR)534 m³
Tallest building5.7 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44333G0302/00K000 Flanders 223 m² 1 · 162 m² 5.7 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency90Growth78Stability94
92 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 90
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999
Primary activity highlighted.
Names & trade names
Legal nameNL ROCK ESTATE
Trade nameNL REFRESH VASTGOEDBURO
Registered office
Dendermondesteenweg 933
9070 Destelbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.